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Creditison CoCSASF 86 EV-to-EBIT is 27.60 as of Aug. 02, 2026, which is 27% below its 10-year median of 37.90. GuruFocus rates CSASF with a GF Score™ of 86/100 and a GF Value™ of $22.96. The stock has 7 warning signs investors should review. Among 313 Credit Services companies, Creditison Co ranks worse than 58.79% on this metric.
Creditison Co (OTCPK:CSASF) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Creditison Co's Enterprise Value for the quarter that ended in Dec. 2025 was $25,989 Mil.
Creditison Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $938 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creditison Co EV-to-EBIT Related Terms
Creditison Co EV-to-EBIT Historical Data
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The historical data trend for Creditison Co's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Creditison Co's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creditison Co EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Creditison Co's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Creditison Co's EV-to-EBIT falls into.
Creditison Co's current Enterprise Value is $25,880 Mil.
Creditison Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $938 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creditison Co (CSASF) has a EV-to-EBIT of 27.60 as of Aug. 02, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Creditison Co and its competitors. This is 27% below median its historical median of 37.90. Over the past decade, Creditison Co's EV-to-EBIT has ranged from 24.73 to 66.70. According to the industry distribution chart, Creditison Co ranks #184 out of 313 companies in the Credit Services industry, placing it in the top 58.8%.
Is Creditison Co's EV-to-EBIT too high?
Creditison Co's current EV-to-EBIT of 27.60 is 27% below median its 10-year median of 37.90. Over the past 10 years, this metric has ranged from a low of 24.73 to a high of 66.70. The Credit Services industry median EV-to-EBIT is 22.77. Creditison Co's value of 27.60 is 21.2% above this industry median. Based on the distribution chart, Creditison Co ranks #184 out of 313 companies in the Credit Services industry, which is below the industry midpoint. Overall, Creditison Co has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Creditison Co's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Creditison Co ranks #184 out of 313 companies for EV-to-EBIT. This places Creditison Co in the lower half of its industry. The industry median EV-to-EBIT is 22.77. Creditison Co's value of 27.60 is 21.2% above this benchmark. Historically, Creditison Co's own EV-to-EBIT has ranged from 24.73 to 66.70 over the past decade. While the company's 10-year median is 37.90 vs. the industry median of 22.77, Creditison Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.77, based on 313 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creditison Co's current EV-to-EBIT of 27.60 is 21.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Creditison Co and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creditison Co's current EV-to-EBIT is 27.60, which is 27% below median its own 10-year median of 37.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditison Co stock overvalued right now?
Creditison Co (CSASF) has a current EV-to-EBIT of 27.60. The stock's GF Value™ is $22.96, compared to a current price of $23.61 — trading 2.8% above its estimated fair value. The current EV-to-EBIT is 27.60, which is 27% below median its 10-year median of 37.90 and 21.2% above the Credit Services industry median of 22.77. Creditison Co's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Creditison Co (CSASF), the current EV-to-EBIT is 27.60 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creditison Co (CSASF) Overvalued in 2026?
Based on GuruFocus' analysis, Creditison Co stock appears to be overvalued.
The current stock price of $23.61 is trading 2.8% above its estimated GF Value™ of $22.96.
Key valuation signals for CSASF:
EV-to-EBIT: 27.60 (27% below median its 10-year median of 37.90)
GF Value™: $22.96 vs. price of $23.61 (2.8% above fair value)
Industry Position: 21.2% above the Credit Services median (#184 of 313)
No single metric tells the full story. See the CSASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Saison Co Ltd is a Japan-based financial services company. The company operates its business through six segments. The Entertainment segment runs amusement parks. The Finance segment covers credit guarantees and related services. The Global segment engages in lending and investments. The Leasing segment focuses on office equipment. The Payment segment centers on credit cards and related services, and the Real Estate segment includes property development and leasing activities. It generates the majority of its revenue from the Payment business segment.
86GF Score
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