MS&AD Insurance Group Holdings (NGO:8725) EV-to-FCF: (As of Jul. 01, 2026)


NGO:8725 MS&AD Insurance Group Holdings Inc NGO:8725
68 GF Score
Price 円4,167.00
GF Value 円3,773.16
! 6 Warning Signs
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What is MS&AD Insurance Group Holdings EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, MS&AD Insurance Group Holdings's Enterprise Value is 円5,341,592 Mil. MS&AD Insurance Group Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円0 Mil. Therefore, MS&AD Insurance Group Holdings's EV-to-FCF for today is .

The historical rank and industry rank for MS&AD Insurance Group Holdings's EV-to-FCF or its related term are showing as below:

NGO:8725' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 7.86
Current: 7.86

During the past 13 years, the highest EV-to-FCF of MS&AD Insurance Group Holdings was 7.86. The lowest was 0.00. And the median was 0.00.

NGO:8725's EV-to-FCF is ranked better than
57.07% of 396 companies
in the Insurance industry
Industry Median: 9.285 vs NGO:8725: 7.86

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-01), MS&AD Insurance Group Holdings's stock price is 円4167.00. MS&AD Insurance Group Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円528.800. Therefore, MS&AD Insurance Group Holdings's PE Ratio (TTM) for today is 7.88.


MS&AD Insurance Group Holdings  (NGO:8725) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

MS&AD Insurance Group Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=4167.00/528.800
=7.88

MS&AD Insurance Group Holdings's share price for today is 円4167.00.
MS&AD Insurance Group Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円528.800.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


MS&AD Insurance Group Holdings EV-to-FCF Related Terms


MS&AD Insurance Group Holdings EV-to-FCF Historical Data

* Premium members only.

The historical data trend for MS&AD Insurance Group Holdings's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MS&AD Insurance Group Holdings EV-to-FCF Chart

MS&AD Insurance Group Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.15 1.63 4.61 5.90 7.42

MS&AD Insurance Group Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.90 0.00 0.00 0.00 7.42

NGO:8725 vs CB, PGR, TRV: EV-to-FCF Comparison

For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MS&AD Insurance Group Holdings EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where MS&AD Insurance Group Holdings's EV-to-FCF falls into.


NGO:8725
68GF Score
MS&AD Insurance Group Holdings Inc NGO:8725
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MS&AD Insurance Group Holdings EV-to-FCF Calculation

MS&AD Insurance Group Holdings's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=5341592.222/0
=

MS&AD Insurance Group Holdings's current Enterprise Value is 円5,341,592 Mil.
MS&AD Insurance Group Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is MS&AD Insurance Group Holdings (NGO:8725) Overvalued in 2026?

Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be overvalued. The current stock price of 円4,167.00 is trading 10.4% above its estimated GF Value™ of 円3,773.16.

Key valuation signals for NGO:8725:

  • EV-to-FCF:
  • GF Value™: 円3,773.16 vs. price of 円4,167.00 (10.4% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the NGO:8725 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MS&AD Insurance Group Holdings Business Description

Address Yaesu First Financial Building, Yaesu 1-3-7, Chuo-ku, Tokyo, JPN, 103-0028
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
68GF Score

Get the complete analysis for NGO:8725

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円4,167.00
Price
円3,773.16
GF Value