Business Description
Credit Saison Co Ltd
NAICS : 713990
SIC : 7322
ISIN : JP3271400008
Share Class Description:
CSASF: Ordinary SharesCompare
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Traded in other countries / regions
8253.JapanQC9.GermanyCSASF.USA Description
Credit Saison Co Ltd is a consumer finance company operating primarily in Japan. Saison operates in five reportable business segments: credit services, leasing, finance, real estate, and entertainment. Of these, credit services make up the vast majority of revenue. The company is one of Japan's leading card companies. The company issues Visa, MasterCard, American Express, and affinity cards carrying the Saison brand to a multitude of cardholders. Saison also provides insurance and asset management. The company is affiliated with the Mizuho Financial Group.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.04 | |||||
| Equity-to-Asset | 0.15 | |||||
| Debt-to-Equity | 4.84 | |||||
| Debt-to-EBITDA | 20.54 | |||||
| Interest Coverage | 4.05 | |||||
| Piotroski F-Score | 4/9 | |||||
| Altman Z-Score | 1.4 | |||||
| Beneish M-Score | -2.34 | |||||
| WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 10.5 | |||||
| 3-Year EBITDA Growth Rate | 21.9 | |||||
| 3-Year EPS without NRI Growth Rate | 22.2 | |||||
| 3-Year FCF Growth Rate | -45.7 | |||||
| 3-Year Book Growth Rate | 9.6 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 3.83 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History |
|---|
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 12.77 | |||||
| Quick Ratio | 12.21 | |||||
| Cash Ratio | 0.45 | |||||
| Days Inventory | 843.2 | |||||
| Days Sales Outstanding | 2615.87 | |||||
| Days Payable | 1524.35 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Payout Ratio | 0.2 | |||||
| 3-Year Dividend Growth Rate | 29.7 | |||||
| 3-Year Average Share Buyback Ratio | 1.6 | |||||
| Shareholder Yield % | -57.45 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 85.9 | |||||
| Operating Margin % | 32.73 | |||||
| Net Margin % | 13.49 | |||||
| EBITDA Margin % | 33.75 | |||||
| FCF Margin % | 5.55 | |||||
| ROE % | 9.45 | |||||
| ROA % | 1.46 | |||||
| ROIC % | 2.84 | |||||
| 3-Year ROIIC % | 6.37 | |||||
| ROC (Joel Greenblatt) % | 3.87 | |||||
| ROCE % | 3.13 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 9.35 | |||||
| Forward PE Ratio | 6.39 | |||||
| PE Ratio without NRI | 6.37 | |||||
| Shiller PE Ratio | 14.12 | |||||
| Price-to-Owner-Earnings | 12.15 | |||||
| PEG Ratio | 0.32 | |||||
| PS Ratio | 1.28 | |||||
| PB Ratio | 0.83 | |||||
| Price-to-Tangible-Book | 1.02 | |||||
| Price-to-Free-Cash-Flow | 23.71 | |||||
| Price-to-Operating-Cash-Flow | 20.09 | |||||
| EV-to-EBIT | 29.16 | |||||
| EV-to-EBITDA | 23.27 | |||||
| EV-to-Revenue | 7.85 | |||||
| EV-to-FCF | 142.55 | |||||
| Price-to-GF-Value | 1.34 | |||||
| Price-to-DCF (Earnings Based) | 0.14 | |||||
| Price-to-DCF (FCF Based) | 1.21 | |||||
| Price-to-Median-PS-Value | 1.57 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.35 | |||||
| Price-to-Graham-Number | 0.54 | |||||
| Earnings Yield (Greenblatt) % | 3.43 | |||||
| FCF Yield % | 4.69 | |||||
| Forward Rate of Return (Yacktman) % | 3.25 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
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Annualized Return % Â
Total Annual Return % Â
Credit Saison Co Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 3,260.715 | ||
| EPS (TTM) ($) | 2.777 | ||
| Beta | 0.28 | ||
| 3-Year Sharpe Ratio | 0.63 | ||
| 3-Year Sortino Ratio | 4.61 | ||
| Volatility % | 4 | ||
| 14-Day RSI | - | ||
| 14-Day ATR ($) | - | ||
| 20-Day SMA ($) | 19.89 | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range ($) | 19.89 - 19.89 | ||
| Shares Outstanding (Mil) | 146.58 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Credit Saison Co Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Credit Saison Co Ltd Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Credit Saison Co Ltd Frequently Asked Questions
What is Credit Saison Co Ltd(CSASF)'s stock price today?
The current price of CSASF is $19.89. The 52 week high of CSASF is $19.89 and 52 week low is $19.89.
When is next earnings date of Credit Saison Co Ltd(CSASF)?
The next earnings date of Credit Saison Co Ltd(CSASF) is .
Does Credit Saison Co Ltd(CSASF) pay dividends? If so, how much?
Credit Saison Co Ltd(CSASF) does not pay dividend.
Guru Commentaries on OTCPK:CSASF
No articles.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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