GOVB (Gouverneur Bancorp) Growth Rank: 4 (As of Sep. 14, 2026) — 33% Above Median

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GOVB Gouverneur Bancorp Inc GOVB
68 GF Score
Price $22.00
GF Value $16.08
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Gouverneur Bancorp Growth Rank?

Gouverneur Bancorp GOVB -1.35% 68 Growth Rank is 4 as of Sep. 14, 2026, which is 33% above its 10-year median of 3.00. GuruFocus rates GOVB with a GF Score™ of 68/100 and a GF Value™ of $16.08 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Gouverneur Bancorp has the Growth Rank of 4.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Gouverneur Bancorp Growth Rank Related Terms

GOVB vs UNTN, TVLF, UNIF: Growth Rank Comparison

For the Banks - Regional subindustry, Gouverneur Bancorp's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Gouverneur Bancorp Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Gouverneur Bancorp's Growth Rank distribution charts can be found below:

* The bar in red indicates where Gouverneur Bancorp's Growth Rank falls into.


GOVB
68GF Score
Gouverneur Bancorp Inc GOVB
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 4 mean?
Gouverneur Bancorp (GOVB) has a Growth Rank of 4 as of Sep. 14, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Gouverneur Bancorp and its competitors. This is 33% above median its historical median of 3.00. Over the past decade, Gouverneur Bancorp's Growth Rank has ranged from 1.00 to 6.00.
Is Gouverneur Bancorp's Growth Rank too high?
Gouverneur Bancorp's current Growth Rank of 4 is 33% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 6.00. Overall, Gouverneur Bancorp has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gouverneur Bancorp's Growth Rank compare to UNTN and TVLF?
Gouverneur Bancorp's Growth Rank of 4 can be compared against companies in the Banks industry. Historically, Gouverneur Bancorp's own Growth Rank has ranged from 1.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Gouverneur Bancorp and its competitors. Gouverneur Bancorp's current Growth Rank is 4, which is 33% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gouverneur Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Gouverneur Bancorp (GOVB) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.08, compared to a current price of $22.00 — trading 36.8% above its estimated fair value. The current Growth Rank is 4, which is 33% above median its 10-year median of 3.00. Gouverneur Bancorp's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Gouverneur Bancorp (GOVB), the current Growth Rank is 4 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gouverneur Bancorp (GOVB) Overvalued in 2026?

Based on GuruFocus' analysis, Gouverneur Bancorp stock appears to be overvalued. The current stock price of $22.00 is trading 36.8% above its estimated GF Value™ of $16.08. GuruFocus considers Gouverneur Bancorp to be Significantly Overvalued.

Key valuation signals for GOVB:

  • Growth Rank: 4 (33% above median its 10-year median of 3.00)
  • GF Value™: $16.08 vs. price of $22.00 (36.8% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the GOVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Gouverneur Bancorp Business Description

Address 42 Church Street, Gouverneur, NY, USA, 13642
Gouverneur Bancorp Inc principal activities are to accept deposits from the public and utilize those funds in loans, debt obligations issued by the United States government and its agencies, and mortgage-backed securities. The group serves individuals and businesses in St. Lawrence, Jefferson, and Lewis Counties in New York State. The company operates through its subsidiary, Gouverneur Savings and Loan Association. The bank offers commercial, non-mortgage loans to local businesses for working capital, machinery and equipment purchases, expansion, and other business purposes.
68GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.00
Price
$16.08
GF Value