Business Description
Spar Nord Bank AS
ISIN : DK0060036564
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SPNO.Denmark0JH4.UK0SR.Germany IPO Date
2013-10-14Description
Spar Nord Bank AS is a retail bank operating in Denmark. About half of the bank's presence is in North Jutland. The company mostly grew outside its home base via mergers and acquisitions. It caters to common households and local small and medium-sized enterprises. The company's pioneers emphasizes personalization and financial technology. Almost all of the bank's income is net interest income, followed by net fees, charges, and commissions. The majority of the bank's loan portfolio is business lending. The bank's business loan portfolio is diversified among several industries, notably financial services, real estate, trade, and agriculture, hunting, and forestry.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.21 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 0.75 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.45 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 16.2 | |||||
| 3-Year EPS without NRI Growth Rate | 21 | |||||
| 3-Year Book Growth Rate | 9.7 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 100 | |||||
| 9-Day RSI | 99.99 | |||||
| 14-Day RSI | 99.84 | |||||
| 3-1 Month Momentum % | 56.65 | |||||
| 6-1 Month Momentum % | 56.42 | |||||
| 12-1 Month Momentum % | 94.71 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.85 | |||||
| Dividend Payout Ratio | 0.54 | |||||
| 3-Year Dividend Growth Rate | 88.2 | |||||
| Forward Dividend Yield % | 4.85 | |||||
| 5-Year Yield-on-Cost % | 4.85 | |||||
| 3-Year Average Share Buyback Ratio | 2.4 | |||||
| Shareholder Yield % | -2.95 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 39.86 | |||||
| FCF Margin % | 29.67 | |||||
| ROE % | 15.86 | |||||
| ROA % | 1.61 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 11.21 | |||||
| Forward PE Ratio | 12.6 | |||||
| PE Ratio without NRI | 11.24 | |||||
| Shiller PE Ratio | 18.57 | |||||
| Price-to-Owner-Earnings | 14.34 | |||||
| PEG Ratio | 1.08 | |||||
| PS Ratio | 4.36 | |||||
| PB Ratio | 1.63 | |||||
| Price-to-Tangible-Book | 1.68 | |||||
| Price-to-Free-Cash-Flow | 15.21 | |||||
| Price-to-Operating-Cash-Flow | 14.54 | |||||
| EV-to-Revenue | 5.85 | |||||
| EV-to-FCF | 19.71 | |||||
| Price-to-GF-Value | 2.43 | |||||
| Price-to-Median-PS-Value | 1.67 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.14 | |||||
| Price-to-Graham-Number | 0.92 | |||||
| FCF Yield % | 6.9 | |||||
| Forward Rate of Return (Yacktman) % | 3.96 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Spar Nord Bank AS Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil kr) | 5,574 | ||
| EPS (TTM) (kr) | 18.6 | ||
| Beta | 1.47 | ||
| 3-Year Sharpe Ratio | 0.78 | ||
| 3-Year Sortino Ratio | 2.8 | ||
| Volatility % | 57.8 | ||
| 14-Day RSI | 99.84 | ||
| 14-Day ATR (kr) | 0.462794 | ||
| 20-Day SMA (kr) | 206 | ||
| 12-1 Month Momentum % | 94.71 | ||
| 52-Week Range (kr) | 105.8 - 206 | ||
| Shares Outstanding (Mil) | 114.23 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Spar Nord Bank AS Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Spar Nord Bank AS Stock Events
| Event | Date | Price (kr) | ||
|---|---|---|---|---|
| No Event Data | ||||
Spar Nord Bank AS Frequently Asked Questions
What is Spar Nord Bank AS(CHIX:SPNOc)'s stock price today?
The current price of CHIX:SPNOc is kr206.00. The 52 week high of CHIX:SPNOc is kr206.00 and 52 week low is kr105.80.
When is next earnings date of Spar Nord Bank AS(CHIX:SPNOc)?
The next earnings date of Spar Nord Bank AS(CHIX:SPNOc) is 2025-05-01.
Does Spar Nord Bank AS(CHIX:SPNOc) pay dividends? If so, how much?
The Dividend Yield %  of Spar Nord Bank AS(CHIX:SPNOc) is 4.85% (As of Today), Highest Dividend Payout Ratio of Spar Nord Bank AS(CHIX:SPNOc) was 0.65. The lowest was 0.14. And the median was 0.43. The  Forward Dividend Yield % of Spar Nord Bank AS(CHIX:SPNOc) is 4.85%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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