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Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-08-23), Hanmi Financial's Beta is 1.3922.
Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.
Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)
Hanmi Financial Beta Related Terms
Hanmi Financial Beta Historical Data
* Premium members only.
The historical data trend for Hanmi Financial's Beta can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hanmi Financial's Beta, along with its competitors' market caps and Beta data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hanmi Financial Beta vs Banks Industry
For the Banks industry and Financial Services sector, Hanmi Financial's Beta distribution charts can be found below:
* The bar in red indicates where Hanmi Financial's Beta falls into.
Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.
Hanmi Financial (FRA:HF7N) has a Beta of 1.3922 as of Aug. 23, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Hanmi Financial and its competitors.
Is Hanmi Financial's Beta too high?
Hanmi Financial's current Beta is 1.3922. Overall, Hanmi Financial has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Hanmi Financial's Beta compare to MPB and FMCB?
Hanmi Financial's Beta of 1.3922 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Hanmi Financial and its competitors. Hanmi Financial's current Beta is 1.3922. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hanmi Financial stock overvalued right now?
Hanmi Financial (FRA:HF7N) has a current Beta of 1.3922. The stock's GF Value™ is €23.74, compared to a current price of €26.40 — trading 11.2% above its estimated fair value. The current Beta is 1.3922. Hanmi Financial's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Hanmi Financial (FRA:HF7N), the current Beta is 1.3922 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hanmi Financial (FRA:HF7N) Overvalued in 2026?
Based on GuruFocus' analysis, Hanmi Financial stock appears to be overvalued.
The current stock price of €26.40 is trading 11.2% above its estimated GF Value™ of €23.74.
Key valuation signals for FRA:HF7N:
Beta: 1.3922
GF Value™: €23.74 vs. price of €26.40 (11.2% above fair value)
No single metric tells the full story. See the FRA:HF7N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. It also offers a variety of international finance and trade services and products, including letters of credit, import financing, and export financing. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
67GF Score
Get the complete analysis for FRA:HF7N
Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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