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Also traded in: Argentina, Germany, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 12.99
GGAL's Cash-to-Debt is ranked higher than
70% of the 1659 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.10 vs. GGAL: 12.99 )
Ranked among companies with meaningful Cash-to-Debt only.
GGAL' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.08  Med: 1.37 Max: No Debt
Current: 12.99
Equity-to-Asset 0.09
GGAL's Equity-to-Asset is ranked lower than
62% of the 1628 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.10 vs. GGAL: 0.09 )
Ranked among companies with meaningful Equity-to-Asset only.
GGAL' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.08 Max: 0.11
Current: 0.09
0.06
0.11
Interest Coverage 0.49
GGAL's Interest Coverage is ranked lower than
83% of the 1586 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.72 vs. GGAL: 0.49 )
Ranked among companies with meaningful Interest Coverage only.
GGAL' s Interest Coverage Range Over the Past 10 Years
Min: 0.12  Med: 0.49 Max: 0.82
Current: 0.49
0.12
0.82
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating Margin % 33.39
GGAL's Operating Margin % is ranked higher than
54% of the 1666 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 31.66 vs. GGAL: 33.39 )
Ranked among companies with meaningful Operating Margin % only.
GGAL' s Operating Margin % Range Over the Past 10 Years
Min: 6.82  Med: 24.44 Max: 33.39
Current: 33.39
6.82
33.39
Net Margin % 21.15
GGAL's Net Margin % is ranked lower than
56% of the 1667 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 22.77 vs. GGAL: 21.15 )
Ranked among companies with meaningful Net Margin % only.
GGAL' s Net Margin % Range Over the Past 10 Years
Min: 2.1  Med: 14.96 Max: 21.15
Current: 21.15
2.1
21.15
ROE % 33.43
GGAL's ROE % is ranked higher than
97% of the 1667 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.51 vs. GGAL: 33.43 )
Ranked among companies with meaningful ROE % only.
GGAL' s ROE % Range Over the Past 10 Years
Min: 2.82  Med: 31.3 Max: 38.83
Current: 33.43
2.82
38.83
ROA % 2.91
GGAL's ROA % is ranked higher than
92% of the 1672 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.91 vs. GGAL: 2.91 )
Ranked among companies with meaningful ROA % only.
GGAL' s ROA % Range Over the Past 10 Years
Min: 0.2  Med: 2.41 Max: 3.5
Current: 2.91
0.2
3.5
3-Year Revenue Growth Rate 33.50
GGAL's 3-Year Revenue Growth Rate is ranked higher than
96% of the 1400 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 4.30 vs. GGAL: 33.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
GGAL' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -8.3  Med: 29.4 Max: 41.3
Current: 33.5
-8.3
41.3
3-Year EBITDA Growth Rate 43.00
GGAL's 3-Year EBITDA Growth Rate is ranked higher than
95% of the 1310 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.60 vs. GGAL: 43.00 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
GGAL' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -74.4  Med: 43 Max: 266.8
Current: 43
-74.4
266.8
3-Year EPS without NRI Growth Rate 47.40
GGAL's 3-Year EPS without NRI Growth Rate is ranked higher than
95% of the 1268 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 7.30 vs. GGAL: 47.40 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
GGAL' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -58  Med: 47.4 Max: 107.2
Current: 47.4
-58
107.2
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» GGAL's 30-Y Financials

Financials (Next Earnings Date: 2017-08-09 Est.)



Strict Standards: Only variables should be passed by reference in /home/gurufocu/public_html/modules/stock/financials_highchart_morn.php on line 23
Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

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Business Description

Industry: Banks » Banks - Regional - Latin America  
Compare:NYSE:BMA, NYSE:ITCB, NYSE:BFR, NYSE:AVAL, NYSE:BLX, NYSE:SUPV, NYSE:CIB, OTCPK:BNZIF, OTCPK:GPFOY, NYSE:BSAC, NYSE:BCH, NYSE:BSMX, NYSE:BAP, OTCPK:GBOOY, OTCPK:BDORY, NYSE:BSBR, NYSE:BBDO, NYSE:ITUB » details
Traded in other countries:GGAL.Argentina, GF4.Germany, GGABF.USA,
Headquarter Location:Argentina
Grupo Financiero Galicia is a financial service holding company that hold all the shares of the capital stock of Banco Galicia held by members of the Escasany, Ayerza and Braun families.

Grupo Financiero Galicia SA is a financial service holding company that hold all the shares of the capital stock of Banco Galicia held by members of the Escasany, Ayerza and Braun families. The company's subsidiary Banco Galicia operates in Argentina and substantially all its customers, operations and assets are in Argentina. Banco Galicia is a bank that provides, directly or through its subsidiaries, a wide variety of financial products and services to large corporations, small and medium-sized companies, and individuals. The company generates most of its revenues from Argentina.

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Ratios

vs
industry
vs
history
PE Ratio 13.69
GGAL's PE Ratio is ranked higher than
53% of the 1552 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 14.61 vs. GGAL: 13.69 )
Ranked among companies with meaningful PE Ratio only.
GGAL' s PE Ratio Range Over the Past 10 Years
Min: 2.8  Med: 9.42 Max: 65.14
Current: 13.69
2.8
65.14
Forward PE Ratio 20.33
GGAL's Forward PE Ratio is ranked lower than
90% of the 384 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 15.67 vs. GGAL: 20.33 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 13.69
GGAL's PE Ratio without NRI is ranked higher than
54% of the 1551 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 14.65 vs. GGAL: 13.69 )
Ranked among companies with meaningful PE Ratio without NRI only.
GGAL' s PE Ratio without NRI Range Over the Past 10 Years
Min: 2.79  Med: 9.41 Max: 48.2
Current: 13.69
2.79
48.2
Price-to-Owner-Earnings 14.60
GGAL's Price-to-Owner-Earnings is ranked lower than
53% of the 906 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 13.97 vs. GGAL: 14.60 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
GGAL' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 2.51  Med: 9.15 Max: 62.5
Current: 14.6
2.51
62.5
PB Ratio 3.91
GGAL's PB Ratio is ranked lower than
97% of the 1629 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.19 vs. GGAL: 3.91 )
Ranked among companies with meaningful PB Ratio only.
GGAL' s PB Ratio Range Over the Past 10 Years
Min: 0.4  Med: 1.78 Max: 4.39
Current: 3.91
0.4
4.39
PS Ratio 2.89
GGAL's PS Ratio is ranked higher than
60% of the 1612 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.37 vs. GGAL: 2.89 )
Ranked among companies with meaningful PS Ratio only.
GGAL' s PS Ratio Range Over the Past 10 Years
Min: 0.23  Med: 1.12 Max: 3.25
Current: 2.89
0.23
3.25
Price-to-Free-Cash-Flow 12.49
GGAL's Price-to-Free-Cash-Flow is ranked lower than
54% of the 880 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 11.48 vs. GGAL: 12.49 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
GGAL' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.6  Med: 3.64 Max: 54.35
Current: 12.49
0.6
54.35
Price-to-Operating-Cash-Flow 11.93
GGAL's Price-to-Operating-Cash-Flow is ranked lower than
58% of the 959 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 10.18 vs. GGAL: 11.93 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
GGAL' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.58  Med: 3.23 Max: 37.73
Current: 11.93
0.58
37.73
EV-to-EBIT 4.14
GGAL's EV-to-EBIT is ranked higher than
84% of the 1272 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.20 vs. GGAL: 4.14 )
Ranked among companies with meaningful EV-to-EBIT only.
GGAL' s EV-to-EBIT Range Over the Past 10 Years
Min: -21.2  Med: 4 Max: 4333.4
Current: 4.14
-21.2
4333.4
EV-to-EBITDA 4.14
GGAL's EV-to-EBITDA is ranked higher than
82% of the 1277 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 10.93 vs. GGAL: 4.14 )
Ranked among companies with meaningful EV-to-EBITDA only.
GGAL' s EV-to-EBITDA Range Over the Past 10 Years
Min: -437.2  Med: 3.2 Max: 4333.4
Current: 4.14
-437.2
4333.4
PEG Ratio 0.34
GGAL's PEG Ratio is ranked higher than
90% of the 853 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.41 vs. GGAL: 0.34 )
Ranked among companies with meaningful PEG Ratio only.
GGAL' s PEG Ratio Range Over the Past 10 Years
Min: 0.1  Med: 0.24 Max: 0.59
Current: 0.34
0.1
0.59
Shiller PE Ratio 39.95
GGAL's Shiller PE Ratio is ranked lower than
88% of the 510 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 20.16 vs. GGAL: 39.95 )
Ranked among companies with meaningful Shiller PE Ratio only.
GGAL' s Shiller PE Ratio Range Over the Past 10 Years
Min: 12.9  Med: 30.05 Max: 58.5
Current: 39.95
12.9
58.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.29
GGAL's Dividend Yield % is ranked lower than
98% of the 2337 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.66 vs. GGAL: 0.29 )
Ranked among companies with meaningful Dividend Yield % only.
GGAL' s Dividend Yield % Range Over the Past 10 Years
Min: 0.1  Med: 0.22 Max: 0.72
Current: 0.29
0.1
0.72
Dividend Payout Ratio 0.02
GGAL's Dividend Payout Ratio is ranked higher than
99% of the 1342 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.32 vs. GGAL: 0.02 )
Ranked among companies with meaningful Dividend Payout Ratio only.
GGAL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.01  Med: 0.02 Max: 0.03
Current: 0.02
0.01
0.03
3-Year Dividend Growth Rate 79.20
GGAL's 3-Year Dividend Growth Rate is ranked higher than
98% of the 805 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.60 vs. GGAL: 79.20 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
GGAL' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0 Max: 79.2
Current: 79.2
0
79.2
Forward Dividend Yield % 0.29
GGAL's Forward Dividend Yield % is ranked lower than
98% of the 2234 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.88 vs. GGAL: 0.29 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.29
GGAL's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 2672 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.41 vs. GGAL: 0.29 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
GGAL' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.1  Med: 0.22 Max: 0.72
Current: 0.29
0.1
0.72
3-Year Average Share Buyback Ratio -1.60
GGAL's 3-Year Average Share Buyback Ratio is ranked higher than
51% of the 1086 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: -1.80 vs. GGAL: -1.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
GGAL' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -4.4  Med: 0 Max: 16.2
Current: -1.6
-4.4
16.2

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 3.91
GGAL's Price-to-Tangible-Book is ranked lower than
96% of the 1621 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.27 vs. GGAL: 3.91 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
GGAL' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.1  Med: 1.99 Max: 4.03
Current: 3.91
0.1
4.03
Price-to-Intrinsic-Value-Projected-FCF 0.85
GGAL's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
56% of the 916 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.78 vs. GGAL: 0.85 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
GGAL' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.24  Med: 0.53 Max: 3.18
Current: 0.85
0.24
3.18
Price-to-Intrinsic-Value-DCF (Earnings Based) 1.28
GGAL's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked lower than
76% of the 145 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.87 vs. GGAL: 1.28 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 2.59
GGAL's Price-to-Median-PS-Value is ranked lower than
96% of the 1561 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.13 vs. GGAL: 2.59 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
GGAL' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.08  Med: 1.11 Max: 2.59
Current: 2.59
0.08
2.59
Price-to-Graham-Number 1.55
GGAL's Price-to-Graham-Number is ranked lower than
87% of the 1460 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.94 vs. GGAL: 1.55 )
Ranked among companies with meaningful Price-to-Graham-Number only.
GGAL' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.28  Med: 1.01 Max: 3.23
Current: 1.55
0.28
3.23
Earnings Yield (Greenblatt) % 24.15
GGAL's Earnings Yield (Greenblatt) % is ranked higher than
88% of the 1671 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 5.85 vs. GGAL: 24.15 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
GGAL' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -23132.2  Med: 14.4 Max: 4742.3
Current: 24.15
-23132.2
4742.3

More Statistics

Revenue (TTM) (Mil) $1,957.80
EPS (TTM) $ 3.18
Beta1.06
Short Percentage of Float0.00%
52-Week Range $23.23 - 47.34
Shares Outstanding (Mil)130.03 (ADR)

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 2,382 2,795 3,196
EPS ($) 2.05 2.13 2.29
EPS without NRI ($) 2.05 2.13 2.29
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 2.10 20.20 26.42
» More Articles for GGAL

Headlines

Articles On GuruFocus.com
Ken Fisher Keeps Buying These 9 Stocks May 08 2017 
13 Questions With Argentine Value Investor Santiago Lucca Dec 05 2016 
All-In-One Screener Identifies Undervalued U.S. Financial Services Stocks Oct 19 2015 
Predictable and Undervalued Companies - Part II May 20 2015 
Uncertainty and Company Valuations: The case of Argentina Mar 08 2014 
Should You Stay Long Argentinean Banks? Oct 13 2013 
Argentina's New Debt Exchange: Go Long Banks Sep 01 2013 

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