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Net margin is calculated as Net Income divided by its Revenue. Isabella Bank's Net Income for the three months ended in Dec. 2024 was $4.00 Mil. Isabella Bank's Revenue for the three months ended in Dec. 2024 was $17.15 Mil. Therefore, Isabella Bank's net margin for the quarter that ended in Dec. 2024 was 23.31%.
The historical rank and industry rank for Isabella Bank's Net Margin % or its related term are showing as below:
The historical data trend for Isabella Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Isabella Bank Annual Data | |||||||||||||||||||||
Trend | Dec15 | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | Dec24 | |||||||||||
Net Margin % | Get a 7-Day Free Trial |
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17.58 | 30.53 | 31.22 | 26.30 | 20.55 |
Isabella Bank Quarterly Data | ||||||||||||||||||||
Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | Jun24 | Sep24 | Dec24 | |
Net Margin % | Get a 7-Day Free Trial |
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24.20 | 19.50 | 20.88 | 18.73 | 23.31 |
For the Banks - Regional subindustry, Isabella Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Banks industry and Financial Services sector, Isabella Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Isabella Bank's Net Margin % falls into.
Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.
Isabella Bank's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as
Net Margin | = | Net Income (A: Dec. 2024 ) | / | Revenue (A: Dec. 2024 ) |
= | 13.889 | / | 67.57 | |
= | 20.55 % |
Isabella Bank's Net Margin for the quarter that ended in Dec. 2024 is calculated as
Net Margin | = | Net Income (Q: Dec. 2024 ) | / | Revenue (Q: Dec. 2024 ) |
= | 3.996 | / | 17.145 | |
= | 23.31 % |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Isabella Bank (OTCPK:ISBA) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Thank you for viewing the detailed overview of Isabella Bank's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.
Jill Bourland | director | 619 S. MISSION ST., MOUNT PLEASANT MI 48858 |
Jon D Catlin | officer: Chief Credit Officer | 139 E. BROADWAY ST., MT. PLEASANT MI 48858 |
Jerome E Schwind | officer: Executive VP & COO | 2132 COBBLESTONE CT., MT. PLEASANT MI 48858 |
Peggy Wheeler | officer: Senior Vice President | |
Jae A Evans | director, officer: CEO | 1030 CLUBHOUSE DRIVE, LAKE ISABELLA MI 48893 |
Chad R Payton | director | 214 EAST RIVER ROAD, MT. PLEASANT MI 48858 |
Neil Michael Mcdonnell | officer: Chief Financial Officer | C/O PATRIOT NATIONAL BANCORP, 900 BEDFORD STREET, STAMFORD CT 06901 |
Melinda Marie Coffin | director | 253 S. LEATON RD., MT. PLEASANT MI 48858 |
Sarah R Opperman | director | 401 N MAIN ST, MT PLEASANT MI 48858 |
Michael P Prisby | officer: Treasurer | 707 RIDGE ROAD, MUNSTER IN 46321 |
Richard L Mcguirk | director | 770 STONERIDGE DR., MT. PLEASANT MI 48858 |
Gregory V Varner | director | 8439 N. BLAIR RD., BRECKENRIDGE MI 48615 |
David J Maness | director | PO BOX 100, MT PLEASANT MI 48858 |
Vicki L Rupp | director | 4399 HACKETT ROAD, SAGINAW MI 48603 |
G Charles Hubscher | director | 3660 MINERAL SPRINGS TRAIL, MT PLEASANT MI 48858 |
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