PT Bank Jago Tbk (ISX:ARTO) FCF Yield %: 15.76 (As of Jun. 28, 2026)


ISX:ARTO PT Bank Jago Tbk ISX:ARTO
66 GF Score
Price Rp905.00
GF Value Rp4,278.90
Valuation Significantly Undervalued
View Full Analysis

What is PT Bank Jago Tbk FCF Yield %?

PT Bank Jago Tbk ISX:ARTO -1.63% 66 FCF Yield % is 15.76 as of Jun. 28, 2026. GuruFocus rates ISX:ARTO with a GF Score™ of 66/100 and a GF Value™ of Rp4,278.90 (Significantly Undervalued). Among 1,507 Banks companies, PT Bank Jago Tbk ranks better than 72.79% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, PT Bank Jago Tbk's Trailing 12-Month Free Cash Flow is Rp1,977,404 Mil, and Market Cap is Rp12,544,504 Mil. Therefore, PT Bank Jago Tbk's FCF Yield % for today is 15.76%.

The historical rank and industry rank for PT Bank Jago Tbk's FCF Yield % or its related term are showing as below:

ISX:ARTO' s FCF Yield % Range Over the Past 10 Years
Min: -62.74   Med: -0.41   Max: 59.88
Current: 15.76


During the past 11 years, the highest FCF Yield % of PT Bank Jago Tbk was 59.88%. The lowest was -62.74%. And the median was -0.41%.

ISX:ARTO's FCF Yield % is ranked better than
72.79% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs ISX:ARTO: 15.76

PT Bank Jago Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was 287.64%.


PT Bank Jago Tbk FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT Bank Jago Tbk FCF Yield % Related Terms


PT Bank Jago Tbk FCF Yield % Historical Data

* Premium members only.

The historical data trend for PT Bank Jago Tbk's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Jago Tbk FCF Yield % Chart

PT Bank Jago Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.89 1.97 3.98 7.41 4.00

PT Bank Jago Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.05 -21.24 1.07 15.34 47.11

PT Bank Jago Tbk FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Jago Tbk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Jago Tbk FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Jago Tbk's FCF Yield % distribution charts can be found below:

* The bar in red indicates where PT Bank Jago Tbk's FCF Yield % falls into.


ISX:ARTO
66GF Score
PT Bank Jago Tbk ISX:ARTO
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Jago Tbk FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

PT Bank Jago Tbk's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=1094125 / 27376128.725
=4.00%

PT Bank Jago Tbk's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=2155038 * 4 / 18296956.92
=47.11%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 15.76 mean?
PT Bank Jago Tbk (ISX:ARTO) has a FCF Yield % of 15.76 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Jago Tbk and its competitors. According to the industry distribution chart, PT Bank Jago Tbk ranks #410 out of 1507 companies in the Banks industry, placing it in the top 27.2%.
Is PT Bank Jago Tbk's FCF Yield % too high?
PT Bank Jago Tbk's current FCF Yield % is 15.76. The Banks industry median FCF Yield % is 8.14. PT Bank Jago Tbk's value of 15.76 is 93.6% above this industry median. Based on the distribution chart, PT Bank Jago Tbk ranks #410 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Jago Tbk has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Jago Tbk's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank Jago Tbk ranks #410 out of 1507 companies for FCF Yield %. This puts PT Bank Jago Tbk in the upper half of its industry. The industry median FCF Yield % is 8.14. PT Bank Jago Tbk's value of 15.76 is 93.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Jago Tbk's current FCF Yield % of 15.76 is 93.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Jago Tbk and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Jago Tbk's current FCF Yield % is 15.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Jago Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Jago Tbk (ISX:ARTO) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp4,278.90, compared to a current price of Rp905.00 — trading 78.8% below its estimated fair value. The current FCF Yield % is 15.76 and 93.6% above the Banks industry median of 8.14. PT Bank Jago Tbk's overall GF Score™ is 66/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PT Bank Jago Tbk (ISX:ARTO), the current FCF Yield % is 15.76 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Jago Tbk (ISX:ARTO) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Jago Tbk stock appears to be undervalued. The current stock price of Rp905.00 is trading 78.8% below its estimated GF Value™ of Rp4,278.90. GuruFocus considers PT Bank Jago Tbk to be Significantly Undervalued.

Key valuation signals for ISX:ARTO:

  • FCF Yield %: 15.76
  • GF Value™: Rp4,278.90 vs. price of Rp905.00 (78.8% below fair value)
  • GF Score™: 66/100
  • Industry Position: 93.6% above the Banks median (#410 of 1507)

No single metric tells the full story. See the ISX:ARTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Jago Tbk Business Description

Address Jalan Dr. Ide Anak Agung Gde Agung Kav 5.5 - 5.6, Menara SMBC, 46th Floor, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank Jago Tbk is an Indonesian-based banking company. It offers various banking products and services that are categorized into funding and lending activities, along with other supporting banking services. Its funding activities are Saving & Spending Pockets, Locked Pockets, Shared Pockets, Giveaway Pockets, and others. Its Lending activities are a technology-based bank that serves the small and medium enterprises segment, the retail segment, and the mass market segment. Its operating segments are Outside Jakarta and DKI Jakarta.
66GF Score

Get the complete analysis for ISX:ARTO

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp905.00
Price
Rp4,278.90
GF Value