ISBA (Isabella Bank) Market Cap: $297.78 Mil (As of Jul. 07, 2026)


ISBA Isabella Bank Corp ISBA
53 GF Score
Price $40.75
GF Value $28.50
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Isabella Bank Market Cap?

Isabella Bank ISBA 53 Market Cap is $297.78 Mil as of Jul. 07, 2026. GuruFocus rates ISBA with a GF Score™ of 53/100 and a GF Value™ of $28.50 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,545 Banks companies, Isabella Bank ranks worse than 63.62% on this metric.

Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Isabella Bank's share price for the quarter that ended in Mar. 2026 was $45.67. Isabella Bank's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 7.20 Mil. Therefore, Isabella Bank's market cap for the quarter that ended in Mar. 2026 was $329.01 Mil.

Isabella Bank's quarterly market cap increased from Sep. 2025 ($259.12 Mil) to Dec. 2025 ($366.10 Mil) but then declined from Dec. 2025 ($366.10 Mil) to Mar. 2026 ($329.01 Mil).

Isabella Bank's annual market cap increased from Dec. 2023 ($157.70 Mil) to Dec. 2024 ($189.26 Mil) and increased from Dec. 2024 ($189.26 Mil) to Dec. 2025 ($366.10 Mil).

Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Isabella Bank's Enterprise Value for Today is $416.95 Mil.


Isabella Bank  (NAS:ISBA) Market Cap Explanation

Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the company’s debt. The real price you pay is the Enterprise Value.

Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.


Isabella Bank Market Cap Related Terms


Isabella Bank Market Cap Historical Data

* Premium members only.

The historical data trend for Isabella Bank's Market Cap can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Isabella Bank Market Cap Chart

Isabella Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Market Cap
Get a 7-Day Free Trial Premium Member Only Premium Member Only 192.09 177.64 157.70 189.26 366.10

Isabella Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Market Cap Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 174.75 221.96 259.12 366.10 329.01

ISBA vs NASB, FUNC, VLNT: Market Cap Comparison

For the Banks - Regional subindustry, Isabella Bank's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Isabella Bank Market Cap vs Banks Industry

For the Banks industry and Financial Services sector, Isabella Bank's Market Cap distribution charts can be found below:

* The bar in red indicates where Isabella Bank's Market Cap falls into.


ISBA
53GF Score
Isabella Bank Corp ISBA
Market Cap is just one metric. See GF Score™, valuation, warning signs, and more.
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Isabella Bank Market Cap Calculation

Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.

Isabella Bank's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as

Market Cap (A: Dec. 2025 )=Share Price (A: Dec. 2025 )*Shares Outstanding (EOP) (A: Dec. 2025 )
=$50*7.322
=$366.10

Isabella Bank's Market Cap for the quarter that ended in Mar. 2026 is calculated as

Market Cap (Q: Mar. 2026 )=Share Price (Q: Mar. 2026 )*Shares Outstanding (EOP) (Q: Mar. 2026 )
=$45.67*7.204
=$329.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Market Cap →
What does a Market Cap of $297.78 Mil mean?
Isabella Bank (ISBA) has a Market Cap of $297.78 Mil as of Jul. 07, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Isabella Bank and its competitors. According to the industry distribution chart, Isabella Bank ranks #983 out of 1545 companies in the Banks industry, placing it in the top 63.6%.
Is Isabella Bank's Market Cap too high?
Isabella Bank's current Market Cap is $297.78 Mil. The Banks industry median Market Cap is 723.24. Isabella Bank's value of $297.78 Mil is 58.8% below this industry median. Based on the distribution chart, Isabella Bank ranks #983 out of 1545 companies in the Banks industry, which is below the industry midpoint. Overall, Isabella Bank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Isabella Bank's Market Cap compare to NASB and FUNC?
According to the Banks industry distribution chart, Isabella Bank ranks #983 out of 1545 companies for Market Cap. This places Isabella Bank in the lower half of its industry. The industry median Market Cap is 723.24. Isabella Bank's value of $297.78 Mil is 58.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 723.24, based on 1,545 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Isabella Bank's current Market Cap of $297.78 Mil is 58.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Isabella Bank and its competitors. For the Banks industry, the median Market Cap is 723.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Isabella Bank's current Market Cap is $297.78 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isabella Bank stock overvalued right now?
Based on GuruFocus' analysis, Isabella Bank (ISBA) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.50, compared to a current price of $40.75 — trading 43% above its estimated fair value. The current Market Cap is $297.78 Mil and 58.8% below the Banks industry median of 723.24. Isabella Bank's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Isabella Bank (ISBA), the current Market Cap is $297.78 Mil as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isabella Bank (ISBA) Overvalued in 2026?

Based on GuruFocus' analysis, Isabella Bank stock appears to be overvalued. The current stock price of $40.75 is trading 43% above its estimated GF Value™ of $28.50. GuruFocus considers Isabella Bank to be Significantly Overvalued.

Key valuation signals for ISBA:

  • Market Cap: $297.78 Mil
  • GF Value™: $28.50 vs. price of $40.75 (43% above fair value)
  • GF Score™: 53/100 with 3 warning signs
  • Industry Position: 58.8% below the Banks median (#983 of 1545)

No single metric tells the full story. See the ISBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Isabella Bank Business Description

Address 401 North Main Street, Mount Pleasant, MI, USA, 48858
Isabella Bank Corp is a U.S based financial service holding company. It offers banking services to businesses, institutions, and individuals. The company's lending activities include loans made according to commercial and agricultural operating and real estate purposes, residential real estate loans, and consumer loans. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, electronic bill pay services and automated teller machines. It also offers full-service trust and brokerage services.
53GF Score

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Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.75
Price
$28.50
GF Value