GOVB (Gouverneur Bancorp) Market Cap: $20.82 Mil (As of Jul. 02, 2026)


GOVB Gouverneur Bancorp Inc GOVB
71 GF Score
Price $19.65
GF Value $16.20
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Gouverneur Bancorp Market Cap?

Gouverneur Bancorp GOVB +0.51% 71 Market Cap is $20.82 Mil as of Jul. 02, 2026. GuruFocus rates GOVB with a GF Score™ of 71/100 and a GF Value™ of $16.20 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,546 Banks companies, Gouverneur Bancorp ranks worse than 96.31% on this metric.

Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Gouverneur Bancorp's share price for the quarter that ended in Mar. 2026 was $17.55. Gouverneur Bancorp's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 1.06 Mil. Therefore, Gouverneur Bancorp's market cap for the quarter that ended in Mar. 2026 was $18.62 Mil.

Gouverneur Bancorp's quarterly market cap increased from Sep. 2025 ($14.98 Mil) to Dec. 2025 ($18.62 Mil) and increased from Dec. 2025 ($18.62 Mil) to Mar. 2026 ($18.62 Mil).

Gouverneur Bancorp's annual market cap increased from Sep. 2023 ($10.41 Mil) to Sep. 2024 ($11.04 Mil) and increased from Sep. 2024 ($11.04 Mil) to Sep. 2025 ($14.98 Mil).

Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Gouverneur Bancorp's Enterprise Value for Today is $15.85 Mil.


Gouverneur Bancorp  (OTCPK:GOVB) Market Cap Explanation

Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the company’s debt. The real price you pay is the Enterprise Value.

Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.


Gouverneur Bancorp Market Cap Related Terms


Gouverneur Bancorp Market Cap Historical Data

* Premium members only.

The historical data trend for Gouverneur Bancorp's Market Cap can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gouverneur Bancorp Market Cap Chart

Gouverneur Bancorp Annual Data
Trend Sep05 Sep06 Sep07 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Market Cap
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.80 16.96 10.41 11.04 14.98

Gouverneur Bancorp Quarterly Data
Jun20 Sep20 Jun21 Sep21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Market Cap Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.60 13.46 14.98 18.62 18.62

GOVB vs CIBN, MKIN, TDCB: Market Cap Comparison

For the Banks - Regional subindustry, Gouverneur Bancorp's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gouverneur Bancorp Market Cap vs Banks Industry

For the Banks industry and Financial Services sector, Gouverneur Bancorp's Market Cap distribution charts can be found below:

* The bar in red indicates where Gouverneur Bancorp's Market Cap falls into.


GOVB
71GF Score
Gouverneur Bancorp Inc GOVB
Market Cap is just one metric. See GF Score™, valuation, warning signs, and more.
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Gouverneur Bancorp Market Cap Calculation

Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.

Gouverneur Bancorp's Market Cap for the fiscal year that ended in Sep. 2025 is calculated as

Market Cap (A: Sep. 2025 )=Share Price (A: Sep. 2025 )*Shares Outstanding (EOP) (A: Sep. 2025 )
=$14.25*1.051
=$14.98

Gouverneur Bancorp's Market Cap for the quarter that ended in Mar. 2026 is calculated as

Market Cap (Q: Mar. 2026 )=Share Price (Q: Mar. 2026 )*Shares Outstanding (EOP) (Q: Mar. 2026 )
=$17.55*1.061
=$18.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Market Cap →
What does a Market Cap of $20.82 Mil mean?
Gouverneur Bancorp (GOVB) has a Market Cap of $20.82 Mil as of Jul. 02, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Gouverneur Bancorp and its competitors. According to the industry distribution chart, Gouverneur Bancorp ranks #1489 out of 1546 companies in the Banks industry, placing it in the top 96.3%.
Is Gouverneur Bancorp's Market Cap too high?
Gouverneur Bancorp's current Market Cap is $20.82 Mil. The Banks industry median Market Cap is 710.52. Gouverneur Bancorp's value of $20.82 Mil is 97.1% below this industry median. Based on the distribution chart, Gouverneur Bancorp ranks #1489 out of 1546 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Gouverneur Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gouverneur Bancorp's Market Cap compare to CIBN and MKIN?
According to the Banks industry distribution chart, Gouverneur Bancorp ranks #1489 out of 1546 companies for Market Cap. This places Gouverneur Bancorp in the lower half of its industry. The industry median Market Cap is 710.52. Gouverneur Bancorp's value of $20.82 Mil is 97.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 710.52, based on 1,546 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gouverneur Bancorp's current Market Cap of $20.82 Mil is 97.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Gouverneur Bancorp and its competitors. For the Banks industry, the median Market Cap is 710.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gouverneur Bancorp's current Market Cap is $20.82 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gouverneur Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Gouverneur Bancorp (GOVB) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.20, compared to a current price of $19.65 — trading 21.3% above its estimated fair value. The current Market Cap is $20.82 Mil and 97.1% below the Banks industry median of 710.52. Gouverneur Bancorp's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Gouverneur Bancorp (GOVB), the current Market Cap is $20.82 Mil as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gouverneur Bancorp (GOVB) Overvalued in 2026?

Based on GuruFocus' analysis, Gouverneur Bancorp stock appears to be overvalued. The current stock price of $19.65 is trading 21.3% above its estimated GF Value™ of $16.20. GuruFocus considers Gouverneur Bancorp to be Modestly Overvalued.

Key valuation signals for GOVB:

  • Market Cap: $20.82 Mil
  • GF Value™: $16.20 vs. price of $19.65 (21.3% above fair value)
  • GF Score™: 71/100 with 5 warning signs
  • Industry Position: 97.1% below the Banks median (#1489 of 1546)

No single metric tells the full story. See the GOVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gouverneur Bancorp Business Description

Address 42 Church Street, Gouverneur, NY, USA, 13642
Gouverneur Bancorp Inc principal activities are to accept deposits from the public and utilize those funds in loans, debt obligations issued by the United States government and its agencies, and mortgage-backed securities. The group serves individuals and businesses in St. Lawrence, Jefferson, and Lewis Counties in New York State. The company operates through its subsidiary, Gouverneur Savings and Loan Association. The bank offers commercial, non-mortgage loans to local businesses for working capital, machinery and equipment purchases, expansion, and other business purposes.
71GF Score

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Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.65
Price
$16.20
GF Value