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United Commercial Bank (DHA:UCB) PB Ratio : 0.36 (As of Dec. 12, 2024)


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What is United Commercial Bank PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-12-12), United Commercial Bank's share price is BDT9.30. United Commercial Bank's Book Value per Share for the quarter that ended in Sep. 2024 was BDT26.06. Hence, United Commercial Bank's PB Ratio of today is 0.36.

Good Sign:

United Commercial Bank PLC stock PB Ratio (=0.36) is close to 10-year low of 0.33

The historical rank and industry rank for United Commercial Bank's PB Ratio or its related term are showing as below:

DHA:UCB' s PB Ratio Range Over the Past 10 Years
Min: 0.33   Med: 0.56   Max: 1.17
Current: 0.37

During the past 13 years, United Commercial Bank's highest PB Ratio was 1.17. The lowest was 0.33. And the median was 0.56.

DHA:UCB's PB Ratio is ranked better than
90.19% of 1529 companies
in the Banks industry
Industry Median: 0.94 vs DHA:UCB: 0.37

During the past 12 months, United Commercial Bank's average Book Value Per Share Growth Rate was 3.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 5.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 6.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of United Commercial Bank was 37.90% per year. The lowest was 5.20% per year. And the median was 8.45% per year.

Back to Basics: PB Ratio


United Commercial Bank PB Ratio Historical Data

The historical data trend for United Commercial Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Commercial Bank PB Ratio Chart

United Commercial Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.46 0.48 0.52 0.46 0.44

United Commercial Bank Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.45 0.44 0.42 0.32 0.44

Competitive Comparison of United Commercial Bank's PB Ratio

For the Banks - Regional subindustry, United Commercial Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Commercial Bank's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Commercial Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where United Commercial Bank's PB Ratio falls into.



United Commercial Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

United Commercial Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=9.30/26.064
=0.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


United Commercial Bank  (DHA:UCB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


United Commercial Bank PB Ratio Related Terms

Thank you for viewing the detailed overview of United Commercial Bank's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


United Commercial Bank Business Description

Traded in Other Exchanges
N/A
Address
Road No. - 34, Gulshan Avenue, Plot - CWS- (A)-1, Bulus Center, Dhaka, BGD, 1212
United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposits, fixed deposits, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.