The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
The industry rank for Encore Capital Group's 9-Day RSI or its related term are showing as below:
FRA:ECP's 9-Day RSI is ranked worse than 97.21% of 573
companies
in the Credit Services industry
Industry Median: 50.55
vs FRA:ECP: 73.33
Encore Capital Group (FRA:ECP) 9-Day RSI Explanation
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
Encore Capital Group 9-Day RSI Related Terms
FRA:ECP vs QFIN, EZPW, AGM.A: 9-Day RSI Comparison
For the Credit Services subindustry, Encore Capital Group's 9-Day RSI, along with its competitors' market caps and 9-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Encore Capital Group 9-Day RSI vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Encore Capital Group's 9-Day RSI distribution charts can be found below:
* The bar in red indicates where Encore Capital Group's 9-Day RSI falls into.
Encore Capital Group (FRA:ECP) 9-Day RSI Calculation
The formula for calculating RSI is:
RSI
=
100
–
[ 100
/
( 1 + Average Gain
/
Average Loss )]
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Encore Capital Group (FRA:ECP) has a 9-Day RSI of 73.33 as of Jul. 02, 2026. According to the industry distribution chart, Encore Capital Group ranks #557 out of 573 companies in the Credit Services industry, placing it in the top 97.2%.
Is Encore Capital Group's 9-Day RSI too high?
Encore Capital Group's current 9-Day RSI is 73.33. The Credit Services industry median 9-Day RSI is 50.55. Encore Capital Group's value of 73.33 is 45.1% above this industry median. Based on the distribution chart, Encore Capital Group ranks #557 out of 573 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Encore Capital Group has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Encore Capital Group's 9-Day RSI compare to QFIN and EZPW?
According to the Credit Services industry distribution chart, Encore Capital Group ranks #557 out of 573 companies for 9-Day RSI. This places Encore Capital Group in the lower half of its industry. The industry median 9-Day RSI is 50.55. Encore Capital Group's value of 73.33 is 45.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 9-Day RSI for a Credit Services company?
The median 9-Day RSI among Credit Services companies is 50.55, based on 573 companies in the industry. Companies in the top quartile (top 25%) have a 9-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 9-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Encore Capital Group's current 9-Day RSI of 73.33 is 45.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 9-Day RSI mean?
A high 9-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median 9-Day RSI is 50.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Encore Capital Group's current 9-Day RSI is 73.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encore Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Encore Capital Group (FRA:ECP) is currently considered Modestly Overvalued. The stock's GF Value™ is €62.12, compared to a current price of €80.50 — trading 29.6% above its estimated fair value. The current 9-Day RSI is 73.33 and 45.1% above the Credit Services industry median of 50.55. Encore Capital Group's overall GF Score™ is 64/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 9-Day RSI calculated?
9-Day RSI is calculated from a company's financial statements. For Encore Capital Group (FRA:ECP), the current 9-Day RSI is 73.33 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Encore Capital Group (FRA:ECP) Overvalued in 2026?
Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued.
The current stock price of €80.50 is trading 29.6% above its estimated GF Value™ of €62.12.
GuruFocus considers Encore Capital Group to be Modestly Overvalued.
Key valuation signals for FRA:ECP:
9-Day RSI: 73.33
GF Value™: €62.12 vs. price of €80.50 (29.6% above fair value)
Industry Position: 45.1% above the Credit Services median (#557 of 573)
No single metric tells the full story. See the FRA:ECP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
64GF Score
Get the complete analysis for FRA:ECP
9-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:ECP has been successfully added to your 