United Commercial BankDHA:UCB 70 Median PS Value is BDT17.20 as of Jun. 29, 2026, which is 100% below its 10-year median of 0.58. GuruFocus rates DHA:UCB with a GF Score™ of 70/100 and a GF Value™ of BDT9.94 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,043 Banks companies, United Commercial Bank ranks better than 95.97% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for United Commercial Bank's Median PS Value or its related term are showing as below:
DHA:UCB'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.4 Med: 0.58 Max: 0.63
Current: 0.52
During the past 13 years, the highest Price to Median PS Value of United Commercial Bank was 0.63. The lowest was 0.40. And the median was 0.58.
DHA:UCB's Price-to-Median-PS-Value is ranked better than 95.97% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs DHA:UCB: 0.52
United Commercial Bank (DHA:UCB) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
United Commercial Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
8.90
/
17.20
=
0.52
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Commercial Bank Median PS Value Related Terms
United Commercial Bank Median PS Value Historical Data
* Premium members only.
The historical data trend for United Commercial Bank's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Commercial Bank Median PS Value Competitor Comparison
For the Banks - Regional subindustry, United Commercial Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Commercial Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, United Commercial Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where United Commercial Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.8302.
United Commercial Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT20.717.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Commercial Bank (DHA:UCB) has a Median PS Value of BDT17.20 as of Jun. 29, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on United Commercial Bank and its competitors. This is 2866% above median its historical median of 0.58. Over the past decade, United Commercial Bank's Median PS Value has ranged from 0.40 to 0.63. According to the industry distribution chart, United Commercial Bank ranks #42 out of 1043 companies in the Banks industry, placing it in the top 4%.
Is United Commercial Bank's Median PS Value too high?
United Commercial Bank's current Median PS Value of BDT17.20 is 2866% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 0.63. Based on the distribution chart, United Commercial Bank ranks #42 out of 1043 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, United Commercial Bank has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United Commercial Bank's Median PS Value compare to competitors?
According to the Banks industry distribution chart, United Commercial Bank ranks #42 out of 1043 companies for Median PS Value. This places United Commercial Bank in the top 4% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.11. Historically, United Commercial Bank's own Median PS Value has ranged from 0.40 to 0.63 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on United Commercial Bank and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Commercial Bank's current Median PS Value is BDT17.20, which is 2866% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, United Commercial Bank (DHA:UCB) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT9.94, compared to a current price of BDT8.90 — trading 10.5% below its estimated fair value. The current Median PS Value is BDT17.20, which is 2866% above median its 10-year median of 0.58. United Commercial Bank's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For United Commercial Bank (DHA:UCB), the current Median PS Value is BDT17.20 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Commercial Bank (DHA:UCB) Overvalued in 2026?
Based on GuruFocus' analysis, United Commercial Bank stock appears to be undervalued.
The current stock price of BDT8.90 is trading 10.5% below its estimated GF Value™ of BDT9.94.
GuruFocus considers United Commercial Bank to be Modestly Undervalued.
Key valuation signals for DHA:UCB:
Median PS Value: BDT17.20 (2866% above median its 10-year median of 0.58)
GF Value™: BDT9.94 vs. price of BDT8.90 (10.5% below fair value)
No single metric tells the full story. See the DHA:UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposits, fixed deposits, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.
70GF Score
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