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Creditison CoCSASF 86 3-Year Dividend Growth Rate is 22.90% as of Dec. 2025, which is 232% above its 10-year median of 6.90. GuruFocus rates CSASF with a GF Score™ of 86/100 and a GF Value™ of $22.96. The stock has 7 warning signs investors should review. Among 138 Credit Services companies, Creditison Co ranks better than 81.88% on this metric.
The historical rank and industry rank for Creditison Co's 3-Year Dividend Growth Rate or its related term are showing as below:
CSASF'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0 Med: 6.9 Max: 29.7
Current: 22.9
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Creditison Co was 29.70% per year. The lowest was 0.00% per year. And the median was 6.90% per year.
CSASF's 3-Year Dividend Growth Rate is ranked better than 81.88% of 138
companies
in the Credit Services industry
Industry Median: 8.4
vs CSASF: 22.90
During the past 12 months, Creditison Co's average Dividends Per Share Growth Rate was 8.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 22.90% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 25.10% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 14.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Creditison Co was 0.19. The lowest was 0.10. And the median was 0.15.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Creditison Co Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
JPY 130.000000
2026-03-30
2026-03-31
2026-06-18
Cash Dividend
semi-annually
JPY:USD 0.006286
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Creditison Co's Dividend Yield (%) for Today is calculated as
Current Share Price is $23.61.
Creditison Co's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.81718.
During the past 13 years, the highest Dividend Yield of Creditison Co was 4.60%. The lowest was 0.00%. And the median was 2.91%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creditison Co 3-Year Dividend Growth Rate Related Terms>
CSASF vs V, MA, AXP: 3-Year Dividend Growth Rate Comparison
For the Credit Services subindustry, Creditison Co's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creditison Co 3-Year Dividend Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Creditison Co's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Creditison Co's 3-Year Dividend Growth Rate falls into.
Creditison Co 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 22.90% mean?
Creditison Co (CSASF) has a 3-Year Dividend Growth Rate of 22.90% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Creditison Co and its competitors. This is 232% above median its historical median of 6.90. According to the industry distribution chart, Creditison Co ranks #25 out of 138 companies in the Credit Services industry, placing it in the top 18.1%.
Is Creditison Co's 3-Year Dividend Growth Rate too high?
Creditison Co's current 3-Year Dividend Growth Rate of 22.90% is 232% above median its 10-year median of 6.90. The Credit Services industry median 3-Year Dividend Growth Rate is 8.40. Creditison Co's value of 22.90% is 172.6% above this industry median. Based on the distribution chart, Creditison Co ranks #25 out of 138 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Creditison Co has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Creditison Co's 3-Year Dividend Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Creditison Co ranks #25 out of 138 companies for 3-Year Dividend Growth Rate. This places Creditison Co in the top 18% of its industry — outperforming the majority of peers. The industry median 3-Year Dividend Growth Rate is 8.40. Creditison Co's value of 22.90% is 172.6% above this benchmark. While the company's 10-year median is 6.90 vs. the industry median of 8.40, Creditison Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Credit Services company?
The median 3-Year Dividend Growth Rate among Credit Services companies is 8.40, based on 138 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creditison Co's current 3-Year Dividend Growth Rate of 22.90% is 172.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Creditison Co and its competitors. For the Credit Services industry, the median 3-Year Dividend Growth Rate is 8.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creditison Co's current 3-Year Dividend Growth Rate is 22.90%, which is 232% above median its own 10-year median of 6.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditison Co stock overvalued right now?
Creditison Co (CSASF) has a current 3-Year Dividend Growth Rate of 22.90%. The stock's GF Value™ is $22.96, compared to a current price of $23.61 — trading 2.8% above its estimated fair value. The current 3-Year Dividend Growth Rate is 22.90%, which is 232% above median its 10-year median of 6.90 and 172.6% above the Credit Services industry median of 8.40. Creditison Co's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Creditison Co (CSASF), the current 3-Year Dividend Growth Rate is 22.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creditison Co (CSASF) Overvalued in 2026?
Based on GuruFocus' analysis, Creditison Co stock appears to be overvalued.
The current stock price of $23.61 is trading 2.8% above its estimated GF Value™ of $22.96.
Key valuation signals for CSASF:
3-Year Dividend Growth Rate: 22.90% (232% above median its 10-year median of 6.90)
GF Value™: $22.96 vs. price of $23.61 (2.8% above fair value)
Industry Position: 172.6% above the Credit Services median (#25 of 138)
No single metric tells the full story. See the CSASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Saison Co Ltd is a Japan-based financial services company. The company operates its business through six segments. The Entertainment segment runs amusement parks. The Finance segment covers credit guarantees and related services. The Global segment engages in lending and investments. The Leasing segment focuses on office equipment. The Payment segment centers on credit cards and related services, and the Real Estate segment includes property development and leasing activities. It generates the majority of its revenue from the Payment business segment.
86GF Score
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