MS&AD Insurance Group Holdings (NGO:8725) PS Ratio: (As of Jul. 06, 2026)


NGO:8725 MS&AD Insurance Group Holdings Inc NGO:8725
65 GF Score
Price 円4,167.00
GF Value 円3,608.32
! 7 Warning Signs
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What is MS&AD Insurance Group Holdings PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, MS&AD Insurance Group Holdings's share price is 円4167.00. MS&AD Insurance Group Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円-79.67. Hence, MS&AD Insurance Group Holdings's PS Ratio for today is .

Warning Sign:

MS&AD Insurance Group Holdings Inc stock PS Ratio (=83.42) is close to 10-year high of 83.42.

The historical rank and industry rank for MS&AD Insurance Group Holdings's PS Ratio or its related term are showing as below:

During the past 13 years, MS&AD Insurance Group Holdings's highest PS Ratio was 34.77. The lowest was 0.29. And the median was 0.42.

NGO:8725's PS Ratio is not ranked *
in the Insurance industry.
Industry Median: 1.16
* Ranked among companies with meaningful PS Ratio only.

MS&AD Insurance Group Holdings's Revenue per Sharefor the three months ended in Mar. 2026 was 円-3,646.39. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円-79.67.

Warning Sign:

MS&AD Insurance Group Holdings Inc revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of MS&AD Insurance Group Holdings was 32.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was -62.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was -59.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was -29.00% per year.

During the past 13 years, MS&AD Insurance Group Holdings's highest 3-Year average Revenue per Share Growth Rate was 13.80% per year. The lowest was -76.30% per year. And the median was 5.30% per year.

Back to Basics: PS Ratio


MS&AD Insurance Group Holdings  (NGO:8725) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


MS&AD Insurance Group Holdings PS Ratio Related Terms


MS&AD Insurance Group Holdings PS Ratio Historical Data

* Premium members only.

The historical data trend for MS&AD Insurance Group Holdings's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MS&AD Insurance Group Holdings PS Ratio Chart

MS&AD Insurance Group Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.44 1.31 0.68 80.09 75.52

MS&AD Insurance Group Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 80.09 30.93 7.26 11.22 75.52

NGO:8725 vs CB, PGR, TRV: PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MS&AD Insurance Group Holdings PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's PS Ratio distribution charts can be found below:

* The bar in red indicates where MS&AD Insurance Group Holdings's PS Ratio falls into.


NGO:8725
65GF Score
MS&AD Insurance Group Holdings Inc NGO:8725
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MS&AD Insurance Group Holdings PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

MS&AD Insurance Group Holdings's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=4167.00/-79.675
=

MS&AD Insurance Group Holdings's Share Price of today is 円4167.00.
MS&AD Insurance Group Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円-79.67.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Is MS&AD Insurance Group Holdings (NGO:8725) Overvalued in 2026?

Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be overvalued. The current stock price of 円4,167.00 is trading 15.5% above its estimated GF Value™ of 円3,608.32.

Key valuation signals for NGO:8725:

  • PS Ratio:
  • GF Value™: 円3,608.32 vs. price of 円4,167.00 (15.5% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the NGO:8725 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MS&AD Insurance Group Holdings Business Description

Address Yaesu First Financial Building, Yaesu 1-3-7, Chuo-ku, Tokyo, JPN, 103-0028
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
65GF Score

Get the complete analysis for NGO:8725

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円4,167.00
Price
円3,608.32
GF Value