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CIC Insurance GroupNAI:CIC -3.70%75 FCF Yield % is 25.93 as of Aug. 07, 2026, which is 58% above its 10-year median of 16.46. GuruFocus rates NAI:CIC with a GF Score™ of 75/100 and a GF Value™ of KES3.39 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 504 Insurance companies, CIC Insurance Group ranks better than 88.1% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
CIC Insurance Group FCF Yield % Related Terms
CIC Insurance Group FCF Yield % Historical Data
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The historical data trend for CIC Insurance Group's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NAI:CIC vs BRK.A, AIG, HIG: FCF Yield % Comparison
For the Insurance - Diversified subindustry, CIC Insurance Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIC Insurance Group FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, CIC Insurance Group's FCF Yield % distribution charts can be found below:
* The bar in red indicates where CIC Insurance Group's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIC Insurance Group (NAI:CIC) has a FCF Yield % of 25.93 as of Aug. 07, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CIC Insurance Group and its competitors. This is 58% above median its historical median of 16.46. According to the industry distribution chart, CIC Insurance Group ranks #60 out of 504 companies in the Insurance industry, placing it in the top 11.9%.
Is CIC Insurance Group's FCF Yield % too high?
CIC Insurance Group's current FCF Yield % of 25.93 is 58% above median its 10-year median of 16.46. The Insurance industry median FCF Yield % is 6.99. CIC Insurance Group's value of 25.93 is 271% above this industry median. Based on the distribution chart, CIC Insurance Group ranks #60 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, CIC Insurance Group has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CIC Insurance Group's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, CIC Insurance Group ranks #60 out of 504 companies for FCF Yield %. This places CIC Insurance Group in the top 12% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 6.99. CIC Insurance Group's value of 25.93 is 271% above this benchmark. While the company's 10-year median is 16.46 vs. the industry median of 6.99, CIC Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.99, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIC Insurance Group's current FCF Yield % of 25.93 is 271% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CIC Insurance Group and its competitors. For the Insurance industry, the median FCF Yield % is 6.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIC Insurance Group's current FCF Yield % is 25.93, which is 58% above median its own 10-year median of 16.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIC Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, CIC Insurance Group (NAI:CIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES3.39, compared to a current price of KES4.69 — trading 38.3% above its estimated fair value. The current FCF Yield % is 25.93, which is 58% above median its 10-year median of 16.46 and 271% above the Insurance industry median of 6.99. CIC Insurance Group's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For CIC Insurance Group (NAI:CIC), the current FCF Yield % is 25.93 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIC Insurance Group (NAI:CIC) Overvalued in 2026?
Based on GuruFocus' analysis, CIC Insurance Group stock appears to be overvalued.
The current stock price of KES4.69 is trading 38.3% above its estimated GF Value™ of KES3.39.
GuruFocus considers CIC Insurance Group to be Significantly Overvalued.
Key valuation signals for NAI:CIC:
FCF Yield %: 25.93 (58% above median its 10-year median of 16.46)
GF Value™: KES3.39 vs. price of KES4.69 (38.3% above fair value)
Industry Position: 271% above the Insurance median (#60 of 504)
No single metric tells the full story. See the NAI:CIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIC Insurance Group Ltd operates as a Co-operative insurer in Africa, offering insurance and investment services across Kenya, Uganda, South Sudan, and Malawi. Its diverse portfolio includes General Insurance, Life Assurance, Microinsurance, Asset Management and Pharmaceutical services. The Company's reportable segments are long-term business, general insurance business, asset management, and other business. The majority of revenue is derived from the Asset Management segment.
75GF Score
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