CIC Insurance Group (NAI:CIC) Dividend Payout Ratio: (As of Jun. 2026)

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NAI:CIC CIC Insurance Group Ltd NAI:CIC
74 GF Score
Price KES4.77
GF Value KES3.47
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is CIC Insurance Group Dividend Payout Ratio?

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. CIC Insurance Group's Dividend Payout Ratio for the months ended in Jun. 2026 was .

The historical rank and industry rank for CIC Insurance Group's Dividend Payout Ratio or its related term are showing as below:

NAI:CIC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.11   Med: 0.62   Max: 1.23
Current: 0.62

During the past 13 years, the highest Dividend Payout Ratio of CIC Insurance Group was 1.23. The lowest was 0.11. And the median was 0.62.

NAI:CIC's Dividend Payout Ratio is ranked worse than
76% of 325 companies
in the Insurance industry
Industry Median: 0.39 vs NAI:CIC: 0.62

As of today (2026-09-22), the Dividend Yield % of CIC Insurance Group is 2.77%.

During the past 13 years, the highest Trailing Annual Dividend Yield of CIC Insurance Group was 6.52%. The lowest was 1.60%. And the median was 3.08%.

CIC Insurance Group's Dividends per Share for the months ended in Jun. 2026 was KES.

During the past 12 months, CIC Insurance Group's average Dividends Per Share Growth Rate was 10.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of CIC Insurance Group was 9.00% per year. The lowest was 6.20% per year. And the median was 6.95% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

CIC Insurance Group (NAI:CIC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

CIC Insurance Group Dividend Payout Ratio Related Terms

CIC Insurance Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for CIC Insurance Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIC Insurance Group Dividend Payout Ratio Chart

CIC Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.17 0.24 0.17 0.54

CIC Insurance Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.17 0.00 - -

NAI:CIC vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, CIC Insurance Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CIC Insurance Group Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, CIC Insurance Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where CIC Insurance Group's Dividend Payout Ratio falls into.


NAI:CIC
74GF Score
CIC Insurance Group Ltd NAI:CIC
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CIC Insurance Group Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

CIC Insurance Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.13/ 0.23974710959507
=0.54

CIC Insurance Group's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=/ 0.3778672898
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is CIC Insurance Group (NAI:CIC) Overvalued in 2026?

Based on GuruFocus' analysis, CIC Insurance Group stock appears to be overvalued. The current stock price of KES4.77 is trading 37.5% above its estimated GF Value™ of KES3.47. GuruFocus considers CIC Insurance Group to be Significantly Overvalued.

Key valuation signals for NAI:CIC:

  • Dividend Payout Ratio:
  • GF Value™: KES3.47 vs. price of KES4.77 (37.5% above fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the NAI:CIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CIC Insurance Group Business Description

Address Mara Road, Upper Hill, P.O. Box 59485, CIC Plaza, Nairobi, KEN, 00200
CIC Insurance Group Ltd is a Kenyan insurance and financial services company that operates on a co-operative model, serving individuals, co-operatives, and institutions. Its core business spans general insurance, life assurance, and microinsurance, alongside asset management and related financial services. The group serves customers primarily in Kenya, with additional operations in Uganda, South Sudan, and Malawi. Revenue is generated mainly through insurance premiums across its general and long-term (life) business segments, complemented by investment income and fees from asset management activities. As a co-operative insurer, CIC is structured around member-based ownership and distributes products through agency networks, bancassurance arrangements, and partnerships with co-operative societies. The company is listed on the Nairobi Securities Exchange.
74GF Score

Get the complete analysis for NAI:CIC

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES4.77
Price
KES3.47
GF Value