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ISBA (Isabella Bank) FCF Margin % : 38.54% (As of Dec. 2024)


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What is Isabella Bank FCF Margin %?

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Isabella Bank's Free Cash Flow for the three months ended in Dec. 2024 was $6.61 Mil. Isabella Bank's Revenue for the three months ended in Dec. 2024 was $17.15 Mil. Therefore, Isabella Bank's FCF Margin % for the quarter that ended in Dec. 2024 was 38.54%.

As of today, Isabella Bank's current FCF Yield % is 10.00%.

The historical rank and industry rank for Isabella Bank's FCF Margin % or its related term are showing as below:

ISBA' s FCF Margin % Range Over the Past 10 Years
Min: 13.89   Med: 32.61   Max: 37.57
Current: 26.02


During the past 13 years, the highest FCF Margin % of Isabella Bank was 37.57%. The lowest was 13.89%. And the median was 32.61%.

ISBA's FCF Margin % is ranked worse than
51.26% of 1473 companies
in the Banks industry
Industry Median: 27.05 vs ISBA: 26.02


Isabella Bank FCF Margin % Historical Data

The historical data trend for Isabella Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Isabella Bank FCF Margin % Chart

Isabella Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.07 37.44 33.24 29.12 25.94

Isabella Bank Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.92 15.71 30.16 19.26 38.54

Competitive Comparison of Isabella Bank's FCF Margin %

For the Banks - Regional subindustry, Isabella Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Isabella Bank's FCF Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Isabella Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Isabella Bank's FCF Margin % falls into.


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Isabella Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Isabella Bank's FCF Margin for the fiscal year that ended in Dec. 2024 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=17.531/67.57
=25.94 %

Isabella Bank's FCF Margin for the quarter that ended in Dec. 2024 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=6.607/17.145
=38.54 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Isabella Bank FCF Margin % Related Terms

Thank you for viewing the detailed overview of Isabella Bank's FCF Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Isabella Bank Business Description

Traded in Other Exchanges
N/A
Address
401 North Main Street, Mount Pleasant, MI, USA, 48858
Isabella Bank Corp is a U.S based financial service holding company. It offers banking services to businesses, institutions, and individuals. Its lending activities include loans made according to commercial and agricultural operating and real estate purposes, residential real estate loans, and consumer loans. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, electronic bill pay services and automated teller machines. The company also offers full-service trust and brokerage services.
Executives
Jill Bourland director 619 S. MISSION ST., MOUNT PLEASANT MI 48858
Jon D Catlin officer: Chief Credit Officer 139 E. BROADWAY ST., MT. PLEASANT MI 48858
Jerome E Schwind officer: Executive VP & COO 2132 COBBLESTONE CT., MT. PLEASANT MI 48858
Peggy Wheeler officer: Senior Vice President
Jae A Evans director, officer: CEO 1030 CLUBHOUSE DRIVE, LAKE ISABELLA MI 48893
Chad R Payton director 214 EAST RIVER ROAD, MT. PLEASANT MI 48858
Neil Michael Mcdonnell officer: Chief Financial Officer C/O PATRIOT NATIONAL BANCORP, 900 BEDFORD STREET, STAMFORD CT 06901
Melinda Marie Coffin director 253 S. LEATON RD., MT. PLEASANT MI 48858
Sarah R Opperman director 401 N MAIN ST, MT PLEASANT MI 48858
Michael P Prisby officer: Treasurer 707 RIDGE ROAD, MUNSTER IN 46321
Richard L Mcguirk director 770 STONERIDGE DR., MT. PLEASANT MI 48858
Gregory V Varner director 8439 N. BLAIR RD., BRECKENRIDGE MI 48615
David J Maness director PO BOX 100, MT PLEASANT MI 48858
Vicki L Rupp director 4399 HACKETT ROAD, SAGINAW MI 48603
G Charles Hubscher director 3660 MINERAL SPRINGS TRAIL, MT PLEASANT MI 48858