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CIC Insurance Group (NAI:CIC) Intrinsic Value: Projected FCF : KES6.63 (As of May. 16, 2024)


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What is CIC Insurance Group Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-16), CIC Insurance Group's Intrinsic Value: Projected FCF is KES6.63. The stock price of CIC Insurance Group is KES2.27. Therefore, CIC Insurance Group's Price-to-Intrinsic-Value-Projected-FCF of today is 0.3.

The historical rank and industry rank for CIC Insurance Group's Intrinsic Value: Projected FCF or its related term are showing as below:

NAI:CIC' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.29   Med: 0.67   Max: 0.93
Current: 0.34

During the past 12 years, the highest Price-to-Intrinsic-Value-Projected-FCF of CIC Insurance Group was 0.93. The lowest was 0.29. And the median was 0.67.

NAI:CIC's Price-to-Projected-FCF is ranked better than
81.06% of 396 companies
in the Insurance industry
Industry Median: 0.65 vs NAI:CIC: 0.34

CIC Insurance Group Intrinsic Value: Projected FCF Historical Data

The historical data trend for CIC Insurance Group's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CIC Insurance Group Intrinsic Value: Projected FCF Chart

CIC Insurance Group Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.67 4.01 3.94 4.73 6.63

CIC Insurance Group Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.67 4.01 3.94 4.73 6.63

Competitive Comparison of CIC Insurance Group's Intrinsic Value: Projected FCF

For the Insurance - Diversified subindustry, CIC Insurance Group's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIC Insurance Group's Price-to-Projected-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, CIC Insurance Group's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where CIC Insurance Group's Price-to-Projected-FCF falls into.



CIC Insurance Group Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)



CIC Insurance Group  (NAI:CIC) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

CIC Insurance Group's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=2.27/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CIC Insurance Group Intrinsic Value: Projected FCF Related Terms

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CIC Insurance Group (NAI:CIC) Business Description

Traded in Other Exchanges
N/A
Address
Mara Road, Upper Hill, P.O. Box 59485, CIC Plaza, Nairobi, KEN, 00200
CIC Insurance Group Ltd is an insurance company. The Group's reportable segments are long-term business, general insurance business, asset management and other. Its product portfolio consists of General insurance, Life assurance, Health insurance, and Asset management services. It takes the risk for retail, Cooperative societies, and corporate entities.

CIC Insurance Group (NAI:CIC) Headlines

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