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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-23), Old Second Bancorp's 3-1 Month Momentum % is 5.03%.
The industry rank for Old Second Bancorp's 3-1 Month Momentum % or its related term are showing as below:
FRA:OSB's 3-1 Month Momentum % is ranked better than 59.15% of 1569
companies
in the Banks industry
Industry Median: 2.03
vs FRA:OSB: 5.03
Old Second Bancorp (FRA:OSB) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Old Second Bancorp 3-1 Month Momentum % Related Terms
FRA:OSB vs HFWA, CCB, UVSP: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Old Second Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Second Bancorp 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Old Second Bancorp's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Old Second Bancorp's 3-1 Month Momentum % falls into.
Old Second Bancorp (FRA:OSB) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Second Bancorp (FRA:OSB) has a 3-1 Month Momentum % of 5.03% as of Jul. 23, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Old Second Bancorp and its competitors. According to the industry distribution chart, Old Second Bancorp ranks #641 out of 1569 companies in the Banks industry, placing it in the top 40.9%.
Is Old Second Bancorp's 3-1 Month Momentum % too high?
Old Second Bancorp's current 3-1 Month Momentum % is 5.03%. The Banks industry median 3-1 Month Momentum % is 2.03. Old Second Bancorp's value of 5.03% is 147.8% above this industry median. Based on the distribution chart, Old Second Bancorp ranks #641 out of 1569 companies in the Banks industry, which is above the industry midpoint. Overall, Old Second Bancorp has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Old Second Bancorp's 3-1 Month Momentum % compare to HFWA and CCB?
According to the Banks industry distribution chart, Old Second Bancorp ranks #641 out of 1569 companies for 3-1 Month Momentum %. This puts Old Second Bancorp in the upper half of its industry. The industry median 3-1 Month Momentum % is 2.03. Old Second Bancorp's value of 5.03% is 147.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.03, based on 1,569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Second Bancorp's current 3-1 Month Momentum % of 5.03% is 147.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Old Second Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Second Bancorp's current 3-1 Month Momentum % is 5.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Second Bancorp stock overvalued right now?
Old Second Bancorp (FRA:OSB) has a current 3-1 Month Momentum % of 5.03%. The stock's GF Value™ is €16.32, compared to a current price of €20.40 — trading 25% above its estimated fair value. The current 3-1 Month Momentum % is 5.03% and 147.8% above the Banks industry median of 2.03. Old Second Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Old Second Bancorp (FRA:OSB), the current 3-1 Month Momentum % is 5.03% as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Second Bancorp (FRA:OSB) Overvalued in 2026?
Based on GuruFocus' analysis, Old Second Bancorp stock appears to be overvalued.
The current stock price of €20.40 is trading 25% above its estimated GF Value™ of €16.32.
Key valuation signals for FRA:OSB:
3-1 Month Momentum %: 5.03%
GF Value™: €16.32 vs. price of €20.40 (25% above fair value)
Industry Position: 147.8% above the Banks median (#641 of 1569)
No single metric tells the full story. See the FRA:OSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
69GF Score
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