Old Second Bancorp Inc (FRA:OSB) Stock Price, Trades & News

Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.39
Equity-to-Asset	0.13
Debt-to-Equity	0.34
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.44	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	8
	3-Year EPS without NRI Growth Rate	8.5
	3-Year FCF Growth Rate	5.4
	3-Year Book Growth Rate	18.1

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	43.62
	9-Day RSI	47.02
	14-Day RSI	48.99
	3-1 Month Momentum %	5.95
	6-1 Month Momentum %	3.49
	12-1 Month Momentum %	21.92

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.27
	Dividend Payout Ratio	0.12
	3-Year Dividend Growth Rate	7.7
	Forward Dividend Yield %	1.27
	5-Year Yield-on-Cost %	4.87
	3-Year Average Share Buyback Ratio	-5.7
	Shareholder Yield %	4.92

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	24.34
	FCF Margin %	38.92
	OCF Margin %	39.95
	ROE %	10.57
	ROA %	1.34
	Years of Profitability over Past 10-Year	10
	Moat Score	4
	Tariff Resilience Score	9

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	13.9
	Forward PE Ratio	9.6
	PE Ratio without NRI	11.12
	Shiller PE Ratio	16.16
	Price-to-Owner-Earnings	12.92
	PEG Ratio	1.06
	PS Ratio	3.39
	PB Ratio	1.35
	Price-to-Tangible-Book	1.65
	Price-to-Free-Cash-Flow	8.74
	Price-to-Operating-Cash-Flow	8.52
	EV-to-Revenue	3.92
	EV-to-Forward-Revenue	4.16
	EV-to-FCF	10.06
	Price-to-GF-Value	1.25
	Price-to-Projected-FCF	0.67
	Price-to-DCF (Earnings Based)	0.39
	Price-to-DCF (FCF Based)	0.43
	Price-to-Median-PS-Value	1.13
	Price-to-Peter-Lynch-Fair-Value	0.94
	Price-to-Graham-Number	0.9
	FCF Yield %	11.45
	Forward Rate of Return (Yacktman) %	20.94

Financials (Next Earnings Date:2026-07-23 Est.)

Annual Quarterly TTM

FRA:OSB's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

Not Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

Not Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

Not Enough Data

Operating Revenue by Business Segment

Operating Revenue by Geographic Region

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

Not Enough Data

Old Second Bancorp Inc Operating Data

Annual Quarterly

FRA:OSB's Complete Operating Data

No operating data available for Old Second Bancorp Inc.

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

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Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017

Old Second Bancorp Inc Executives

Details

GF Value™: €14.54

FRA:OSB

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with OSB. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	303.781
	EPS (TTM) (€)	1.445
	Beta	0.8837
	3-Year Sharpe Ratio	0.62
	3-Year Sortino Ratio	1.04
	Volatility %	17.34
	14-Day RSI	48.99
	14-Day ATR (€)	0.548589
	20-Day SMA (€)	18.475
	12-1 Month Momentum %	21.92
	52-Week Range (€)	13.8 - 19.7
	Shares Outstanding (Mil)	51.43

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Old Second Bancorp Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Old Second Bancorp Inc Stock Events

Financials Calendars

Event	Date	Price (€)
Third quarter earnings conference call for 2026	2026-10-23 10:00	In 119 days
Third quarter earnings results for 2026	2026-10-23	In 118 days
Second quarter earnings conference call for 2026	2026-07-24 10:00	In 28 days
Second quarter earnings results for 2026	2026-07-23	In 26 days
General meeting for 2026	2026-05-19 10:00	17.30 (+0.00%)
USD 0.070000 Cash Dividend	2026-05-04	17.30 (+0.00%)
First quarter earnings conference call for 2026	2026-04-23 10:00	17.90 (+0.00%)
First quarter earnings results for 2026	2026-04-23	17.90 (+0.00%)
Annual report for 2025	2026-02-26	16.60 (+0.00%)
USD 0.070000 Cash Dividend	2026-01-30	16.10 (+0.00%)

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Entries

Old Second Bancorp Inc Frequently Asked Questions

What is Old Second Bancorp Inc(FRA:OSB)'s stock price today?

The current price of FRA:OSB is €18.20. The 52 week high of FRA:OSB is €19.70 and 52 week low is €13.80.

When is next earnings date of Old Second Bancorp Inc(FRA:OSB)?

The next earnings date of Old Second Bancorp Inc(FRA:OSB) is 2026-07-23 Est..

Does Old Second Bancorp Inc(FRA:OSB) pay dividends? If so, how much?

The Dividend Yield % of Old Second Bancorp Inc(FRA:OSB) is 1.27% (As of Today), Highest Dividend Payout Ratio of Old Second Bancorp Inc(FRA:OSB) was 0.12. The lowest was 0.03. And the median was 0.09. The Forward Dividend Yield % of Old Second Bancorp Inc(FRA:OSB) is 1.27%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
	Old Second Bancorp, Inc. Reports First Quarter 2026 Net Income of $25.6 Million, or $0.48 per Diluted Share	2026-04-22
	O2 Sponsor Finance provides $30MM Credit Facility to Support Borgman Capital's recapitalization of Gilman Cheese Corporation	2026-03-31
	Old Second Bancorp, Inc. Reports Fourth Quarter 2025 Net Income of $28.8 Million, or $0.54 per Diluted Share	2026-01-21
	O2 Sponsor Finance provides Senior Secured Credit Facilities to Support Paceline Equity Partners and Serata Capital Partners in their Acquisition of EventLink Group	2025-12-01
	Old Second Bancorp, Inc. Reports Third Quarter 2025 Net Income of $9.9 Million, or $0.18 per Diluted Share	2025-10-22
	Old Second National Bank Completes Integration of Evergreen Bank Group, Expanding Access and Services for Customers	2025-10-20
	O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support San Francisco Equity Partners in its Acquisition of Formula Corp	2025-09-08
	Old Second Bancorp, Inc. Reports Second Quarter 2025 Net Income of $21.8 Million, or $0.48 per Diluted Share	2025-07-23
	Old Second Completes Merger with Bancorp Financial	2025-07-01
	Old Second Bancorp, Inc. Reports First Quarter 2025 Net Income of $19.8 Million, or $0.43 per Diluted Share	2025-04-23

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