Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Equity-to-Asset 0.54
CRMT's Equity-to-Asset is ranked higher than
61% of the 1280 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.49 vs. CRMT: 0.54 )
Ranked among companies with meaningful Equity-to-Asset only.
CRMT' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1  Med: 0.59 Max: 0.96
Current: 0.54
0.1
0.96
Debt-to-Equity 0.51
CRMT's Debt-to-Equity is ranked higher than
51% of the 1044 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.53 vs. CRMT: 0.51 )
Ranked among companies with meaningful Debt-to-Equity only.
CRMT' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02  Med: 0.46 Max: 6
Current: 0.51
0.02
6
Debt-to-EBITDA 2.97
CRMT's Debt-to-EBITDA is ranked lower than
58% of the 1070 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 2.45 vs. CRMT: 2.97 )
Ranked among companies with meaningful Debt-to-EBITDA only.
CRMT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.86  Med: 1.64 Max: 4.15
Current: 2.97
0.86
4.15
Interest Coverage 8.60
CRMT's Interest Coverage is ranked lower than
65% of the 1135 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 20.24 vs. CRMT: 8.60 )
Ranked among companies with meaningful Interest Coverage only.
CRMT' s Interest Coverage Range Over the Past 10 Years
Min: 6.71  Med: 14.74 Max: 24.14
Current: 8.6
6.71
24.14
Piotroski F-Score: 7
Altman Z-Score: 4.51
Beneish M-Score: -1.66
WACC vs ROIC
6.35%
6.56%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating Margin % 6.28
CRMT's Operating Margin % is ranked higher than
55% of the 1300 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 5.66 vs. CRMT: 6.28 )
Ranked among companies with meaningful Operating Margin % only.
CRMT' s Operating Margin % Range Over the Past 10 Years
Min: 3.9  Med: 9.56 Max: 13.17
Current: 6.28
3.9
13.17
Net Margin % 3.41
CRMT's Net Margin % is ranked lower than
55% of the 1299 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 3.86 vs. CRMT: 3.41 )
Ranked among companies with meaningful Net Margin % only.
CRMT' s Net Margin % Range Over the Past 10 Years
Min: 2.04  Med: 5.78 Max: 7.92
Current: 3.41
2.04
7.92
ROE % 8.54
CRMT's ROE % is ranked lower than
53% of the 1274 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 9.34 vs. CRMT: 8.54 )
Ranked among companies with meaningful ROE % only.
CRMT' s ROE % Range Over the Past 10 Years
Min: 5.05  Med: 12.75 Max: 17.75
Current: 8.54
5.05
17.75
ROA % 4.65
CRMT's ROA % is ranked higher than
54% of the 1312 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 4.20 vs. CRMT: 4.65 )
Ranked among companies with meaningful ROA % only.
CRMT' s ROA % Range Over the Past 10 Years
Min: 2.88  Med: 8.29 Max: 11.4
Current: 4.65
2.88
11.4
ROC (Joel Greenblatt) % 10.15
CRMT's ROC (Joel Greenblatt) % is ranked lower than
63% of the 1307 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 14.08 vs. CRMT: 10.15 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
CRMT' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 6.52  Med: 16.29 Max: 22.17
Current: 10.15
6.52
22.17
3-Year Revenue Growth Rate 11.60
CRMT's 3-Year Revenue Growth Rate is ranked higher than
80% of the 1210 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 2.90 vs. CRMT: 11.60 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
CRMT' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -85  Med: 11.5 Max: 1279.9
Current: 11.6
-85
1279.9
3-Year EBITDA Growth Rate 5.60
CRMT's 3-Year EBITDA Growth Rate is ranked lower than
54% of the 1122 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 7.10 vs. CRMT: 5.60 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
CRMT' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -37.8  Med: 6.5 Max: 102.6
Current: 5.6
-37.8
102.6
3-Year EPS without NRI Growth Rate 3.40
CRMT's 3-Year EPS without NRI Growth Rate is ranked lower than
57% of the 1042 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 7.60 vs. CRMT: 3.40 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
CRMT' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -38.9  Med: 7.1 Max: 183.2
Current: 3.4
-38.9
183.2
» CRMT's 30-Y Financials

Financials (Next Earnings Date: 2018-02-20)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q4 2016

CRMT Guru Trades in Q4 2016

Chuck Royce 375,100 sh (unchged)
Barrow, Hanley, Mewhinney & Strauss 37,576 sh (unchged)
Jim Simons Sold Out
Donald Yacktman 464,926 sh (-11.26%)
» More
Q1 2017

CRMT Guru Trades in Q1 2017

John Hussman 2,200 sh (New)
Chuck Royce 375,100 sh (unchged)
Donald Yacktman 458,630 sh (-1.35%)
Barrow, Hanley, Mewhinney & Strauss 29,579 sh (-21.28%)
» More
Q2 2017

CRMT Guru Trades in Q2 2017

Jim Simons 10,372 sh (New)
Chuck Royce 375,100 sh (unchged)
Barrow, Hanley, Mewhinney & Strauss 29,579 sh (unchged)
John Hussman 2,200 sh (unchged)
Donald Yacktman 441,684 sh (-3.69%)
» More
Q3 2017

CRMT Guru Trades in Q3 2017

Jim Simons 57,372 sh (+453.14%)
Barrow, Hanley, Mewhinney & Strauss 29,579 sh (unchged)
John Hussman 2,200 sh (unchged)
Donald Yacktman 428,143 sh (-3.07%)
Chuck Royce 300,100 sh (-19.99%)
» More
» Details

Insider Trades

Latest Guru Trades with CRMT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Donald Yacktman 2017-09-30 Reduce -3.07%0.01%$36.9 - $42.35 $ 47.8523%428,143
Donald Yacktman 2017-06-30 Reduce -3.69%0.01%$34.05 - $39.5 $ 47.8530%441,684
Donald Yacktman 2017-03-31 Reduce -1.35%$31 - $45.55 $ 47.8525%458,630
Barrow, Hanley, Mewhinney & Strauss 2017-03-31 Reduce -21.28%$31 - $45.55 $ 47.8525%29,579
Donald Yacktman 2016-12-31 Reduce -11.26%0.02%$36.3 - $47.5 $ 47.8515%464,926
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Autos » Auto & Truck Dealerships    NAICS: 441120    SIC: 5521
Compare:OHEL:KAMUX, ISX:MPMX, TSE:9856, ASX:ASG, HKSE:01268, HKSE:01365, TSE:8291, LSE:VTU, TSE:9028, HKSE:00970, PHS:BCOR, XKRX:900140, IST:DOAS, ISX:IMAS, LSE:MOTR, TSE:3186, NZSE:CMO, ISX:BOGA, ISX:TURI, LSE:PDG » details
Traded in other countries:HC9.Germany,
Headquarter Location:USA
America's Car-Mart Inc is an automotive retailing company. It sells older model used vehicles & provides financing for customers.

America's Car-Mart Inc is an automotive retailing company. It sells older model used vehicles & provides financing for customers.

Top Ranked Articles about America's Car-Mart Inc

America’s Car-Mart, Inc. Schedules Release of Second Quarter 2018 Results and Conference Call
Buy What You Know, Study What You Don't The best way to form a 'correct yet contrarian view' of a stock is to pick a stock to research where you already have some background knowledge on the company, its products or the industry
The concept of “buy what you know” is a Peter Lynch idea. Most investors I talk to think it’s too simplistic. Like any idea, perhaps it is too simplistic if taken to the extreme. But I’ve found talking to other investors that they underestimate how much of an advantage you have in starting your research process on the firm footing of knowing something about the business you are about to research and how it works in the real world. Read more...
America’s Car-Mart, Inc. Schedules Release of First Quarter 2018 Results and Conference Call
CVS Health and Valero Look Good by This Measure How can you tell if a stock is a bargain? One test is the price/sales ratio
How can you tell if a stock is a bargain? One test is the price/sales ratio – a stock’s price divided by the company’s sales per share. Read more...
America's Car-Mart Announces Board Nomination
America’s Car-Mart, Inc. Schedules Release of Fourth Quarter and Full Year 2017 Results and Conference Call
Why Cyclical Stocks Make Tricky Long-Term Investments Investors make mistakes in cyclical stocks for two reasons: 1) They think the stock is cheap when it's expensive. 2) They think the business is high quality when it's actually low quality
Someone emailed me this question: Read more...
Buying a Good Business in a Bad Industry Only buy if the stock occupies a market niche or is the clear market leader
Someone emailed me this question: Read more...
When Historical Price Multiples Don’t Matter Anymore A stock should trade at a different multiple in the future than in the past whenever the company's growth prospects or the industry's competitive landscape have changed
Someone emailed me this question: Read more...
Talking to Competitors Is More Useful Than Talking to Management If you are interested in a stock, do not rely on that company's management. Talk to other companies in the same industry and compare them
Someone who reads my blog emailed me this question: Read more...

Ratios

vs
industry
vs
history
PE Ratio 18.92
CRMT's PE Ratio is ranked higher than
52% of the 1070 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 16.93 vs. CRMT: 18.92 )
Ranked among companies with meaningful PE Ratio only.
CRMT' s PE Ratio Range Over the Past 10 Years
Min: 5.04  Med: 13.79 Max: 73.26
Current: 18.92
5.04
73.26
PE Ratio without NRI 18.92
CRMT's PE Ratio without NRI is ranked higher than
53% of the 1073 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 17.00 vs. CRMT: 18.92 )
Ranked among companies with meaningful PE Ratio without NRI only.
CRMT' s PE Ratio without NRI Range Over the Past 10 Years
Min: 5.04  Med: 13.79 Max: 73.26
Current: 18.92
5.04
73.26
PB Ratio 1.51
CRMT's PB Ratio is ranked higher than
61% of the 1268 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.72 vs. CRMT: 1.51 )
Ranked among companies with meaningful PB Ratio only.
CRMT' s PB Ratio Range Over the Past 10 Years
Min: 0.63  Med: 1.52 Max: 2.6
Current: 1.51
0.63
2.6
PS Ratio 0.65
CRMT's PS Ratio is ranked higher than
65% of the 1264 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.85 vs. CRMT: 0.65 )
Ranked among companies with meaningful PS Ratio only.
CRMT' s PS Ratio Range Over the Past 10 Years
Min: 0.3  Med: 0.74 Max: 1.15
Current: 0.65
0.3
1.15
Price-to-Free-Cash-Flow 29.46
CRMT's Price-to-Free-Cash-Flow is ranked lower than
67% of the 463 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 17.65 vs. CRMT: 29.46 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
CRMT' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 9.77  Med: 40.66 Max: 406.51
Current: 29.46
9.77
406.51
Price-to-Operating-Cash-Flow 26.10
CRMT's Price-to-Operating-Cash-Flow is ranked lower than
85% of the 654 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 9.28 vs. CRMT: 26.10 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
CRMT' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 8.11  Med: 26.66 Max: 179.59
Current: 26.1
8.11
179.59
EV-to-EBIT 13.08
CRMT's EV-to-EBIT is ranked higher than
59% of the 1111 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 13.79 vs. CRMT: 13.08 )
Ranked among companies with meaningful EV-to-EBIT only.
CRMT' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.1  Med: 9.9 Max: 32.8
Current: 13.08
4.1
32.8
EV-to-EBITDA 11.68
CRMT's EV-to-EBITDA is ranked lower than
53% of the 1164 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 9.90 vs. CRMT: 11.68 )
Ranked among companies with meaningful EV-to-EBITDA only.
CRMT' s EV-to-EBITDA Range Over the Past 10 Years
Min: 3.9  Med: 9.4 Max: 28
Current: 11.68
3.9
28
EV-to-Revenue 0.80
CRMT's EV-to-Revenue is ranked higher than
64% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.00 vs. CRMT: 0.80 )
Ranked among companies with meaningful EV-to-Revenue only.
CRMT' s EV-to-Revenue Range Over the Past 10 Years
Min: 0.4  Med: 0.9 Max: 1.3
Current: 0.8
0.4
1.3
Shiller PE Ratio 18.23
CRMT's Shiller PE Ratio is ranked higher than
65% of the 310 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 24.45 vs. CRMT: 18.23 )
Ranked among companies with meaningful Shiller PE Ratio only.
CRMT' s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.62  Med: 19.08 Max: 27.1
Current: 18.23
7.62
27.1
Current Ratio 4.96
CRMT's Current Ratio is ranked higher than
94% of the 1180 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.54 vs. CRMT: 4.96 )
Ranked among companies with meaningful Current Ratio only.
CRMT' s Current Ratio Range Over the Past 10 Years
Min: 0.08  Med: 8.07 Max: 53.75
Current: 4.96
0.08
53.75
Quick Ratio 4.58
CRMT's Quick Ratio is ranked higher than
95% of the 1180 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.09 vs. CRMT: 4.58 )
Ranked among companies with meaningful Quick Ratio only.
CRMT' s Quick Ratio Range Over the Past 10 Years
Min: 0.08  Med: 7.47 Max: 53.75
Current: 4.58
0.08
53.75
Days Inventory 38.21
CRMT's Days Inventory is ranked higher than
75% of the 1260 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 59.41 vs. CRMT: 38.21 )
Ranked among companies with meaningful Days Inventory only.
CRMT' s Days Inventory Range Over the Past 10 Years
Min: 34.01  Med: 39.67 Max: 45.87
Current: 38.21
34.01
45.87
Days Sales Outstanding 230.94
CRMT's Days Sales Outstanding is ranked lower than
98% of the 1085 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 61.73 vs. CRMT: 230.94 )
Ranked among companies with meaningful Days Sales Outstanding only.
CRMT' s Days Sales Outstanding Range Over the Past 10 Years
Min: 215.49  Med: 222.49 Max: 230.94
Current: 230.94
215.49
230.94
Days Payable 15.84
CRMT's Days Payable is ranked lower than
89% of the 1026 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 56.26 vs. CRMT: 15.84 )
Ranked among companies with meaningful Days Payable only.
CRMT' s Days Payable Range Over the Past 10 Years
Min: 9.21  Med: 12.93 Max: 15.84
Current: 15.84
9.21
15.84

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio 4.50
CRMT's 3-Year Average Share Buyback Ratio is ranked higher than
97% of the 667 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: -2.20 vs. CRMT: 4.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CRMT' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -47.4  Med: 2.4 Max: 12.5
Current: 4.5
-47.4
12.5

Valuation & Return

vs
industry
vs
history
Price-to-Net-Current-Asset-Value 1.74
CRMT's Price-to-Net-Current-Asset-Value is ranked higher than
87% of the 583 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 5.67 vs. CRMT: 1.74 )
Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
CRMT' s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 0.71  Med: 1.81 Max: 14.41
Current: 1.74
0.71
14.41
Price-to-Tangible-Book 1.52
CRMT's Price-to-Tangible-Book is ranked higher than
64% of the 1225 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.93 vs. CRMT: 1.52 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
CRMT' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.3  Med: 1.46 Max: 16.5
Current: 1.52
0.3
16.5
Price-to-Intrinsic-Value-Projected-FCF 1.43
CRMT's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
58% of the 612 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.42 vs. CRMT: 1.43 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
CRMT' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.15  Med: 1.66 Max: 12.32
Current: 1.43
0.15
12.32
Price-to-Median-PS-Value 0.88
CRMT's Price-to-Median-PS-Value is ranked higher than
89% of the 1147 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.21 vs. CRMT: 0.88 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
CRMT' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.15  Med: 1.04 Max: 504
Current: 0.88
0.15
504
Price-to-Graham-Number 1.13
CRMT's Price-to-Graham-Number is ranked higher than
61% of the 901 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.23 vs. CRMT: 1.13 )
Ranked among companies with meaningful Price-to-Graham-Number only.
CRMT' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.08  Med: 0.93 Max: 2.86
Current: 1.13
0.08
2.86
Earnings Yield (Greenblatt) % 7.66
CRMT's Earnings Yield (Greenblatt) % is ranked higher than
65% of the 1309 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 6.27 vs. CRMT: 7.66 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
CRMT' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 3  Med: 10.1 Max: 24.5
Current: 7.66
3
24.5
Forward Rate of Return (Yacktman) % -4.48
CRMT's Forward Rate of Return (Yacktman) % is ranked lower than
77% of the 801 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 8.11 vs. CRMT: -4.48 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
CRMT' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -12.9  Med: 6.8 Max: 42.5
Current: -4.48
-12.9
42.5

More Statistics

Revenue (TTM) (Mil) $588.33
EPS (TTM) $ 2.53
Beta0.92
Short Percentage of Float16.53%
52-Week Range $30.20 - 48.95
Shares Outstanding (Mil)7.37

Piotroski F-Score Details

Piotroski F-Score: 77
Positive ROAY
Positive CFROAY
Higher ROA yoyY
CFROA > ROAN
Lower Leverage yoyY
Higher Current Ratio yoyY
Less Shares Outstanding yoyY
Higher Gross Margin yoyY
Higher Asset Turnover yoyN

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}