Old Second Bancorp Inc (FRA:OSB) Stock Price, Trades & News

Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.39
Equity-to-Asset	0.13
Debt-to-Equity	0.34
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.44	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	8
	3-Year EPS without NRI Growth Rate	8.5
	3-Year FCF Growth Rate	5.4
	3-Year Book Growth Rate	18.1

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	43.62
	9-Day RSI	47.02
	14-Day RSI	48.99
	3-1 Month Momentum %	5.95
	6-1 Month Momentum %	3.49
	12-1 Month Momentum %	21.92

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.27
	Dividend Payout Ratio	0.12
	3-Year Dividend Growth Rate	7.7
	Forward Dividend Yield %	1.27
	5-Year Yield-on-Cost %	4.87
	3-Year Average Share Buyback Ratio	-5.7
	Shareholder Yield %	4.92

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	24.34
	FCF Margin %	38.92
	OCF Margin %	39.95
	ROE %	10.57
	ROA %	1.34
	Years of Profitability over Past 10-Year	10
	Moat Score	4
	Tariff Resilience Score	9

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	13.9
	Forward PE Ratio	9.6
	PE Ratio without NRI	11.12
	Shiller PE Ratio	16.16
	Price-to-Owner-Earnings	12.92
	PEG Ratio	1.06
	PS Ratio	3.39
	PB Ratio	1.35
	Price-to-Tangible-Book	1.65
	Price-to-Free-Cash-Flow	8.74
	Price-to-Operating-Cash-Flow	8.52
	EV-to-Revenue	3.92
	EV-to-Forward-Revenue	4.16
	EV-to-FCF	10.06
	Price-to-GF-Value	1.25
	Price-to-Projected-FCF	0.67
	Price-to-DCF (Earnings Based)	0.39
	Price-to-DCF (FCF Based)	0.43
	Price-to-Median-PS-Value	1.13
	Price-to-Peter-Lynch-Fair-Value	0.94
	Price-to-Graham-Number	0.9
	FCF Yield %	11.45
	Forward Rate of Return (Yacktman) %	20.94

GF Value™: €14.54

FRA:OSB

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with OSB. Try a 7-Day Free Trial to check it out.

Old Second Bancorp Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Old Second Bancorp Inc Stock Events

Financials Calendars

Event	Date	Price (€)
Third quarter earnings conference call for 2026	2026-10-23 10:00	In 119 days
Third quarter earnings results for 2026	2026-10-23	In 118 days
Second quarter earnings conference call for 2026	2026-07-24 10:00	In 28 days
Second quarter earnings results for 2026	2026-07-23	In 26 days
General meeting for 2026	2026-05-19 10:00	17.30 (+0.00%)
USD 0.070000 Cash Dividend	2026-05-04	17.30 (+0.00%)
First quarter earnings conference call for 2026	2026-04-23 10:00	17.90 (+0.00%)
First quarter earnings results for 2026	2026-04-23	17.90 (+0.00%)
Annual report for 2025	2026-02-26	16.60 (+0.00%)
USD 0.070000 Cash Dividend	2026-01-30	16.10 (+0.00%)

Show

Entries

Press Release

	Subject	Date
	Old Second Bancorp, Inc. Reports First Quarter 2026 Net Income of $25.6 Million, or $0.48 per Diluted Share	2026-04-22
	O2 Sponsor Finance provides $30MM Credit Facility to Support Borgman Capital's recapitalization of Gilman Cheese Corporation	2026-03-31
	Old Second Bancorp, Inc. Reports Fourth Quarter 2025 Net Income of $28.8 Million, or $0.54 per Diluted Share	2026-01-21
	O2 Sponsor Finance provides Senior Secured Credit Facilities to Support Paceline Equity Partners and Serata Capital Partners in their Acquisition of EventLink Group	2025-12-01
	Old Second Bancorp, Inc. Reports Third Quarter 2025 Net Income of $9.9 Million, or $0.18 per Diluted Share	2025-10-22
	Old Second National Bank Completes Integration of Evergreen Bank Group, Expanding Access and Services for Customers	2025-10-20
	O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support San Francisco Equity Partners in its Acquisition of Formula Corp	2025-09-08
	Old Second Bancorp, Inc. Reports Second Quarter 2025 Net Income of $21.8 Million, or $0.48 per Diluted Share	2025-07-23
	Old Second Completes Merger with Bancorp Financial	2025-07-01
	Old Second Bancorp, Inc. Reports First Quarter 2025 Net Income of $19.8 Million, or $0.43 per Diluted Share	2025-04-23

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