PT Bank Jago Tbk (ISX:ARTO) 3-1 Month Momentum %: -4.13% (As of Aug. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:ARTO PT Bank Jago Tbk ISX:ARTO
69 GF Score
Price Rp1,185.00
GF Value Rp3,751.77
Valuation Significantly Undervalued
View Full Analysis

What is PT Bank Jago Tbk 3-1 Month Momentum %?

PT Bank Jago Tbk ISX:ARTO -0.84% 69 3-1 Month Momentum % is -4.13% as of Aug. 16, 2026. GuruFocus rates ISX:ARTO with a GF Score™ of 69/100 and a GF Value™ of Rp3,751.77 (Significantly Undervalued). Among 1,576 Banks companies, PT Bank Jago Tbk ranks worse than 81.28% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-16), PT Bank Jago Tbk's 3-1 Month Momentum % is -4.13%.

The industry rank for PT Bank Jago Tbk's 3-1 Month Momentum % or its related term are showing as below:

ISX:ARTO's 3-1 Month Momentum % is ranked worse than
81.28% of 1576 companies
in the Banks industry
Industry Median: 4.32 vs ISX:ARTO: -4.13

PT Bank Jago Tbk  (ISX:ARTO) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


PT Bank Jago Tbk 3-1 Month Momentum % Related Terms


PT Bank Jago Tbk 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Jago Tbk's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Jago Tbk 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Jago Tbk's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where PT Bank Jago Tbk's 3-1 Month Momentum % falls into.


ISX:ARTO
69GF Score
PT Bank Jago Tbk ISX:ARTO
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Jago Tbk  (ISX:ARTO) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -4.13% mean?
PT Bank Jago Tbk (ISX:ARTO) has a 3-1 Month Momentum % of -4.13% as of Aug. 16, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on PT Bank Jago Tbk and its competitors. According to the industry distribution chart, PT Bank Jago Tbk ranks #1281 out of 1576 companies in the Banks industry, placing it in the top 81.3%.
Is PT Bank Jago Tbk's 3-1 Month Momentum % too high?
PT Bank Jago Tbk's current 3-1 Month Momentum % is -4.13%. Based on the distribution chart, PT Bank Jago Tbk ranks #1281 out of 1576 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Jago Tbk has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Jago Tbk's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, PT Bank Jago Tbk ranks #1281 out of 1576 companies for 3-1 Month Momentum %. This places PT Bank Jago Tbk in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.32, based on 1,576 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on PT Bank Jago Tbk and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Jago Tbk's current 3-1 Month Momentum % is -4.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Jago Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Jago Tbk (ISX:ARTO) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp3,751.77, compared to a current price of Rp1,185.00 — trading 68.4% below its estimated fair value. The current 3-1 Month Momentum % is -4.13%. PT Bank Jago Tbk's overall GF Score™ is 69/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For PT Bank Jago Tbk (ISX:ARTO), the current 3-1 Month Momentum % is -4.13% as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Jago Tbk (ISX:ARTO) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Jago Tbk stock appears to be undervalued. The current stock price of Rp1,185.00 is trading 68.4% below its estimated GF Value™ of Rp3,751.77. GuruFocus considers PT Bank Jago Tbk to be Significantly Undervalued.

Key valuation signals for ISX:ARTO:

  • 3-1 Month Momentum %: -4.13%
  • GF Value™: Rp3,751.77 vs. price of Rp1,185.00 (68.4% below fair value)
  • GF Score™: 69/100

No single metric tells the full story. See the ISX:ARTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Jago Tbk Business Description

Address Jalan Dr. Ide Anak Agung Gde Agung Kav 5.5 - 5.6, Menara SMBC, 46th Floor, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank Jago Tbk is an Indonesian-based banking company. It offers various banking products and services that are categorized into funding and lending activities, along with other supporting banking services. Its funding activities are Saving & Spending Pockets, Locked Pockets, Shared Pockets, Giveaway Pockets, and others. Its Lending activities are a technology-based bank that serves the small and medium enterprises segment, the retail segment, and the mass market segment. Its operating segments are Outside Jakarta and DKI Jakarta.
69GF Score

Get the complete analysis for ISX:ARTO

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,185.00
Price
Rp3,751.77
GF Value