Business Description
Hanmi Financial Corp
NAICS : 522110
SIC : 6021
ISIN : US4104952043
Share Class Description:
FRA:HF7N: Ordinary SharesDescription
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. Hanmi also offers trade-finance products. The bank has several lending offices outside California and plans to expand outside the state mainly through acquisitions. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.85 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.43 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.5 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 3.8 | |||||
| 3-Year EPS without NRI Growth Rate | 22.5 | |||||
| 3-Year FCF Growth Rate | 23.5 | |||||
| 3-Year Book Growth Rate | 7.2 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 68.55 | |||||
| 9-Day RSI | 63.51 | |||||
| 14-Day RSI | 59.6 | |||||
| 6-1 Month Momentum % | -5.41 | |||||
| 12-1 Month Momentum % | 4.48 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 6.36 | |||||
| Dividend Payout Ratio | 0.44 | |||||
| 3-Year Dividend Growth Rate | 24.4 | |||||
| Forward Dividend Yield % | 6.44 | |||||
| 5-Year Yield-on-Cost % | 6.52 | |||||
| 3-Year Average Share Buyback Ratio | 0.4 | |||||
| Shareholder Yield % | -6.43 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 30.29 | |||||
| FCF Margin % | 43.88 | |||||
| ROE % | 10.77 | |||||
| ROA % | 0.98 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 6.63 | |||||
| Forward PE Ratio | 7.51 | |||||
| PE Ratio without NRI | 7.03 | |||||
| Shiller PE Ratio | 6.8 | |||||
| Price-to-Owner-Earnings | 4.49 | |||||
| PEG Ratio | 1.33 | |||||
| PS Ratio | 1.99 | |||||
| PB Ratio | 0.68 | |||||
| Price-to-Tangible-Book | 0.71 | |||||
| Price-to-Free-Cash-Flow | 4.58 | |||||
| Price-to-Operating-Cash-Flow | 4.48 | |||||
| EV-to-Revenue | 2.18 | |||||
| EV-to-FCF | 5.01 | |||||
| Price-to-Projected-FCF | 0.32 | |||||
| Price-to-DCF (Earnings Based) | 0.53 | |||||
| Price-to-DCF (FCF Based) | 0.27 | |||||
| Price-to-Median-PS-Value | 0.57 | |||||
| Price-to-Graham-Number | 0.47 | |||||
| FCF Yield % | 21.89 | |||||
| Forward Rate of Return (Yacktman) % | 23.45 |
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