Business Description
EZCORP Inc
NAICS : 522291
SIC : 5999
ISIN : US3023011063
Description
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buy and sell second-hand goods. The operating segments of the company are us Pawn, Latin America Pawn, and other international. us Pawn segment includes all pawn activities in the United States. Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales which are primarily collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.3 | |||||
| Equity-to-Asset | 0.54 | |||||
| Debt-to-Equity | 0.71 | |||||
| Debt-to-EBITDA | 3.49 | |||||
| Interest Coverage | 8.29 | |||||
| Piotroski F-Score | 7/9 | |||||
| Altman Z-Score | 2.49 | |||||
| Beneish M-Score | -2.48 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 1.8 | |||||
| 3-Year EBITDA Growth Rate | -2.9 | |||||
| 3-Year EPS without NRI Growth Rate | 94.3 | |||||
| 3-Year FCF Growth Rate | 31.2 | |||||
| 3-Year Book Growth Rate | 7.1 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 11.2 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 6.14 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 17.58 | |||||
| 9-Day RSI | 37.13 | |||||
| 14-Day RSI | 48.03 | |||||
| 3-1 Month Momentum % | 6.93 | |||||
| 6-1 Month Momentum % | 11.92 | |||||
| 12-1 Month Momentum % | 35.85 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 2.71 | |||||
| Quick Ratio | 1.99 | |||||
| Cash Ratio | 0.63 | |||||
| Days Inventory | 130.78 | |||||
| Days Sales Outstanding | 20.73 | |||||
| Days Payable | 13.46 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | 0.9 | |||||
| Shareholder Yield % | 3.06 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 58.74 | |||||
| Operating Margin % | 9.69 | |||||
| Net Margin % | 7.15 | |||||
| FCF Margin % | 6.7 | |||||
| ROE % | 10.58 | |||||
| ROA % | 5.57 | |||||
| ROIC % | 6.62 | |||||
| 3-Year ROIIC % | 20.32 | |||||
| ROC (Joel Greenblatt) % | 28.22 | |||||
| ROCE % | 10.16 | |||||
| Years of Profitability over Past 10-Year | 7 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 10.96 | |||||
| Forward PE Ratio | 10.17 | |||||
| PE Ratio without NRI | 10.89 | |||||
| Price-to-Owner-Earnings | 54.09 | |||||
| PEG Ratio | 0.77 | |||||
| PS Ratio | 0.88 | |||||
| PB Ratio | 0.83 | |||||
| Price-to-Tangible-Book | 1.51 | |||||
| Price-to-Free-Cash-Flow | 13.17 | |||||
| Price-to-Operating-Cash-Flow | 9.05 | |||||
| EV-to-EBIT | 8.2 | |||||
| EV-to-EBITDA | 6.53 | |||||
| EV-to-Revenue | 0.91 | |||||
| EV-to-Forward-Revenue | 0.86 | |||||
| EV-to-FCF | 13.61 | |||||
| Price-to-GF-Value | 1.33 | |||||
| Price-to-Projected-FCF | 0.94 | |||||
| Price-to-Median-PS-Value | 1.38 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.91 | |||||
| Price-to-Graham-Number | 0.85 | |||||
| Price-to-Net-Current-Asset-Value | 16.52 | |||||
| Earnings Yield (Greenblatt) % | 12.2 | |||||
| FCF Yield % | 11.74 | |||||
| Forward Rate of Return (Yacktman) % | 17.27 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
EZCORP Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 1,064.71 | ||
| EPS (TTM) (€) | 1.018 | ||
| Beta | 0.56 | ||
| 3-Year Sharpe Ratio | 0.71 | ||
| 3-Year Sortino Ratio | 1.24 | ||
| Volatility % | 31.85 | ||
| 14-Day RSI | 48.03 | ||
| 14-Day ATR (€) | 0.120976 | ||
| 20-Day SMA (€) | 11.645 | ||
| 12-1 Month Momentum % | 35.85 | ||
| 52-Week Range (€) | 7.65 - 12.1 | ||
| Shares Outstanding (Mil) | 54.47 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
EZCORP Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
EZCORP Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| No Event Data | ||||
EZCORP Inc Frequently Asked Questions
What is EZCORP Inc(FRA:EZ2A)'s stock price today?
The current price of FRA:EZ2A is €11.50. The 52 week high of FRA:EZ2A is €12.10 and 52 week low is €7.65.
When is next earnings date of EZCORP Inc(FRA:EZ2A)?
The next earnings date of EZCORP Inc(FRA:EZ2A) is 2025-01-31 Est..
Does EZCORP Inc(FRA:EZ2A) pay dividends? If so, how much?
EZCORP Inc(FRA:EZ2A) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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