Business Description
MS&AD Insurance Group Holdings Inc
ISIN : JP3890310000
Total Employee Number:
44,000Compare
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Traded in other countries / regions
8725.JapanMSADY.USA59M.Germany IPO Date
2008-04-01Description
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.92 | |||||
Equity-to-Asset | 0.17 | |||||
Debt-to-Equity | 0.21 | |||||
Debt-to-EBITDA | 0.94 | |||||
Interest Coverage | 68.72 | |||||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.39 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -62.9 | |||||
3-Year EBITDA Growth Rate | 112.2 | |||||
3-Year EPS without NRI Growth Rate | 136.3 | |||||
3-Year FCF Growth Rate | 171.2 | |||||
3-Year Book Growth Rate | 19.4 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 100 | |||||
9-Day RSI | 100 | |||||
14-Day RSI | 99.98 | |||||
3-1 Month Momentum % | 1.63 | |||||
6-1 Month Momentum % | 23.58 | |||||
12-1 Month Momentum % | 41.71 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3 | |||||
Dividend Payout Ratio | 0.22 | |||||
3-Year Dividend Growth Rate | 23.3 | |||||
Forward Dividend Yield % | 3.36 | |||||
5-Year Yield-on-Cost % | 7.5 | |||||
3-Year Average Share Buyback Ratio | 3.3 | |||||
Shareholder Yield % | 3.75 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 10.87 | |||||
EBITDA Margin % | 14.74 | |||||
FCF Margin % | 867.12 | |||||
OCF Margin % | 10.53 | |||||
ROE % | 18.05 | |||||
ROA % | 2.88 | |||||
ROIC % | 3.16 | |||||
3-Year ROIIC % | 11.88 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 8.02 | |||||
Forward PE Ratio | 9.63 | |||||
PE Ratio without NRI | 7.53 | |||||
Shiller PE Ratio | 20.18 | |||||
PEG Ratio | 0.19 | |||||
PS Ratio | 0.87 | |||||
PB Ratio | 1.29 | |||||
Price-to-Tangible-Book | 1.43 | |||||
Price-to-Free-Cash-Flow | 9.16 | |||||
Price-to-Operating-Cash-Flow | 8.07 | |||||
EV-to-EBIT | 5.01 | |||||
EV-to-EBITDA | 5.01 | |||||
EV-to-Revenue | 0.74 | |||||
EV-to-Forward-Revenue | 0.68 | |||||
EV-to-FCF | 7.86 | |||||
Price-to-GF-Value | 1.1 | |||||
Price-to-Projected-FCF | 0.92 | |||||
Price-to-Median-PS-Value | 2.06 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.3 | |||||
Price-to-Graham-Number | 0.69 | |||||
Earnings Yield (Greenblatt) % | 19.98 | |||||
FCF Yield % | 10.83 | |||||
Forward Rate of Return (Yacktman) % | 23.95 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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MS&AD Insurance Group Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil 円) | 77,466 | ||
| EPS (TTM) (円) | 528.8 | ||
| Beta | 0.0448 | ||
| 3-Year Sharpe Ratio | 1.38 | ||
| 3-Year Sortino Ratio | 3.96 | ||
| Volatility % | 25.76 | ||
| 14-Day RSI | 99.98 | ||
| 14-Day ATR (円) | 0.106492 | ||
| 20-Day SMA (円) | 4167 | ||
| 12-1 Month Momentum % | 41.71 | ||
| 52-Week Range (円) | 2940.5 - 4167 | ||
| Shares Outstanding (Mil) | 1,450.05 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
MS&AD Insurance Group Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
MS&AD Insurance Group Holdings Inc Stock Events
| Event | Date | Price (円) | ||
|---|---|---|---|---|
| Second quarter earnings results for 2027 | 2026-11-19 | In 141 days | ||
| JPY 15.000000 Cash Dividend | 2026-09-29 | In 90 days | ||
| JPY 70.000000 Cash Dividend | 2026-09-29 | In 90 days | ||
| First quarter earnings results for 2027 | 2026-08-07 | In 37 days | ||
| Annual report for 2026 | 2026-07-03 | In 2 days | ||
| General meeting for 2026 | 2026-06-22 10:00 | 4,167.00 (+0.00%) | ||
| Fourth quarter earnings results for 2026 | 2026-05-20 15:30 | 4,167.00 (+0.00%) | ||
| JPY 17.500000 Cash Dividend | 2026-03-30 | 4,100.00 (+0.00%) | ||
| JPY 65.000000 Cash Dividend | 2026-03-30 | 4,100.00 (+0.00%) | ||
| Third quarter earnings results for 2026 | 2026-02-13 15:35 | 3,947.00 (+0.00%) |
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MS&AD Insurance Group Holdings Inc Frequently Asked Questions
What is MS&AD Insurance Group Holdings Inc(NGO:8725)'s stock price today?
The current price of NGO:8725 is 円4167.00. The 52 week high of NGO:8725 is 円4167.00 and 52 week low is 円2940.50.
When is next earnings date of MS&AD Insurance Group Holdings Inc(NGO:8725)?
The next earnings date of MS&AD Insurance Group Holdings Inc(NGO:8725) is 2026-08-07 Est..
Does MS&AD Insurance Group Holdings Inc(NGO:8725) pay dividends? If so, how much?
The Dividend Yield %  of MS&AD Insurance Group Holdings Inc(NGO:8725) is 3% (As of Today), Highest Dividend Payout Ratio of MS&AD Insurance Group Holdings Inc(NGO:8725) was 1.62. The lowest was 0.22. And the median was 0.41. The  Forward Dividend Yield % of MS&AD Insurance Group Holdings Inc(NGO:8725) is 3.36%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on MS&AD Insurance Group Holdings Inc
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