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ISBA (Isabella Bank) PEG Ratio : 16.03 (As of Mar. 30, 2025)


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What is Isabella Bank PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Isabella Bank's PE Ratio without NRI is 12.83. Isabella Bank's 5-Year Book Value growth rate is 0.80%. Therefore, Isabella Bank's PEG Ratio for today is 16.03.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Isabella Bank's PEG Ratio or its related term are showing as below:

ISBA' s PEG Ratio Range Over the Past 10 Years
Min: 2.77   Med: 4.26   Max: 754
Current: 16.04


During the past 13 years, Isabella Bank's highest PEG Ratio was 754.00. The lowest was 2.77. And the median was 4.26.


ISBA's PEG Ratio is ranked worse than
94.94% of 1166 companies
in the Banks industry
Industry Median: 1.5 vs ISBA: 16.04

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Isabella Bank PEG Ratio Historical Data

The historical data trend for Isabella Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Isabella Bank PEG Ratio Chart

Isabella Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.00 2.86 7.77 - -

Isabella Bank Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Competitive Comparison of Isabella Bank's PEG Ratio

For the Banks - Regional subindustry, Isabella Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Isabella Bank's PEG Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Isabella Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Isabella Bank's PEG Ratio falls into.


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Isabella Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Isabella Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=12.826086956522/0.80
=16.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


Isabella Bank  (OTCPK:ISBA) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Isabella Bank PEG Ratio Related Terms

Thank you for viewing the detailed overview of Isabella Bank's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Isabella Bank Business Description

Traded in Other Exchanges
N/A
Address
401 North Main Street, Mount Pleasant, MI, USA, 48858
Isabella Bank Corp is a U.S based financial service holding company. It offers banking services to businesses, institutions, and individuals. Its lending activities include loans made according to commercial and agricultural operating and real estate purposes, residential real estate loans, and consumer loans. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, electronic bill pay services and automated teller machines. The company also offers full-service trust and brokerage services.
Executives
Jill Bourland director 619 S. MISSION ST., MOUNT PLEASANT MI 48858
Jon D Catlin officer: Chief Credit Officer 139 E. BROADWAY ST., MT. PLEASANT MI 48858
Jerome E Schwind officer: Executive VP & COO 2132 COBBLESTONE CT., MT. PLEASANT MI 48858
Peggy Wheeler officer: Senior Vice President
Jae A Evans director, officer: CEO 1030 CLUBHOUSE DRIVE, LAKE ISABELLA MI 48893
Chad R Payton director 214 EAST RIVER ROAD, MT. PLEASANT MI 48858
Neil Michael Mcdonnell officer: Chief Financial Officer C/O PATRIOT NATIONAL BANCORP, 900 BEDFORD STREET, STAMFORD CT 06901
Melinda Marie Coffin director 253 S. LEATON RD., MT. PLEASANT MI 48858
Sarah R Opperman director 401 N MAIN ST, MT PLEASANT MI 48858
Michael P Prisby officer: Treasurer 707 RIDGE ROAD, MUNSTER IN 46321
Richard L Mcguirk director 770 STONERIDGE DR., MT. PLEASANT MI 48858
Gregory V Varner director 8439 N. BLAIR RD., BRECKENRIDGE MI 48615
David J Maness director PO BOX 100, MT PLEASANT MI 48858
Vicki L Rupp director 4399 HACKETT ROAD, SAGINAW MI 48603
G Charles Hubscher director 3660 MINERAL SPRINGS TRAIL, MT PLEASANT MI 48858