EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Grupo Financiero Galicia's Enterprise Value is $5,653 Mil.
Grupo Financiero Galicia's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $-1,101 Mil. Therefore, Grupo Financiero Galicia's EV-to-FCF for today is -5.13.
The historical rank and industry rank for Grupo Financiero Galicia's EV-to-FCF or its related term are showing as below:
GGAL'
s EV-to-FCF Range Over the Past 10 Years
Min: -251.36 Med: 0.24 Max: 9.99
Current: -5.13
During the past 13 years, the highest EV-to-FCF of Grupo Financiero Galicia was 9.99. The lowest was -251.36. And the median was 0.24.
GGAL's EV-to-FCF is ranked worse than 100% of 1195
companies
in the Banks industry
Industry Median: 6.52
vs GGAL: -5.13
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Grupo Financiero Galicia (NAS:GGAL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Grupo Financiero Galicia's PE Ratio (TTM) for today is calculated as:
Grupo Financiero Galicia's share price for today is $49.97.
Grupo Financiero Galicia's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.441.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Grupo Financiero Galicia EV-to-FCF Related Terms
Grupo Financiero Galicia EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Financiero Galicia's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Financiero Galicia EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Financiero Galicia's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Grupo Financiero Galicia's EV-to-FCF falls into.
Grupo Financiero Galicia's current Enterprise Value is $5,653 Mil.
Grupo Financiero Galicia's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1,101 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Financiero Galicia (GGAL) has a EV-to-FCF of -5.13 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Grupo Financiero Galicia and its competitors. According to the industry distribution chart, Grupo Financiero Galicia ranks #999999 out of 1195 companies in the Banks industry.
Is Grupo Financiero Galicia's EV-to-FCF too high?
Grupo Financiero Galicia's current EV-to-FCF is -5.13. Based on the distribution chart, Grupo Financiero Galicia ranks #999999 out of 1195 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grupo Financiero Galicia has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Galicia's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero Galicia ranks #999999 out of 1195 companies for EV-to-FCF. This places Grupo Financiero Galicia in the lower half of its industry. The industry median EV-to-FCF is 6.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Grupo Financiero Galicia and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Galicia's current EV-to-FCF is -5.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Galicia stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Galicia (GGAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.94, compared to a current price of $49.97 — trading 92.6% above its estimated fair value. The current EV-to-FCF is -5.13. Grupo Financiero Galicia's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Grupo Financiero Galicia (GGAL), the current EV-to-FCF is -5.13 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Financiero Galicia (GGAL) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Financiero Galicia stock appears to be overvalued.
The current stock price of $49.97 is trading 92.6% above its estimated GF Value™ of $25.94.
GuruFocus considers Grupo Financiero Galicia to be Significantly Overvalued.
Key valuation signals for GGAL:
EV-to-FCF: -5.13
GF Value™: $25.94 vs. price of $49.97 (92.6% above fair value)
No single metric tells the full story. See the GGAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Financiero Galicia SA is a financial service holding company. It provides general banking services, proprietary brand credit card services, personal loans, insurance, and other services. The company's operating business segments are Banks, Ecosistema Naranja X, Insurance, Adjustments, and Other Businesses. The company generates maximum revenue from Banks. Geographically its operate in Argentina, Uruguay, and the majority of its revenue comes from Argentina.
71GF Score
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