Business Description
Ponce Financial Group Inc
NAICS : 522110
SIC : 6011
ISIN : US7323441060
Total Employee Number:
216Description
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.2 | |||||
Equity-to-Asset | 0.17 | |||||
Debt-to-Equity | 1.09 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.4 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 14.5 | |||||
3-Year FCF Growth Rate | 79.4 | |||||
3-Year Book Growth Rate | 8.6 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 51.92 | |||||
9-Day RSI | 52.2 | |||||
14-Day RSI | 52.96 | |||||
3-1 Month Momentum % | 7.95 | |||||
6-1 Month Momentum % | 24.43 | |||||
12-1 Month Momentum % | 33.61 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 2.6 | |||||
Shareholder Yield % | 8.28 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 27.45 | |||||
FCF Margin % | 48.51 | |||||
OCF Margin % | 49.27 | |||||
ROE % | 5.9 | |||||
ROA % | 0.98 | |||||
Years of Profitability over Past 10-Year | 7 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 15.31 | |||||
Forward PE Ratio | 11.06 | |||||
PE Ratio without NRI | 15.31 | |||||
Shiller PE Ratio | 81.61 | |||||
Price-to-Owner-Earnings | 9.96 | |||||
PEG Ratio | 2.1 | |||||
PS Ratio | 4.04 | |||||
PB Ratio | 1.41 | |||||
Price-to-Tangible-Book | 1.4 | |||||
Price-to-Free-Cash-Flow | 8.33 | |||||
Price-to-Operating-Cash-Flow | 8.2 | |||||
EV-to-Revenue | 10.41 | |||||
EV-to-FCF | 21.42 | |||||
Price-to-GF-Value | 1.28 | |||||
Price-to-Projected-FCF | 0.81 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.57 | |||||
Price-to-Graham-Number | 0.98 | |||||
FCF Yield % | 11.53 | |||||
Forward Rate of Return (Yacktman) % | 10.48 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Ponce Financial Group Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 98.209 | ||
| EPS (TTM) (€) | 1.117 | ||
| Beta | 0.8731 | ||
| 3-Year Sharpe Ratio | 1.13 | ||
| 3-Year Sortino Ratio | 2.11 | ||
| Volatility % | 17.51 | ||
| 14-Day RSI | 52.96 | ||
| 14-Day ATR (€) | 0.590358 | ||
| 20-Day SMA (€) | 16.74 | ||
| 12-1 Month Momentum % | 33.61 | ||
| 52-Week Range (€) | 11.6 - 17.7 | ||
| Shares Outstanding (Mil) | 24.19 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Ponce Financial Group Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Ponce Financial Group Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-23 | In 103 days | ||
| Second quarter earnings results for 2026 | 2026-07-24 | In 12 days | ||
| General meeting for 2026 | 2026-06-11 10:00 | 16.30 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-24 | 14.70 (+0.00%) | ||
| Annual report for 2025 | 2026-03-13 | 13.90 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-27 | 12.80 (+0.00%) | ||
| Third quarter earnings results for 2025 | 2025-10-24 | 12.20 (+0.00%) | ||
| Second quarter earnings results for 2025 | 2025-07-25 | 11.80 (+0.00%) | ||
| General meeting for 2025 | 2025-06-12 10:00 | 11.70 (+0.00%) | ||
| First quarter earnings results for 2025 | 2025-04-25 | 10.00 (+0.00%) |
Show
Entries
Ponce Financial Group Inc Frequently Asked Questions
What is Ponce Financial Group Inc(FRA:73V0)'s stock price today?
The current price of FRA:73V0 is €17.00. The 52 week high of FRA:73V0 is €17.70 and 52 week low is €11.60.
When is next earnings date of Ponce Financial Group Inc(FRA:73V0)?
The next earnings date of Ponce Financial Group Inc(FRA:73V0) is 2026-07-24 Est..
Does Ponce Financial Group Inc(FRA:73V0) pay dividends? If so, how much?
Ponce Financial Group Inc(FRA:73V0) does not pay dividend.
Press Release
Articles on Ponce Financial Group Inc
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers