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The historical rank and industry rank for MS&AD Insurance Group Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, MS&AD Insurance Group Holdings's highest Yield on Cost was 14.22. The lowest was 5.85. And the median was 9.72.
NGO:8725's 5-Year Yield-on-Cost % is not ranked *
in the Insurance industry.
Industry Median: 3.98 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
MS&AD Insurance Group Holdings (NGO:8725) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
MS&AD Insurance Group Holdings 5-Year Yield-on-Cost % Related Terms
NGO:8725 vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MS&AD Insurance Group Holdings 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where MS&AD Insurance Group Holdings's 5-Year Yield-on-Cost % falls into.
MS&AD Insurance Group Holdings 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
MS&AD Insurance Group Holdings (NGO:8725) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on MS&AD Insurance Group Holdings and its competitors. Over the past decade, MS&AD Insurance Group Holdings' 5-Year Yield-on-Cost % has ranged from 5.85 to 14.22. According to the industry distribution chart, MS&AD Insurance Group Holdings ranks #88 out of 417 companies in the Insurance industry, placing it in the top 21.1%.
Is MS&AD Insurance Group Holdings' 5-Year Yield-on-Cost % too high?
MS&AD Insurance Group Holdings' current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 5.85 to a high of 14.22. Based on the distribution chart, MS&AD Insurance Group Holdings ranks #88 out of 417 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, MS&AD Insurance Group Holdings ranks #88 out of 417 companies for 5-Year Yield-on-Cost %. This places MS&AD Insurance Group Holdings in the top 21% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.98. Historically, MS&AD Insurance Group Holdings' own 5-Year Yield-on-Cost % has ranged from 5.85 to 14.22 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on MS&AD Insurance Group Holdings and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MS&AD Insurance Group Holdings's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
MS&AD Insurance Group Holdings (NGO:8725) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is 円4,353.97, compared to a current price of 円4,167.00 — trading 4.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. MS&AD Insurance Group Holdings' overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (NGO:8725), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MS&AD Insurance Group Holdings (NGO:8725) Overvalued in 2026?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be undervalued.
The current stock price of 円4,167.00 is trading 4.3% below its estimated GF Value™ of 円4,353.97.
Key valuation signals for NGO:8725:
5-Year Yield-on-Cost %: 0.00
GF Value™: 円4,353.97 vs. price of 円4,167.00 (4.3% below fair value)
No single metric tells the full story. See the NGO:8725 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MS&AD Insurance Group Holdings Business Description
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
80GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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