CRMT (America's Car-Mart) EV-to-EBITDA: -8.49 (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CRMT America's Car-Mart Inc CRMT
47 GF Score
Price $1.80
GF Value $31.77
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is America's Car-Mart EV-to-EBITDA?

America's Car-Mart CRMT +3.45% 47 EV-to-EBITDA is -8.49 as of Sep. 21, 2026. GuruFocus rates CRMT with a GF Score™ of 47/100 and a GF Value™ of $31.77 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,183 Vehicles & Parts companies, America's Car-Mart ranks worse than 84530.77% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, America's Car-Mart's enterprise value is $659 Mil. America's Car-Mart's EBITDA for the trailing twelve months (TTM) ended in Jul. 2026 was $-78 Mil. Therefore, America's Car-Mart's EV-to-EBITDA for today is -8.49.

The historical rank and industry rank for America's Car-Mart's EV-to-EBITDA or its related term are showing as below:

CRMT' s EV-to-EBITDA Range Over the Past 10 Years
Min: -32.96   Med: 11.73   Max: 49.47
Current: -8.49

During the past 13 years, the highest EV-to-EBITDA of America's Car-Mart was 49.47. The lowest was -32.96. And the median was 11.73.

CRMT's EV-to-EBITDA is ranked worse than
100% of 1183 companies
in the Vehicles & Parts industry
Industry Median: 8.51 vs CRMT: -8.49

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-21), America's Car-Mart's stock price is $1.80. America's Car-Mart's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jul. 2026 was $-23.804. Therefore, America's Car-Mart's PE Ratio (TTM) for today is At Loss.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


America's Car-Mart  (NAS:CRMT) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

America's Car-Mart's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.80/-23.804
=At Loss

America's Car-Mart's share price for today is $1.80.
America's Car-Mart's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jul. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-23.804.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


America's Car-Mart EV-to-EBITDA Related Terms


America's Car-Mart EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for America's Car-Mart's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

America's Car-Mart EV-to-EBITDA Chart

America's Car-Mart Annual Data
Trend Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.35 16.66 33.99 10.74 -29.36

America's Car-Mart Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.73 15.71 42.80 -37.29 -7.57

CRMT vs UCAR, AZI, KXIN: EV-to-EBITDA Comparison

For the Auto & Truck Dealerships subindustry, America's Car-Mart's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


America's Car-Mart EV-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, America's Car-Mart's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where America's Car-Mart's EV-to-EBITDA falls into.


CRMT
47GF Score
America's Car-Mart Inc CRMT
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

America's Car-Mart EV-to-EBITDA Calculation

America's Car-Mart's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=659.224/-77.691
=-8.49

America's Car-Mart's current Enterprise Value is $659 Mil.
America's Car-Mart's EBITDA for the trailing twelve months (TTM) ended in Jul. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-78 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of -8.49 mean?
America's Car-Mart (CRMT) has a EV-to-EBITDA of -8.49 as of Sep. 21, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on America's Car-Mart. According to the industry distribution chart, America's Car-Mart ranks #999999 out of 1183 companies in the Vehicles & Parts industry.
Is America's Car-Mart's EV-to-EBITDA too high?
America's Car-Mart's current EV-to-EBITDA is -8.49. Based on the distribution chart, America's Car-Mart ranks #999999 out of 1183 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, America's Car-Mart has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does America's Car-Mart's EV-to-EBITDA compare to UCAR and AZI?
According to the Vehicles & Parts industry distribution chart, America's Car-Mart ranks #999999 out of 1183 companies for EV-to-EBITDA. This places America's Car-Mart in the lower half of its industry. The industry median EV-to-EBITDA is 8.51. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Vehicles & Parts company?
The median EV-to-EBITDA among Vehicles & Parts companies is 8.51, based on 1,183 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on America's Car-Mart. For the Vehicles & Parts industry, the median EV-to-EBITDA is 8.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. America's Car-Mart's current EV-to-EBITDA is -8.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is America's Car-Mart stock overvalued right now?
Based on GuruFocus' analysis, America's Car-Mart (CRMT) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.77, compared to a current price of $1.80 — trading 94.3% below its estimated fair value. The current EV-to-EBITDA is -8.49. America's Car-Mart's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For America's Car-Mart (CRMT), the current EV-to-EBITDA is -8.49 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is America's Car-Mart (CRMT) Overvalued in 2026?

Based on GuruFocus' analysis, America's Car-Mart stock appears to be undervalued. The current stock price of $1.80 is trading 94.3% below its estimated GF Value™ of $31.77. GuruFocus considers America's Car-Mart to be Significantly Undervalued.

Key valuation signals for CRMT:

  • EV-to-EBITDA: -8.49
  • GF Value™: $31.77 vs. price of $1.80 (94.3% below fair value)
  • GF Score™: 47/100 with 4 warning signs

No single metric tells the full story. See the CRMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


America's Car-Mart Business Description

Address 1805 North 2nd Street, Suite 401, Rogers, AR, USA, 72756
America's Car-Mart Inc is an automotive retailer in the U.S. focused exclusively on the Integrated Auto Sales and Finance segment of the used car market. The company's operations are principally conducted through its two operating subsidiaries, America's Car Mart Inc and Colonial Auto Finance. It predominantly sells older model used vehicles and provides financing for substantially all of its customers. It earns revenue from the sale of used vehicles and, in the majority of cases, a related service contract and an accident protection plan product, as well as interest income and late fees from the related financing.
47GF Score

Get the complete analysis for CRMT

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.80
Price
$31.77
GF Value