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America's Car-MartCRMT -16.20%47 Days Payable is 13.95 as of Apr. 2026, which is 5% above its 10-year median of 13.34. GuruFocus rates CRMT with a GF Score™ of 47/100 and a GF Value™ of $37.37 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 1,311 Vehicles & Parts companies, America's Car-Mart ranks worse than 93.44% on this metric.
The historical rank and industry rank for America's Car-Mart's Days Payable or its related term are showing as below:
CRMT'
s Days Payable Range Over the Past 10 Years
Min: 10.6 Med: 13.34 Max: 18.43
Current: 18.2
During the past 13 years, America's Car-Mart's highest Days Payable was 18.43. The lowest was 10.60. And the median was 13.34.
CRMT's Days Payable is ranked worse than 93.44% of 1311
companies
in the Vehicles & Parts industry
Industry Median: 66.65
vs CRMT: 18.20
America's Car-Mart's Days Payable
declined
from Apr. 2025 (15.69) to Apr. 2026 (13.95).
It may suggest that America's Car-Martaccelerated paying its suppliers.
The historical data trend for America's Car-Mart's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Auto & Truck Dealerships subindustry, America's Car-Mart's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
America's Car-Mart Days Payable vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, America's Car-Mart's Days Payable distribution charts can be found below:
* The bar in red indicates where America's Car-Mart's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
America's Car-Mart's Days Payable for the fiscal year that ended in Apr. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
America's Car-Mart (CRMT) has a Days Payable of 13.95 as of Apr. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on America's Car-Mart and its competitors. This is near median its historical median of 13.34. Over the past decade, America's Car-Mart's Days Payable has ranged from 10.60 to 18.43. According to the industry distribution chart, America's Car-Mart ranks #1225 out of 1311 companies in the Vehicles & Parts industry, placing it in the top 93.4%.
Is America's Car-Mart's Days Payable too high?
America's Car-Mart's current Days Payable of 13.95 is near median its 10-year median of 13.34. Over the past 10 years, this metric has ranged from a low of 10.60 to a high of 18.43. The Vehicles & Parts industry median Days Payable is 66.65. America's Car-Mart's value of 13.95 is 79.1% below this industry median. Based on the distribution chart, America's Car-Mart ranks #1225 out of 1311 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, America's Car-Mart has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does America's Car-Mart's Days Payable compare to UCAR and KXIN?
According to the Vehicles & Parts industry distribution chart, America's Car-Mart ranks #1225 out of 1311 companies for Days Payable. This places America's Car-Mart in the lower half of its industry. The industry median Days Payable is 66.65. America's Car-Mart's value of 13.95 is 79.1% below this benchmark. Historically, America's Car-Mart's own Days Payable has ranged from 10.60 to 18.43 over the past decade. While the company's 10-year median is 13.34 vs. the industry median of 66.65, America's Car-Mart has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Vehicles & Parts company?
The median Days Payable among Vehicles & Parts companies is 66.65, based on 1,311 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. America's Car-Mart's current Days Payable of 13.95 is 79.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on America's Car-Mart and its competitors. For the Vehicles & Parts industry, the median Days Payable is 66.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. America's Car-Mart's current Days Payable is 13.95, which is near median its own 10-year median of 13.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is America's Car-Mart stock overvalued right now?
Based on GuruFocus' analysis, America's Car-Mart (CRMT) is currently considered Significantly Undervalued. The stock's GF Value™ is $37.37, compared to a current price of $2.38 — trading 93.6% below its estimated fair value. The current Days Payable is 13.95, which is near median its 10-year median of 13.34 and 79.1% below the Vehicles & Parts industry median of 66.65. America's Car-Mart's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For America's Car-Mart (CRMT), the current Days Payable is 13.95 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is America's Car-Mart (CRMT) Overvalued in 2026?
Based on GuruFocus' analysis, America's Car-Mart stock appears to be undervalued.
The current stock price of $2.38 is trading 93.6% below its estimated GF Value™ of $37.37.
GuruFocus considers America's Car-Mart to be Significantly Undervalued.
Key valuation signals for CRMT:
Days Payable: 13.95 (near median its 10-year median of 13.34)
GF Value™: $37.37 vs. price of $2.38 (93.6% below fair value)
Industry Position: 79.1% below the Vehicles & Parts median (#1225 of 1311)
No single metric tells the full story. See the CRMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
America's Car-Mart Inc is an automotive retailer in the U.S. focused exclusively on the Integrated Auto Sales and Finance segment of the used car market. The company's operations are principally conducted through its two operating subsidiaries, America's Car Mart Inc and Colonial Auto Finance. It predominantly sells older model used vehicles and provides financing for substantially all of its customers. It earns revenue from the sale of used vehicles and, in the majority of cases, a related service contract and an accident protection plan product, as well as interest income and late fees from the related financing.
47GF Score
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