CIC Insurance Group (NAI:CIC) Forward Dividend Yield %: 2.77% (As of Aug. 07, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAI:CIC CIC Insurance Group Ltd NAI:CIC
75 GF Score
Price KES4.69
GF Value KES3.39
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is CIC Insurance Group Forward Dividend Yield %?

CIC Insurance Group NAI:CIC -3.70% 75 Forward Dividend Yield % is 2.77% as of Aug. 07, 2026. GuruFocus rates NAI:CIC with a GF Score™ of 75/100 and a GF Value™ of KES3.39 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 421 Insurance companies, CIC Insurance Group ranks worse than 62% on this metric.

As of today (2026-08-07), the Forward Annual Dividend Yield of CIC Insurance Group is 2.77%.

As of today (2026-08-07), the Trailing Annual Dividend Yield of CIC Insurance Group is 2.77%.

NAI:CIC's Forward Dividend Yield % is ranked worse than
62% of 421 companies
in the Insurance industry
Industry Median: 3.18 vs NAI:CIC: 2.77

CIC Insurance Group's Dividends per Share for the six months ended in Dec. 2025 was KES0.13.

During the past 12 months, CIC Insurance Group's average Dividends Per Share Growth Rate was 10.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of CIC Insurance Group was 9.00% per year. The lowest was 6.20% per year. And the median was 6.95% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


CIC Insurance Group  (NAI:CIC) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


CIC Insurance Group Forward Dividend Yield % Related Terms


NAI:CIC vs BRK.A, AIG, HIG: Forward Dividend Yield % Comparison

For the Insurance - Diversified subindustry, CIC Insurance Group's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIC Insurance Group Forward Dividend Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, CIC Insurance Group's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where CIC Insurance Group's Forward Dividend Yield % falls into.


NAI:CIC
75GF Score
CIC Insurance Group Ltd NAI:CIC
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CIC Insurance Group Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

CIC Insurance Group Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
KES 0.1300002026-04-242026-04-232026-06-09Cash DividendannuallyKES:KES 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

CIC Insurance Group's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=0.13/4.69
=2.77 %

Current Share Price is KES4.69.
CIC Insurance Group's Dividends per Share for the forward twelve months is calculated as KES0.13 * 1 = KES0.13.

CIC Insurance Group's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=0.13/4.69
=2.77 %

Current Share Price is KES4.69.
CIC Insurance Group's Dividends per Share for the trailing twelve months (TTM) ended in Today is KES0.13.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Dividend Yield % of 2.77% mean?
CIC Insurance Group (NAI:CIC) has a Forward Dividend Yield % of 2.77% as of Aug. 07, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on CIC Insurance Group and its competitors. According to the industry distribution chart, CIC Insurance Group ranks #261 out of 421 companies in the Insurance industry, placing it in the top 62%.
Is CIC Insurance Group's Forward Dividend Yield % too high?
CIC Insurance Group's current Forward Dividend Yield % is 2.77%. The Insurance industry median Forward Dividend Yield % is 3.18. CIC Insurance Group's value of 2.77% is 12.9% below this industry median. Based on the distribution chart, CIC Insurance Group ranks #261 out of 421 companies in the Insurance industry, which is below the industry midpoint. Overall, CIC Insurance Group has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CIC Insurance Group's Forward Dividend Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, CIC Insurance Group ranks #261 out of 421 companies for Forward Dividend Yield %. This places CIC Insurance Group in the lower half of its industry. The industry median Forward Dividend Yield % is 3.18. CIC Insurance Group's value of 2.77% is 12.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for an Insurance company?
The median Forward Dividend Yield % among Insurance companies is 3.18, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIC Insurance Group's current Forward Dividend Yield % of 2.77% is 12.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on CIC Insurance Group and its competitors. For the Insurance industry, the median Forward Dividend Yield % is 3.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIC Insurance Group's current Forward Dividend Yield % is 2.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIC Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, CIC Insurance Group (NAI:CIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES3.39, compared to a current price of KES4.69 — trading 38.3% above its estimated fair value. The current Forward Dividend Yield % is 2.77% and 12.9% below the Insurance industry median of 3.18. CIC Insurance Group's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For CIC Insurance Group (NAI:CIC), the current Forward Dividend Yield % is 2.77% as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIC Insurance Group (NAI:CIC) Overvalued in 2026?

Based on GuruFocus' analysis, CIC Insurance Group stock appears to be overvalued. The current stock price of KES4.69 is trading 38.3% above its estimated GF Value™ of KES3.39. GuruFocus considers CIC Insurance Group to be Significantly Overvalued.

Key valuation signals for NAI:CIC:

  • Forward Dividend Yield %: 2.77%
  • GF Value™: KES3.39 vs. price of KES4.69 (38.3% above fair value)
  • GF Score™: 75/100 with 3 warning signs
  • Industry Position: 12.9% below the Insurance median (#261 of 421)

No single metric tells the full story. See the NAI:CIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CIC Insurance Group Business Description

Address Mara Road, Upper Hill, P.O. Box 59485, CIC Plaza, Nairobi, KEN, 00200
CIC Insurance Group Ltd operates as a Co-operative insurer in Africa, offering insurance and investment services across Kenya, Uganda, South Sudan, and Malawi. Its diverse portfolio includes General Insurance, Life Assurance, Microinsurance, Asset Management and Pharmaceutical services. The Company's reportable segments are long-term business, general insurance business, asset management, and other business. The majority of revenue is derived from the Asset Management segment.
75GF Score

Get the complete analysis for NAI:CIC

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES4.69
Price
KES3.39
GF Value