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Hanmi FinancialFRA:HF7N 67 5-Year Yield-on-Cost % is 8.00 as of Aug. 23, 2026, which is 10% below its 10-year median of 8.89. GuruFocus rates FRA:HF7N with a GF Score™ of 67/100 and a GF Value™ of €23.74. The stock has 6 warning signs investors should review. Among 1,251 Banks companies, Hanmi Financial ranks better than 82.09% on this metric.
Hanmi Financial's yield on cost for the quarter that ended in Jun. 2026 was 8.00.
The historical rank and industry rank for Hanmi Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:HF7N'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.87 Med: 8.89 Max: 27.2
Current: 8
During the past 13 years, Hanmi Financial's highest Yield on Cost was 27.20. The lowest was 3.87. And the median was 8.89.
FRA:HF7N's 5-Year Yield-on-Cost % is ranked better than 82.09% of 1251
companies
in the Banks industry
Industry Median: 3.83
vs FRA:HF7N: 8.00
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Hanmi Financial 5-Year Yield-on-Cost % Related Terms
FRA:HF7N vs MPB, FMCB, SBNC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Hanmi Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hanmi Financial 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Hanmi Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Hanmi Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Hanmi Financial is calculated as
Hanmi Financial (FRA:HF7N) has a 5-Year Yield-on-Cost % of 8.00 as of Aug. 23, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hanmi Financial and its competitors. This is 10% below median its historical median of 8.89. Over the past decade, Hanmi Financial's 5-Year Yield-on-Cost % has ranged from 3.87 to 27.20. According to the industry distribution chart, Hanmi Financial ranks #224 out of 1251 companies in the Banks industry, placing it in the top 17.9%.
Is Hanmi Financial's 5-Year Yield-on-Cost % too high?
Hanmi Financial's current 5-Year Yield-on-Cost % of 8.00 is 10% below median its 10-year median of 8.89. Over the past 10 years, this metric has ranged from a low of 3.87 to a high of 27.20. The Banks industry median 5-Year Yield-on-Cost % is 3.83. Hanmi Financial's value of 8.00 is 108.9% above this industry median. Based on the distribution chart, Hanmi Financial ranks #224 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hanmi Financial has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Hanmi Financial's 5-Year Yield-on-Cost % compare to MPB and FMCB?
According to the Banks industry distribution chart, Hanmi Financial ranks #224 out of 1251 companies for 5-Year Yield-on-Cost %. This places Hanmi Financial in the top 18% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.83. Hanmi Financial's value of 8.00 is 108.9% above this benchmark. Historically, Hanmi Financial's own 5-Year Yield-on-Cost % has ranged from 3.87 to 27.20 over the past decade. While the company's 10-year median is 8.89 vs. the industry median of 3.83, Hanmi Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hanmi Financial's current 5-Year Yield-on-Cost % of 8.00 is 108.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hanmi Financial and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hanmi Financial's current 5-Year Yield-on-Cost % is 8.00, which is 10% below median its own 10-year median of 8.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hanmi Financial stock overvalued right now?
Hanmi Financial (FRA:HF7N) has a current 5-Year Yield-on-Cost % of 8.00. The stock's GF Value™ is €23.74, compared to a current price of €26.40 — trading 11.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 8.00, which is 10% below median its 10-year median of 8.89 and 108.9% above the Banks industry median of 3.83. Hanmi Financial's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Hanmi Financial (FRA:HF7N), the current 5-Year Yield-on-Cost % is 8.00 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hanmi Financial (FRA:HF7N) Overvalued in 2026?
Based on GuruFocus' analysis, Hanmi Financial stock appears to be overvalued.
The current stock price of €26.40 is trading 11.2% above its estimated GF Value™ of €23.74.
Key valuation signals for FRA:HF7N:
5-Year Yield-on-Cost %: 8.00 (10% below median its 10-year median of 8.89)
GF Value™: €23.74 vs. price of €26.40 (11.2% above fair value)
Industry Position: 108.9% above the Banks median (#224 of 1251)
No single metric tells the full story. See the FRA:HF7N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. It also offers a variety of international finance and trade services and products, including letters of credit, import financing, and export financing. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
67GF Score
Get the complete analysis for FRA:HF7N
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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