GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Spar Nord Bank AS (CHIX:SPNOc) » Definitions » Net Margin %

Spar Nord Bank AS (CHIX:SPNOC) Net Margin % : 35.40% (As of Mar. 2025)


View and export this data going back to 2013. Start your Free Trial

What is Spar Nord Bank AS Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Spar Nord Bank AS's Net Income for the three months ended in Mar. 2025 was kr491 Mil. Spar Nord Bank AS's Revenue for the three months ended in Mar. 2025 was kr1,387 Mil. Therefore, Spar Nord Bank AS's net margin for the quarter that ended in Mar. 2025 was 35.40%.

The historical rank and industry rank for Spar Nord Bank AS's Net Margin % or its related term are showing as below:

CHIX:SPNOc' s Net Margin % Range Over the Past 10 Years
Min: 22.35   Med: 32.13   Max: 43.8
Current: 37.29


CHIX:SPNOc's Net Margin % is ranked better than
80.16% of 1583 companies
in the Banks industry
Industry Median: 24.99 vs CHIX:SPNOc: 37.29

Spar Nord Bank AS Net Margin % Historical Data

The historical data trend for Spar Nord Bank AS's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Spar Nord Bank AS Net Margin % Chart

Spar Nord Bank AS Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.35 36.71 34.82 43.80 40.31

Spar Nord Bank AS Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 45.21 39.20 40.24 34.08 35.40

Competitive Comparison of Spar Nord Bank AS's Net Margin %

For the Banks - Regional subindustry, Spar Nord Bank AS's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Spar Nord Bank AS's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Spar Nord Bank AS's Net Margin % distribution charts can be found below:

* The bar in red indicates where Spar Nord Bank AS's Net Margin % falls into.


;
;

Spar Nord Bank AS Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Spar Nord Bank AS's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=2222/5512
=40.31 %

Spar Nord Bank AS's Net Margin for the quarter that ended in Mar. 2025 is calculated as

Net Margin=Net Income (Q: Mar. 2025 )/Revenue (Q: Mar. 2025 )
=491/1387
=35.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Spar Nord Bank AS  (CHIX:SPNOc) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Spar Nord Bank AS Net Margin % Related Terms

Thank you for viewing the detailed overview of Spar Nord Bank AS's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Spar Nord Bank AS Business Description

Traded in Other Exchanges
Address
Skelagervej 15, Aalborg, DNK, 9100
Spar Nord Bank AS is a retail bank operating in Denmark. About half of the bank's presence is in North Jutland. The company mostly grew outside its home base via mergers and acquisitions. It caters to common households and local small and medium-sized enterprises. The company's pioneers emphasizes personalization and financial technology. Almost all of the bank's income is net interest income, followed by net fees, charges, and commissions. The majority of the bank's loan portfolio is business lending. The bank's business loan portfolio is diversified among several industries, notably financial services, real estate, trade, and agriculture, hunting, and forestry.

Spar Nord Bank AS Headlines

No Headlines