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Spandana Sphoorty Financial (NSE:SPANDANA) Debt-to-EBITDA : 0.00 (As of Dec. 2024)


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What is Spandana Sphoorty Financial Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Spandana Sphoorty Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was ₹0 Mil. Spandana Sphoorty Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was ₹0 Mil. Spandana Sphoorty Financial's annualized EBITDA for the quarter that ended in Dec. 2024 was ₹576 Mil. Spandana Sphoorty Financial's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2024 was 0.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Spandana Sphoorty Financial's Debt-to-EBITDA or its related term are showing as below:

NSE:SPANDANA' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.6   Med: 8.48   Max: 204.73
Current: 12.88

During the past 10 years, the highest Debt-to-EBITDA Ratio of Spandana Sphoorty Financial was 204.73. The lowest was 3.60. And the median was 8.48.

NSE:SPANDANA's Debt-to-EBITDA is ranked worse than
61.17% of 273 companies
in the Credit Services industry
Industry Median: 8.45 vs NSE:SPANDANA: 12.88

Spandana Sphoorty Financial Debt-to-EBITDA Historical Data

The historical data trend for Spandana Sphoorty Financial's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Spandana Sphoorty Financial Debt-to-EBITDA Chart

Spandana Sphoorty Financial Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.81 23.76 7.68 204.73 13.61

Spandana Sphoorty Financial Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 11.05 - 14.66 -

Competitive Comparison of Spandana Sphoorty Financial's Debt-to-EBITDA

For the Credit Services subindustry, Spandana Sphoorty Financial's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Spandana Sphoorty Financial's Debt-to-EBITDA Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Spandana Sphoorty Financial's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Spandana Sphoorty Financial's Debt-to-EBITDA falls into.


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Spandana Sphoorty Financial Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Spandana Sphoorty Financial's Debt-to-EBITDA for the fiscal year that ended in Mar. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(63109.3 + 31136.8) / 6922.9
=13.61

Spandana Sphoorty Financial's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2024) EBITDA data.


Spandana Sphoorty Financial  (NSE:SPANDANA) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Spandana Sphoorty Financial Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Spandana Sphoorty Financial's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Spandana Sphoorty Financial Business Description

Traded in Other Exchanges
Address
Galaxy, Wing B, 16th Floor, Plot No.1, Sy No 83/1, TSIIC, Raidurg Panmaktha, Hyderabad Knowledge City, TG, IND, 500081
Spandana Sphoorty Financial Ltd is a rural-focused non-banking financial company with a geographically diversified presence in India. It offers income generation loans under the joint liability group model, predominantly to women from low-income households in rural areas. Further, it also offers, Gold loans, Interim loans, Loan against Property, and others. It has a single business segment which is financing. The company operates in India and generates key revenue from giving loans.

Spandana Sphoorty Financial Headlines

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