GGAL (Grupo Financiero Galicia) FCF Margin %: 0.00% (As of Mar. 2026)


GGAL Grupo Financiero Galicia SA GGAL
71 GF Score
Price $49.08
GF Value $25.72
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Grupo Financiero Galicia FCF Margin %?

Grupo Financiero Galicia GGAL -4.38% 71 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates GGAL with a GF Score™ of 71/100 and a GF Value™ of $25.72 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Grupo Financiero Galicia ranks worse than 78.41% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Grupo Financiero Galicia's Free Cash Flow for the three months ended in Mar. 2026 was $0 Mil. Grupo Financiero Galicia's Revenue for the three months ended in Mar. 2026 was $1,828 Mil. Therefore, Grupo Financiero Galicia's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Grupo Financiero Galicia's current FCF Yield % is -13.97%.

The historical rank and industry rank for Grupo Financiero Galicia's FCF Margin % or its related term are showing as below:

GGAL' s FCF Margin % Range Over the Past 10 Years
Min: -21.68   Med: 61.15   Max: 104.33
Current: -17.17


During the past 13 years, the highest FCF Margin % of Grupo Financiero Galicia was 104.33%. The lowest was -21.68%. And the median was 61.15%.

GGAL's FCF Margin % is ranked worse than
78.41% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs GGAL: -17.17


Grupo Financiero Galicia FCF Margin % Related Terms


Grupo Financiero Galicia FCF Margin % Historical Data

* Premium members only.

The historical data trend for Grupo Financiero Galicia's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Galicia FCF Margin % Chart

Grupo Financiero Galicia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 93.83 80.72 47.69 43.80 -21.68

Grupo Financiero Galicia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -47.39 0.00 0.00 0.00 0.00

GGAL vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Grupo Financiero Galicia's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero Galicia FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Financiero Galicia's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Grupo Financiero Galicia's FCF Margin % falls into.


GGAL
71GF Score
Grupo Financiero Galicia SA GGAL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Financiero Galicia FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Grupo Financiero Galicia's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1275.474/5882.009
=-21.68 %

Grupo Financiero Galicia's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/1827.532
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Grupo Financiero Galicia (GGAL) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Grupo Financiero Galicia and its competitors. According to the industry distribution chart, Grupo Financiero Galicia ranks #1180 out of 1505 companies in the Banks industry, placing it in the top 78.4%.
Is Grupo Financiero Galicia's FCF Margin % too high?
Grupo Financiero Galicia's current FCF Margin % is 0.00%. Based on the distribution chart, Grupo Financiero Galicia ranks #1180 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grupo Financiero Galicia has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Galicia's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero Galicia ranks #1180 out of 1505 companies for FCF Margin %. This places Grupo Financiero Galicia in the lower half of its industry. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Grupo Financiero Galicia and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Galicia's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Galicia stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Galicia (GGAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.72, compared to a current price of $49.08 — trading 90.8% above its estimated fair value. The current FCF Margin % is 0.00%. Grupo Financiero Galicia's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Grupo Financiero Galicia (GGAL), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Galicia (GGAL) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Galicia stock appears to be overvalued. The current stock price of $49.08 is trading 90.8% above its estimated GF Value™ of $25.72. GuruFocus considers Grupo Financiero Galicia to be Significantly Overvalued.

Key valuation signals for GGAL:

  • FCF Margin %: 0.00%
  • GF Value™: $25.72 vs. price of $49.08 (90.8% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the GGAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero Galicia Business Description

Address Tte. Gral. Juan D. Peron 430, 25th Floor, Buenos Aires, ARG, C1038 AAJ
Grupo Financiero Galicia SA is a financial service holding company. It provides general banking services, proprietary brand credit card services, personal loans, insurance, and other services. The company's operating business segments are Banks, Ecosistema Naranja X, Insurance, Adjustments, and Other Businesses. The company generates maximum revenue from Banks. Geographically its operate in Argentina, Uruguay, and the majority of its revenue comes from Argentina.
71GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.08
Price
$25.72
GF Value