ISBA (Isabella Bank) Dividend Yield %: 2.81% (As of Jun. 25, 2026) — 36% Below Median


ISBA Isabella Bank Corp ISBA
66 GF Score
Price $39.87
GF Value $28.30
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Isabella Bank Dividend Yield %?

Isabella Bank ISBA -0.18% 66 Dividend Yield % is 2.81% as of Jun. 25, 2026, which is 36% below its 10-year median of 4.42. GuruFocus rates ISBA with a GF Score™ of 66/100 and a GF Value™ of $28.30 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,251 Banks companies, Isabella Bank ranks worse than 55.24% on this metric.

As of today (2026-06-25), the Trailing Annual Dividend Yield of Isabella Bank is 2.81%.

The historical rank and industry rank for Isabella Bank's Dividend Yield % or its related term are showing as below:

ISBA' s Dividend Yield % Range Over the Past 10 Years
Min: 1.98   Med: 4.42   Max: 6.86
Current: 2.81

During the past 13 years, the highest Dividend Yield of Isabella Bank was 6.86%. The lowest was 1.98%. And the median was 4.42%.

ISBA's Dividend Yield % is ranked worse than
55.24% of 1251 companies
in the Banks industry
Industry Median: 3.03 vs ISBA: 2.81

Isabella Bank's Dividend Payout Ratio for the three months ended in Mar. 2026 was 0.41.

During the past 13 years, the highest Dividend Payout Ratio of Isabella Bank was 0.65. The lowest was 0.38. And the median was 0.52.

As of today (2026-06-25), the Forward Dividend Yield % of Isabella Bank is 2.81%.

Isabella Bank's Dividends per Share for the three months ended in Mar. 2026 was $0.28.

During the past 3 years, the average Dividends Per Share Growth Rate was 0.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 0.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 1.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Isabella Bank was 46.90% per year. The lowest was 0.90% per year. And the median was 4.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Isabella Bank  (NAS:ISBA) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Isabella Bank Dividend Yield % Related Terms


Isabella Bank Dividend Yield % Historical Data

* Premium members only.

The historical data trend for Isabella Bank's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Isabella Bank Dividend Yield % Chart

Isabella Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.24 4.64 5.21 4.31 2.24

Isabella Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.75 3.71 3.18 2.24 2.45

ISBA vs CSHX, BRBS, NASB: Dividend Yield % Comparison

For the Banks - Regional subindustry, Isabella Bank's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Isabella Bank Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Isabella Bank's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Isabella Bank's Dividend Yield % falls into.


ISBA
66GF Score
Isabella Bank Corp ISBA
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Isabella Bank Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Isabella Bank Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.2800002026-03-272026-03-272026-03-31Cash DividendquarterlyUSD:USD 1.000000
USD 0.2800002025-12-172025-12-172025-12-19Cash DividendquarterlyUSD:USD 1.000000
USD 0.2800002025-09-262025-09-262025-09-30Cash DividendquarterlyUSD:USD 1.000000
USD 0.2800002025-06-262025-06-262025-06-30Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Isabella Bank's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=1.12/39.87
=2.81 %

Current Share Price is $39.87.
Isabella Bank's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.12.

Isabella Bank's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=1.12/39.87
=2.81 %

Current Share Price is $39.87.
Isabella Bank's Dividends per Share for the forward twelve months is calculated as $0.28 * 4 = $1.12.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 2.81% mean?
Isabella Bank (ISBA) has a Dividend Yield % of 2.81% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Isabella Bank and its competitors. This is 36% below median its historical median of 4.42. Over the past decade, Isabella Bank's Dividend Yield % has ranged from 1.98 to 6.86. According to the industry distribution chart, Isabella Bank ranks #691 out of 1251 companies in the Banks industry, placing it in the top 55.2%.
Is Isabella Bank's Dividend Yield % too high?
Isabella Bank's current Dividend Yield % of 2.81% is 36% below median its 10-year median of 4.42. Over the past 10 years, this metric has ranged from a low of 1.98 to a high of 6.86. The Banks industry median Dividend Yield % is 3.03. Isabella Bank's value of 2.81% is 7.3% below this industry median. Based on the distribution chart, Isabella Bank ranks #691 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, Isabella Bank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Isabella Bank's Dividend Yield % compare to CSHX and BRBS?
According to the Banks industry distribution chart, Isabella Bank ranks #691 out of 1251 companies for Dividend Yield %. This places Isabella Bank in the lower half of its industry. The industry median Dividend Yield % is 3.03. Isabella Bank's value of 2.81% is 7.3% below this benchmark. Historically, Isabella Bank's own Dividend Yield % has ranged from 1.98 to 6.86 over the past decade. While the company's 10-year median is 4.42 vs. the industry median of 3.03, Isabella Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Isabella Bank's current Dividend Yield % of 2.81% is 7.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Isabella Bank and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Isabella Bank's current Dividend Yield % is 2.81%, which is 36% below median its own 10-year median of 4.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isabella Bank stock overvalued right now?
Based on GuruFocus' analysis, Isabella Bank (ISBA) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.30, compared to a current price of $39.87 — trading 40.9% above its estimated fair value. The current Dividend Yield % is 2.81%, which is 36% below median its 10-year median of 4.42 and 7.3% below the Banks industry median of 3.03. Isabella Bank's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Isabella Bank (ISBA), the current Dividend Yield % is 2.81% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isabella Bank (ISBA) Overvalued in 2026?

Based on GuruFocus' analysis, Isabella Bank stock appears to be overvalued. The current stock price of $39.87 is trading 40.9% above its estimated GF Value™ of $28.30. GuruFocus considers Isabella Bank to be Significantly Overvalued.

Key valuation signals for ISBA:

  • Dividend Yield %: 2.81% (36% below median its 10-year median of 4.42)
  • GF Value™: $28.30 vs. price of $39.87 (40.9% above fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 7.3% below the Banks median (#691 of 1251)

No single metric tells the full story. See the ISBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Isabella Bank Business Description

Address 401 North Main Street, Mount Pleasant, MI, USA, 48858
Isabella Bank Corp is a U.S based financial service holding company. It offers banking services to businesses, institutions, and individuals. The company's lending activities include loans made according to commercial and agricultural operating and real estate purposes, residential real estate loans, and consumer loans. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, electronic bill pay services and automated teller machines. It also offers full-service trust and brokerage services.
66GF Score

Get the complete analysis for ISBA

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.87
Price
$28.30
GF Value