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CIC Insurance GroupNAI:CIC -3.70%75 Median PS Value is KES4.26 as of Aug. 07, 2026, which is 100% below its 10-year median of 0.72. GuruFocus rates NAI:CIC with a GF Score™ of 75/100 and a GF Value™ of KES3.39 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 343 Insurance companies, CIC Insurance Group ranks worse than 54.52% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
CIC Insurance Group (NAI:CIC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
CIC Insurance Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
4.69
/
4.26
=
1.10
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIC Insurance Group Median PS Value Related Terms
CIC Insurance Group Median PS Value Historical Data
* Premium members only.
The historical data trend for CIC Insurance Group's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NAI:CIC vs BRK.A, AIG, HIG: Median PS Value Comparison
For the Insurance - Diversified subindustry, CIC Insurance Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIC Insurance Group Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, CIC Insurance Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where CIC Insurance Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.3596.
For company reported annually, GuruFocus uses latest annual data as the TTM data. CIC Insurance Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was KES11.848.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIC Insurance Group (NAI:CIC) has a Median PS Value of KES4.26 as of Aug. 07, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on CIC Insurance Group and its competitors. This is 492% above median its historical median of 0.72. Over the past decade, CIC Insurance Group's Median PS Value has ranged from 0.36 to 1.14. According to the industry distribution chart, CIC Insurance Group ranks #187 out of 343 companies in the Insurance industry, placing it in the top 54.5%.
Is CIC Insurance Group's Median PS Value too high?
CIC Insurance Group's current Median PS Value of KES4.26 is 492% above median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 1.14. Based on the distribution chart, CIC Insurance Group ranks #187 out of 343 companies in the Insurance industry, which is below the industry midpoint. Overall, CIC Insurance Group has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CIC Insurance Group's Median PS Value compare to BRK.A and AIG?
According to the Insurance industry distribution chart, CIC Insurance Group ranks #187 out of 343 companies for Median PS Value. This places CIC Insurance Group in the lower half of its industry. The industry median Median PS Value is 1.03. Historically, CIC Insurance Group's own Median PS Value has ranged from 0.36 to 1.14 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.03, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on CIC Insurance Group and its competitors. For the Insurance industry, the median Median PS Value is 1.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIC Insurance Group's current Median PS Value is KES4.26, which is 492% above median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIC Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, CIC Insurance Group (NAI:CIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES3.39, compared to a current price of KES4.69 — trading 38.3% above its estimated fair value. The current Median PS Value is KES4.26, which is 492% above median its 10-year median of 0.72. CIC Insurance Group's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For CIC Insurance Group (NAI:CIC), the current Median PS Value is KES4.26 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIC Insurance Group (NAI:CIC) Overvalued in 2026?
Based on GuruFocus' analysis, CIC Insurance Group stock appears to be overvalued.
The current stock price of KES4.69 is trading 38.3% above its estimated GF Value™ of KES3.39.
GuruFocus considers CIC Insurance Group to be Significantly Overvalued.
Key valuation signals for NAI:CIC:
Median PS Value: KES4.26 (492% above median its 10-year median of 0.72)
GF Value™: KES3.39 vs. price of KES4.69 (38.3% above fair value)
No single metric tells the full story. See the NAI:CIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIC Insurance Group Ltd operates as a Co-operative insurer in Africa, offering insurance and investment services across Kenya, Uganda, South Sudan, and Malawi. Its diverse portfolio includes General Insurance, Life Assurance, Microinsurance, Asset Management and Pharmaceutical services. The Company's reportable segments are long-term business, general insurance business, asset management, and other business. The majority of revenue is derived from the Asset Management segment.
75GF Score
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