Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Sierra Bancorp (NAS:BSRR) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Sierra Bancorp Forward PE Ratio Related Terms
Sierra Bancorp Forward PE Ratio Historical Data
* Premium members only.
The historical data trend for Sierra Bancorp's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sierra Bancorp Forward PE Ratio Chart
Sierra Bancorp Annual Data
Trend
2016-12
2017-12
2018-12
2019-12
2020-12
2021-12
2022-12
2023-12
2024-12
2025-12
Forward PE Ratio
17.61
15.22
11.15
15.04
10.35
10.09
7.35
8.76
10.38
9.75
Sierra Bancorp Quarterly Data
2016-06
2016-09
2016-12
2017-03
2017-06
2017-09
2017-12
2018-03
2018-06
2018-09
2018-12
2019-03
2019-06
2019-09
2019-12
2020-03
2020-06
2020-09
2020-12
2021-03
2021-06
2021-09
2021-12
2022-03
2022-06
2022-09
2022-12
2023-03
2023-06
2023-09
2023-12
2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
15.31
12.85
17.61
18.18
16.47
15.08
15.22
13.70
14.33
13.44
11.15
11.44
12.17
11.52
15.04
9.10
10.75
8.89
10.35
11.30
9.33
8.78
10.09
9.84
9.54
6.74
7.35
6.11
6.72
7.09
8.76
8.31
9.09
10.33
10.38
9.83
10.19
9.31
9.75
9.30
BSRR vs FBIZ, HBCP, WCCB: Forward PE Ratio Comparison
For the Banks - Regional subindustry, Sierra Bancorp's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sierra Bancorp Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Sierra Bancorp's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Sierra Bancorp's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Sierra Bancorp (BSRR) has a Forward PE Ratio of 11.23 as of Jul. 26, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Sierra Bancorp and its competitors. According to the industry distribution chart, Sierra Bancorp ranks #398 out of 818 companies in the Banks industry, placing it in the top 48.7%.
Is Sierra Bancorp's Forward PE Ratio too high?
Sierra Bancorp's current Forward PE Ratio is 11.23. The Banks industry median Forward PE Ratio is 11.31. Sierra Bancorp's value of 11.23 is 0.7% below this industry median. Based on the distribution chart, Sierra Bancorp ranks #398 out of 818 companies in the Banks industry, which is above the industry midpoint. Overall, Sierra Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sierra Bancorp's Forward PE Ratio compare to FBIZ and HBCP?
According to the Banks industry distribution chart, Sierra Bancorp ranks #398 out of 818 companies for Forward PE Ratio. This puts Sierra Bancorp in the upper half of its industry. The industry median Forward PE Ratio is 11.31. Sierra Bancorp's value of 11.23 is 0.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 11.31, based on 818 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sierra Bancorp's current Forward PE Ratio of 11.23 is 0.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Sierra Bancorp and its competitors. For the Banks industry, the median Forward PE Ratio is 11.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sierra Bancorp's current Forward PE Ratio is 11.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sierra Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sierra Bancorp (BSRR) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.78, compared to a current price of $41.88 — trading 24% above its estimated fair value. The current Forward PE Ratio is 11.23 and 0.7% below the Banks industry median of 11.31. Sierra Bancorp's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Sierra Bancorp (BSRR), the current Forward PE Ratio is 11.23 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sierra Bancorp (BSRR) Overvalued in 2026?
Based on GuruFocus' analysis, Sierra Bancorp stock appears to be overvalued.
The current stock price of $41.88 is trading 24% above its estimated GF Value™ of $33.78.
GuruFocus considers Sierra Bancorp to be Modestly Overvalued.
Key valuation signals for BSRR:
Forward PE Ratio: 11.23
GF Value™: $33.78 vs. price of $41.88 (24% above fair value)
Industry Position: 0.7% below the Banks median (#398 of 818)
No single metric tells the full story. See the BSRR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sierra Bancorp is a California-based bank holding company, which offers a range of retail and commercial banking services. It offers a wide range of deposit products and services for individuals and businesses including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's lending activities cover real estate, commercial (including small business), mortgage warehouse, agricultural and consumer loans, and also offers commercial construction loans and multifamily and agricultural credit facilities among other types of real estate loans.
63GF Score
Get the complete analysis for BSRR
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSRR has been successfully added to your 
