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Creditison CoCSASF 86 Shiller PE Ratio is 13.97 as of Aug. 02, 2026, which is 17% above its 10-year median of 11.93. GuruFocus rates CSASF with a GF Score™ of 86/100 and a GF Value™ of $22.96. The stock has 7 warning signs investors should review. Among 329 Credit Services companies, Creditison Co ranks worse than 53.19% on this metric.
As of today (2026-08-02), Creditison Co's current share price is $23.61. Creditison Co's E10 for the quarter that ended in Dec. 2025 was $1.69. Creditison Co's Shiller PE Ratio for today is 13.97.
The historical rank and industry rank for Creditison Co's Shiller PE Ratio or its related term are showing as below:
CSASF'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.35 Med: 11.93 Max: 29.6
Current: 15.23
During the past years, Creditison Co's highest Shiller PE Ratio was 29.60. The lowest was 6.35. And the median was 11.93.
CSASF's Shiller PE Ratio is ranked worse than 53.19% of 329
companies
in the Credit Services industry
Industry Median: 14.19
vs CSASF: 15.23
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Creditison Co's adjusted earnings per share data for the three months ended in Dec. 2025 was $0.950. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.69 for the trailing ten years ended in Dec. 2025.
Shiller PE for Stocks: The True Measure of Stock Valuation
Creditison Co (OTCPK:CSASF) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Creditison Co Shiller PE Ratio Related Terms
Creditison Co Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Creditison Co's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Creditison Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creditison Co Shiller PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Creditison Co's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Creditison Co's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Creditison Co's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creditison Co's E10 for the quarter that ended in Dec. 2025 is calculated as:
For example, Creditison Co's adjusted earnings per share data for the three months ended in Dec. 2025 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Creditison Co (CSASF) has a Shiller PE Ratio of 13.97 as of Aug. 02, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Creditison Co and its competitors. This is 17% above median its historical median of 11.93. Over the past decade, Creditison Co's Shiller PE Ratio has ranged from 6.35 to 29.60. According to the industry distribution chart, Creditison Co ranks #175 out of 329 companies in the Credit Services industry, placing it in the top 53.2%.
Is Creditison Co's Shiller PE Ratio too high?
Creditison Co's current Shiller PE Ratio of 13.97 is 17% above median its 10-year median of 11.93. Over the past 10 years, this metric has ranged from a low of 6.35 to a high of 29.60. The Credit Services industry median Shiller PE Ratio is 14.19. Creditison Co's value of 13.97 is 1.6% below this industry median. Based on the distribution chart, Creditison Co ranks #175 out of 329 companies in the Credit Services industry, which is below the industry midpoint. Overall, Creditison Co has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Creditison Co's Shiller PE Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Creditison Co ranks #175 out of 329 companies for Shiller PE Ratio. This places Creditison Co in the lower half of its industry. The industry median Shiller PE Ratio is 14.19. Creditison Co's value of 13.97 is 1.6% below this benchmark. Historically, Creditison Co's own Shiller PE Ratio has ranged from 6.35 to 29.60 over the past decade. While the company's 10-year median is 11.93 vs. the industry median of 14.19, Creditison Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Credit Services company?
The median Shiller PE Ratio among Credit Services companies is 14.19, based on 329 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creditison Co's current Shiller PE Ratio of 13.97 is 1.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Creditison Co and its competitors. For the Credit Services industry, the median Shiller PE Ratio is 14.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creditison Co's current Shiller PE Ratio is 13.97, which is 17% above median its own 10-year median of 11.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditison Co stock overvalued right now?
Creditison Co (CSASF) has a current Shiller PE Ratio of 13.97. The stock's GF Value™ is $22.96, compared to a current price of $23.61 — trading 2.8% above its estimated fair value. The current Shiller PE Ratio is 13.97, which is 17% above median its 10-year median of 11.93 and 1.6% below the Credit Services industry median of 14.19. Creditison Co's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Creditison Co (CSASF), the current Shiller PE Ratio is 13.97 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creditison Co (CSASF) Overvalued in 2026?
Based on GuruFocus' analysis, Creditison Co stock appears to be overvalued.
The current stock price of $23.61 is trading 2.8% above its estimated GF Value™ of $22.96.
Key valuation signals for CSASF:
Shiller PE Ratio: 13.97 (17% above median its 10-year median of 11.93)
GF Value™: $22.96 vs. price of $23.61 (2.8% above fair value)
Industry Position: 1.6% below the Credit Services median (#175 of 329)
No single metric tells the full story. See the CSASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Saison Co Ltd is a Japan-based financial services company. The company operates its business through six segments. The Entertainment segment runs amusement parks. The Finance segment covers credit guarantees and related services. The Global segment engages in lending and investments. The Leasing segment focuses on office equipment. The Payment segment centers on credit cards and related services, and the Real Estate segment includes property development and leasing activities. It generates the majority of its revenue from the Payment business segment.
86GF Score
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