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Grupo Financiero GaliciaGGAL -0.36%80 Shiller PE Ratio is 22.78 as of Sep. 08, 2026, which is 7% below its 10-year median of 24.46. GuruFocus rates GGAL with a GF Score™ of 80/100 and a GF Value™ of $30.04 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,236 Banks companies, Grupo Financiero Galicia ranks worse than 83.58% on this metric.
The historical rank and industry rank for Grupo Financiero Galicia's Shiller PE Ratio or its related term are showing as below:
GGAL'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 11.25 Med: 24.46 Max: 63.75
Current: 22.9
During the past years, Grupo Financiero Galicia's highest Shiller PE Ratio was 63.75. The lowest was 11.25. And the median was 24.46.
GGAL's Shiller PE Ratio is ranked worse than 83.58% of 1236
companies
in the Banks industry
Industry Median: 14.01
vs GGAL: 22.90
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Grupo Financiero Galicia's adjusted earnings per share data for the three months ended in Jun. 2026 was $1.086. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.94 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Grupo Financiero Galicia (NAS:GGAL) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Grupo Financiero Galicia Shiller PE Ratio Related Terms
Grupo Financiero Galicia Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Financiero Galicia's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Financiero Galicia Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Financiero Galicia's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Grupo Financiero Galicia's Shiller PE Ratio falls into.
Grupo Financiero Galicia Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Grupo Financiero Galicia (GGAL) has a Shiller PE Ratio of 22.78 as of Sep. 08, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Grupo Financiero Galicia and its competitors. This is near median its historical median of 24.46. Over the past decade, Grupo Financiero Galicia's Shiller PE Ratio has ranged from 11.25 to 63.75. According to the industry distribution chart, Grupo Financiero Galicia ranks #1033 out of 1236 companies in the Banks industry, placing it in the top 83.6%.
Is Grupo Financiero Galicia's Shiller PE Ratio too high?
Grupo Financiero Galicia's current Shiller PE Ratio of 22.78 is near median its 10-year median of 24.46. Over the past 10 years, this metric has ranged from a low of 11.25 to a high of 63.75. The Banks industry median Shiller PE Ratio is 14.01. Grupo Financiero Galicia's value of 22.78 is 62.6% above this industry median. Based on the distribution chart, Grupo Financiero Galicia ranks #1033 out of 1236 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grupo Financiero Galicia has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Galicia's Shiller PE Ratio compare to USB and PNC?
According to the Banks industry distribution chart, Grupo Financiero Galicia ranks #1033 out of 1236 companies for Shiller PE Ratio. This places Grupo Financiero Galicia in the lower half of its industry. The industry median Shiller PE Ratio is 14.01. Grupo Financiero Galicia's value of 22.78 is 62.6% above this benchmark. Historically, Grupo Financiero Galicia's own Shiller PE Ratio has ranged from 11.25 to 63.75 over the past decade. While the company's 10-year median is 24.46 vs. the industry median of 14.01, Grupo Financiero Galicia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 14.01, based on 1,236 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Galicia's current Shiller PE Ratio of 22.78 is 62.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Grupo Financiero Galicia and its competitors. For the Banks industry, the median Shiller PE Ratio is 14.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Galicia's current Shiller PE Ratio is 22.78, which is near median its own 10-year median of 24.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Galicia stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Galicia (GGAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.04, compared to a current price of $44.20 — trading 47.1% above its estimated fair value. The current Shiller PE Ratio is 22.78, which is near median its 10-year median of 24.46 and 62.6% above the Banks industry median of 14.01. Grupo Financiero Galicia's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Grupo Financiero Galicia (GGAL), the current Shiller PE Ratio is 22.78 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Financiero Galicia (GGAL) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Financiero Galicia stock appears to be overvalued.
The current stock price of $44.20 is trading 47.1% above its estimated GF Value™ of $30.04.
GuruFocus considers Grupo Financiero Galicia to be Significantly Overvalued.
Key valuation signals for GGAL:
Shiller PE Ratio: 22.78 (near median its 10-year median of 24.46)
GF Value™: $30.04 vs. price of $44.20 (47.1% above fair value)
Industry Position: 62.6% above the Banks median (#1033 of 1236)
No single metric tells the full story. See the GGAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Financiero Galicia SA is a financial service holding company. It provides general banking services, proprietary brand credit card services, personal loans, insurance, and other services. The company's operating business segments are Banks, Ecosistema Naranja X, Insurance, Adjustments, and Other Businesses. The company generates maximum revenue from Banks. Geographically its operate in Argentina, Uruguay, and the majority of its revenue comes from Argentina.
80GF Score
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