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United Commercial Bank (DHA:UCB) Net Margin % : 8.95% (As of Sep. 2024)


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What is United Commercial Bank Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. United Commercial Bank's Net Income for the three months ended in Sep. 2024 was BDT985 Mil. United Commercial Bank's Revenue for the three months ended in Sep. 2024 was BDT11,005 Mil. Therefore, United Commercial Bank's net margin for the quarter that ended in Sep. 2024 was 8.95%.

The historical rank and industry rank for United Commercial Bank's Net Margin % or its related term are showing as below:

DHA:UCB' s Net Margin % Range Over the Past 10 Years
Min: 7.45   Med: 14.23   Max: 26.43
Current: 7.45


DHA:UCB's Net Margin % is ranked worse than
86.57% of 1534 companies
in the Banks industry
Industry Median: 24.43 vs DHA:UCB: 7.45

United Commercial Bank Net Margin % Historical Data

The historical data trend for United Commercial Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Commercial Bank Net Margin % Chart

United Commercial Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.40 14.05 9.70 11.74 7.45

United Commercial Bank Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.57 6.31 7.82 6.37 8.95

Competitive Comparison of United Commercial Bank's Net Margin %

For the Banks - Regional subindustry, United Commercial Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Commercial Bank's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Commercial Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where United Commercial Bank's Net Margin % falls into.



United Commercial Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

United Commercial Bank's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=2197.668/29496.055
=7.45 %

United Commercial Bank's Net Margin for the quarter that ended in Sep. 2024 is calculated as

Net Margin=Net Income (Q: Sep. 2024 )/Revenue (Q: Sep. 2024 )
=984.975/11004.891
=8.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


United Commercial Bank  (DHA:UCB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


United Commercial Bank Net Margin % Related Terms

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United Commercial Bank Business Description

Traded in Other Exchanges
N/A
Address
Road No. - 34, Gulshan Avenue, Plot - CWS- (A)-1, Bulus Center, Dhaka, BGD, 1212
United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposits, fixed deposits, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.