CRMT (America's Car-Mart) Net Margin %: -26.75% (As of Jan. 2026)


CRMT America's Car-Mart Inc CRMT
53 GF Score
Price $2.60
GF Value $43.28
Valuation Significantly Undervalued
! 9 Warning Signs
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What is America's Car-Mart Net Margin %?

America's Car-Mart CRMT -31.58% 53 Net Margin % is -26.75% as of Jan. 2026. GuruFocus rates CRMT with a GF Score™ of 53/100 and a GF Value™ of $43.28 (Significantly Undervalued). The stock has 9 warning signs investors should review. Among 1,326 Vehicles & Parts companies, America's Car-Mart ranks worse than 87.33% on this metric.

Net margin is calculated as Net Income divided by its Revenue. America's Car-Mart's Net Income for the three months ended in Jan. 2026 was $-77 Mil. America's Car-Mart's Revenue for the three months ended in Jan. 2026 was $287 Mil. Therefore, America's Car-Mart's net margin for the quarter that ended in Jan. 2026 was -26.75%.

The historical rank and industry rank for America's Car-Mart's Net Margin % or its related term are showing as below:

CRMT' s Net Margin % Range Over the Past 10 Years
Min: -6.99   Med: 4.7   Max: 11.52
Current: -6.99


CRMT's Net Margin % is ranked worse than
87.33% of 1326 companies
in the Vehicles & Parts industry
Industry Median: 3.205 vs CRMT: -6.99

America's Car-Mart  (NAS:CRMT) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


America's Car-Mart Net Margin % Related Terms


America's Car-Mart Net Margin % Historical Data

* Premium members only.

The historical data trend for America's Car-Mart's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

America's Car-Mart Net Margin % Chart

America's Car-Mart Annual Data
Trend Apr16 Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.52 7.98 1.46 -2.25 1.29

America's Car-Mart Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 2.87 -1.68 -6.42 -26.75

CRMT vs SDA, NXB, UCAR: Net Margin % Comparison

For the Auto & Truck Dealerships subindustry, America's Car-Mart's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


America's Car-Mart Net Margin % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, America's Car-Mart's Net Margin % distribution charts can be found below:

* The bar in red indicates where America's Car-Mart's Net Margin % falls into.


CRMT
53GF Score
America's Car-Mart Inc CRMT
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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America's Car-Mart Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

America's Car-Mart's Net Margin for the fiscal year that ended in Apr. 2025 is calculated as

Net Margin=Net Income (A: Apr. 2025 )/Revenue (A: Apr. 2025 )
=17.932/1390.932
=1.29 %

America's Car-Mart's Net Margin for the quarter that ended in Jan. 2026 is calculated as

Net Margin=Net Income (Q: Jan. 2026 )/Revenue (Q: Jan. 2026 )
=-76.703/286.792
=-26.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of -26.75% mean?
America's Car-Mart (CRMT) has a Net Margin % of -26.75% as of Jan. 2026. Net margin is the ratio of total net income to net sales. View historical data on America's Car-Mart and its competitors. According to the industry distribution chart, America's Car-Mart ranks #1158 out of 1326 companies in the Vehicles & Parts industry, placing it in the top 87.3%.
Is America's Car-Mart's Net Margin % too high?
America's Car-Mart's current Net Margin % is -26.75%. Based on the distribution chart, America's Car-Mart ranks #1158 out of 1326 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, America's Car-Mart has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does America's Car-Mart's Net Margin % compare to SDA and NXB?
According to the Vehicles & Parts industry distribution chart, America's Car-Mart ranks #1158 out of 1326 companies for Net Margin %. This places America's Car-Mart in the lower half of its industry. The industry median Net Margin % is 3.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Vehicles & Parts company?
The median Net Margin % among Vehicles & Parts companies is 3.21, based on 1,326 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on America's Car-Mart and its competitors. For the Vehicles & Parts industry, the median Net Margin % is 3.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. America's Car-Mart's current Net Margin % is -26.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is America's Car-Mart stock overvalued right now?
Based on GuruFocus' analysis, America's Car-Mart (CRMT) is currently considered Significantly Undervalued. The stock's GF Value™ is $43.28, compared to a current price of $2.60 — trading 94% below its estimated fair value. The current Net Margin % is -26.75%. America's Car-Mart's overall GF Score™ is 53/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For America's Car-Mart (CRMT), the current Net Margin % is -26.75% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is America's Car-Mart (CRMT) Overvalued in 2026?

Based on GuruFocus' analysis, America's Car-Mart stock appears to be undervalued. The current stock price of $2.60 is trading 94% below its estimated GF Value™ of $43.28. GuruFocus considers America's Car-Mart to be Significantly Undervalued.

Key valuation signals for CRMT:

  • Net Margin %: -26.75%
  • GF Value™: $43.28 vs. price of $2.60 (94% below fair value)
  • GF Score™: 53/100 with 9 warning signs

No single metric tells the full story. See the CRMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


America's Car-Mart Business Description

Address 1805 North 2nd Street, Suite 401, Rogers, AR, USA, 72756
America's Car-Mart Inc is an automotive retailer in the U.S. focused exclusively on the Integrated Auto Sales and Finance segment of the used car market. The company's operations are principally conducted through its two operating subsidiaries, America's Car Mart Inc and Colonial Auto Finance. It predominantly sells older model used vehicles and provides financing for substantially all of its customers. It earns revenue from the sale of used vehicles and, in the majority of cases, a related service contract and an accident protection plan product, as well as interest income and late fees from the related financing.
53GF Score

Get the complete analysis for CRMT

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.60
Price
$43.28
GF Value