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BSRR (Sierra Bancorp) PB Ratio : 1.15 (As of Mar. 25, 2025)


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What is Sierra Bancorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-03-25), Sierra Bancorp's share price is $28.90. Sierra Bancorp's Book Value per Share for the quarter that ended in Dec. 2024 was $25.12. Hence, Sierra Bancorp's PB Ratio of today is 1.15.

The historical rank and industry rank for Sierra Bancorp's PB Ratio or its related term are showing as below:

BSRR' s PB Ratio Range Over the Past 10 Years
Min: 0.71   Med: 1.19   Max: 1.92
Current: 1.15

During the past 13 years, Sierra Bancorp's highest PB Ratio was 1.92. The lowest was 0.71. And the median was 1.19.

BSRR's PB Ratio is ranked worse than
68.72% of 1528 companies
in the Banks industry
Industry Median: 0.93 vs BSRR: 1.15

During the past 12 months, Sierra Bancorp's average Book Value Per Share Growth Rate was 9.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 1.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 2.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 6.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Sierra Bancorp was 15.40% per year. The lowest was -4.70% per year. And the median was 8.60% per year.

Back to Basics: PB Ratio


Sierra Bancorp PB Ratio Historical Data

The historical data trend for Sierra Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Sierra Bancorp PB Ratio Chart

Sierra Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.07 1.14 1.06 0.99 1.15

Sierra Bancorp Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.99 0.86 0.93 1.16 1.15

Competitive Comparison of Sierra Bancorp's PB Ratio

For the Banks - Regional subindustry, Sierra Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sierra Bancorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Sierra Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Sierra Bancorp's PB Ratio falls into.



Sierra Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Sierra Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=28.90/25.121
=1.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Sierra Bancorp  (NAS:BSRR) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Sierra Bancorp PB Ratio Related Terms

Thank you for viewing the detailed overview of Sierra Bancorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Sierra Bancorp Business Description

Traded in Other Exchanges
N/A
Address
86 North Main Street, P.O. Box 1930, Porterville, CA, USA, 93257
Sierra Bancorp is a California-based bank holding company, which offers a range of retail and commercial banking services. it offers a wide range of deposit products and services for individuals and businesses including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's lending activities cover real estate, commercial (including small business), mortgage warehouse, agricultural and consumer loans, and also offers commercial construction loans and multifamily and agricultural credit facilities among other types of real estate loans.
Executives
Vonn R Christenson director 86 N MAIN STREET, PORTERVILLE CA 93257
Michele M Gil director 86 NORTH MAIN STREET, PORTERVILLE CA 93257
Michael Olague officer: EVP/Chief Banking Officer 86 N MAIN STREET, PORTERVILLE CA 93257
Julie G Castle director 86 NORTH MAIN STREET, PORTERVILLE CA 93257
Morris A Tharp director 86 N MAIN ST, PORTERVILLE CA 93257
Albert L Berra director 721 W OLIVE AVENUE, PORTERVILLE CA 93257
Cindy L Dabney officer: SVP/Chief Accounting Officer 86 NORTH MAIN STREET, PORTERVILLE CA 93257
James C Holly director
Kevin J Mcphaill officer: President/CEO 86 N MAIN STREET, PORTERVILLE CA 93257
Susan M Abundis director 86 NORTH MAIN STREET, POTERVILLE CA 93257
Natalia M Coen officer: EVP/CRO 86 NORTH MAIN STREET, PORTERVILLE CA 93257
Laurence S Dutto director 86 N MAIN STREET, PORTERVILLE CA 93257
Gordon T Woods director 200 E HENDERSON, PORTERVILLE CA 93258
Ermina Karim director 86 NORTH MAIN STREET, PORTERVILLE CA 93257
Lynda Scearcy director 86 N. MAIN STREET, PORTERVILLE CA 93257