Grupo Financiero GaliciaGGAL -3.68%71 5-Year Yield-on-Cost % is 3.70 as of Jul. 07, 2026, which is 216% above its 10-year median of 1.17. GuruFocus rates GGAL with a GF Score™ of 71/100 and a GF Value™ of $25.61 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,255 Banks companies, Grupo Financiero Galicia ranks better than 53.71% on this metric.
The historical rank and industry rank for Grupo Financiero Galicia's 5-Year Yield-on-Cost % or its related term are showing as below:
GGAL'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.13 Med: 1.17 Max: 10.14
Current: 3.7
During the past 13 years, Grupo Financiero Galicia's highest Yield on Cost was 10.14. The lowest was 0.13. And the median was 1.17.
GGAL's 5-Year Yield-on-Cost % is ranked better than 53.71% of 1255
companies
in the Banks industry
Industry Median: 3.9
vs GGAL: 3.70
Grupo Financiero Galicia (NAS:GGAL) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Grupo Financiero Galicia 5-Year Yield-on-Cost % Related Terms
GGAL vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Grupo Financiero Galicia's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Financiero Galicia 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Financiero Galicia's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Grupo Financiero Galicia's 5-Year Yield-on-Cost % falls into.
Grupo Financiero Galicia 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Grupo Financiero Galicia (GGAL) has a 5-Year Yield-on-Cost % of 3.70 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Grupo Financiero Galicia and its competitors. This is 216% above median its historical median of 1.17. Over the past decade, Grupo Financiero Galicia's 5-Year Yield-on-Cost % has ranged from 0.13 to 10.14. According to the industry distribution chart, Grupo Financiero Galicia ranks #581 out of 1255 companies in the Banks industry, placing it in the top 46.3%.
Is Grupo Financiero Galicia's 5-Year Yield-on-Cost % too high?
Grupo Financiero Galicia's current 5-Year Yield-on-Cost % of 3.70 is 216% above median its 10-year median of 1.17. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 10.14. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Grupo Financiero Galicia's value of 3.70 is 5.1% below this industry median. Based on the distribution chart, Grupo Financiero Galicia ranks #581 out of 1255 companies in the Banks industry, which is above the industry midpoint. Overall, Grupo Financiero Galicia has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Galicia's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero Galicia ranks #581 out of 1255 companies for 5-Year Yield-on-Cost %. This puts Grupo Financiero Galicia in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. Grupo Financiero Galicia's value of 3.70 is 5.1% below this benchmark. Historically, Grupo Financiero Galicia's own 5-Year Yield-on-Cost % has ranged from 0.13 to 10.14 over the past decade. While the company's 10-year median is 1.17 vs. the industry median of 3.90, Grupo Financiero Galicia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Galicia's current 5-Year Yield-on-Cost % of 3.70 is 5.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Grupo Financiero Galicia and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Galicia's current 5-Year Yield-on-Cost % is 3.70, which is 216% above median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Galicia stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Galicia (GGAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.61, compared to a current price of $51.09 — trading 99.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.70, which is 216% above median its 10-year median of 1.17 and 5.1% below the Banks industry median of 3.90. Grupo Financiero Galicia's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Grupo Financiero Galicia (GGAL), the current 5-Year Yield-on-Cost % is 3.70 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Financiero Galicia (GGAL) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Financiero Galicia stock appears to be overvalued.
The current stock price of $51.09 is trading 99.5% above its estimated GF Value™ of $25.61.
GuruFocus considers Grupo Financiero Galicia to be Significantly Overvalued.
Key valuation signals for GGAL:
5-Year Yield-on-Cost %: 3.70 (216% above median its 10-year median of 1.17)
GF Value™: $25.61 vs. price of $51.09 (99.5% above fair value)
Industry Position: 5.1% below the Banks median (#581 of 1255)
No single metric tells the full story. See the GGAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Financiero Galicia SA is a financial service holding company. It provides general banking services, proprietary brand credit card services, personal loans, insurance, and other services. The company's operating business segments are Banks, Ecosistema Naranja X, Insurance, Adjustments, and Other Businesses. The company generates maximum revenue from Banks. Geographically its operate in Argentina, Uruguay, and the majority of its revenue comes from Argentina.
71GF Score
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