United Commercial BankDHA:UCB 70 FCF Yield % is 61.82 as of Jul. 01, 2026, which is 548% above its 10-year median of 9.54. GuruFocus rates DHA:UCB with a GF Score™ of 70/100 and a GF Value™ of BDT9.95 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, United Commercial Bank ranks better than 89.7% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
United Commercial Bank FCF Yield % Related Terms
United Commercial Bank FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Commercial Bank FCF Yield % Competitor Comparison
For the Banks - Regional subindustry, United Commercial Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Commercial Bank FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, United Commercial Bank's FCF Yield % distribution charts can be found below:
* The bar in red indicates where United Commercial Bank's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Commercial Bank (DHA:UCB) has a FCF Yield % of 61.82 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on United Commercial Bank and its competitors. This is 548% above median its historical median of 9.54. According to the industry distribution chart, United Commercial Bank ranks #155 out of 1505 companies in the Banks industry, placing it in the top 10.3%.
Is United Commercial Bank's FCF Yield % too high?
United Commercial Bank's current FCF Yield % of 61.82 is 548% above median its 10-year median of 9.54. The Banks industry median FCF Yield % is 8.23. United Commercial Bank's value of 61.82 is 651.2% above this industry median. Based on the distribution chart, United Commercial Bank ranks #155 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, United Commercial Bank has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United Commercial Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, United Commercial Bank ranks #155 out of 1505 companies for FCF Yield %. This places United Commercial Bank in the top 10% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.23. United Commercial Bank's value of 61.82 is 651.2% above this benchmark. While the company's 10-year median is 9.54 vs. the industry median of 8.23, United Commercial Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.23, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Commercial Bank's current FCF Yield % of 61.82 is 651.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on United Commercial Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Commercial Bank's current FCF Yield % is 61.82, which is 548% above median its own 10-year median of 9.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, United Commercial Bank (DHA:UCB) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT9.95, compared to a current price of BDT9.00 — trading 9.5% below its estimated fair value. The current FCF Yield % is 61.82, which is 548% above median its 10-year median of 9.54 and 651.2% above the Banks industry median of 8.23. United Commercial Bank's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For United Commercial Bank (DHA:UCB), the current FCF Yield % is 61.82 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Commercial Bank (DHA:UCB) Overvalued in 2026?
Based on GuruFocus' analysis, United Commercial Bank stock appears to be undervalued.
The current stock price of BDT9.00 is trading 9.5% below its estimated GF Value™ of BDT9.95.
GuruFocus considers United Commercial Bank to be Modestly Undervalued.
Key valuation signals for DHA:UCB:
FCF Yield %: 61.82 (548% above median its 10-year median of 9.54)
GF Value™: BDT9.95 vs. price of BDT9.00 (9.5% below fair value)
Industry Position: 651.2% above the Banks median (#155 of 1505)
No single metric tells the full story. See the DHA:UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposits, fixed deposits, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.
70GF Score
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