Business Description
Peoples Bancorp of North Carolina Inc
NAICS : 522110
SIC : 6022
ISIN : US7105771072
Total Employee Number:
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PEBK.USA Index Membership
Russell 2000Russell 3000Russell 2000 IPO Date
1985-10-16Description
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 3.25 | |||||
Equity-to-Asset | 0.09 | |||||
Debt-to-Equity | 0.12 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.39 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 4.5 | |||||
3-Year EPS without NRI Growth Rate | 3.8 | |||||
3-Year FCF Growth Rate | 4.6 | |||||
3-Year Book Growth Rate | 16.6 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 41.38 | |||||
9-Day RSI | 44.46 | |||||
14-Day RSI | 46.91 | |||||
3-1 Month Momentum % | -0.78 | |||||
6-1 Month Momentum % | 14.92 | |||||
12-1 Month Momentum % | 36.28 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.94 | |||||
Dividend Payout Ratio | 0.23 | |||||
3-Year Dividend Growth Rate | 3.6 | |||||
Forward Dividend Yield % | 1.96 | |||||
5-Year Yield-on-Cost % | 2.55 | |||||
3-Year Average Share Buyback Ratio | 2 | |||||
Shareholder Yield % | 2.49 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 25.79 | |||||
FCF Margin % | 25.91 | |||||
OCF Margin % | 27.71 | |||||
ROE % | 12.96 | |||||
ROA % | 1.16 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.79 | |||||
PE Ratio without NRI | 11.79 | |||||
Shiller PE Ratio | 14.35 | |||||
Price-to-Owner-Earnings | 10.88 | |||||
PEG Ratio | 3.57 | |||||
PS Ratio | 3.03 | |||||
PB Ratio | 1.42 | |||||
Price-to-Tangible-Book | 1.42 | |||||
Price-to-Free-Cash-Flow | 11.72 | |||||
Price-to-Operating-Cash-Flow | 10.96 | |||||
EV-to-Revenue | 2.41 | |||||
EV-to-FCF | 9.29 | |||||
Price-to-GF-Value | 1.31 | |||||
Price-to-Projected-FCF | 0.71 | |||||
Price-to-DCF (Earnings Based) | 0.87 | |||||
Price-to-DCF (FCF Based) | 0.79 | |||||
Price-to-Median-PS-Value | 1.17 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.81 | |||||
Price-to-Graham-Number | 0.86 | |||||
FCF Yield % | 8.78 | |||||
Forward Rate of Return (Yacktman) % | 14.78 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peoples Bancorp of North Carolina Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 77.372 | ||
| EPS (TTM) ($) | 3.64 | ||
| Beta | 0.2947 | ||
| 3-Year Sharpe Ratio | 0.88 | ||
| 3-Year Sortino Ratio | 1.72 | ||
| Volatility % | 16.65 | ||
| 14-Day RSI | 46.91 | ||
| 14-Day ATR ($) | 1.113681 | ||
| 20-Day SMA ($) | 44.0005 | ||
| 12-1 Month Momentum % | 36.28 | ||
| 52-Week Range ($) | 27.33 - 45.78 | ||
| Shares Outstanding (Mil) | 5.32 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Peoples Bancorp of North Carolina Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Peoples Bancorp of North Carolina Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-26 | In 139 days | ||
| Third quarter earnings results for 2026 | 2026-10-20 | In 41 days | ||
| USD 0.210000 Cash Dividend | 2026-09-03 | 43.88 (+1.27%) | ||
| Second quarter earnings results for 2026 | 2026-07-20 | 42.54 (-1.73%) | ||
| USD 0.210000 Cash Dividend | 2026-06-03 | 42.16 (+1.03%) | ||
| General meeting for 2026 | 2026-05-07 11:00 | 40.41 (+0.17%) | ||
| First quarter earnings results for 2026 | 2026-04-20 | 42.16 (+1.71%) | ||
| Annual report for 2025 | 2026-03-11 | 37.97 (+1.50%) | ||
| USD 0.210000 Cash Dividend | 2026-03-04 | 38.36 (+0.97%) | ||
| USD 0.170000 Cash Dividend | 2026-02-04 | 36.98 (-0.51%) |
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Peoples Bancorp of North Carolina Inc Frequently Asked Questions
What is Peoples Bancorp of North Carolina Inc(PEBK)'s stock price today?
The current price of PEBK is $42.91. The 52 week high of PEBK is $45.78 and 52 week low is $27.33.
When is next earnings date of Peoples Bancorp of North Carolina Inc(PEBK)?
The next earnings date of Peoples Bancorp of North Carolina Inc(PEBK) is 2026-10-20 Est..
Does Peoples Bancorp of North Carolina Inc(PEBK) pay dividends? If so, how much?
The Dividend Yield %  of Peoples Bancorp of North Carolina Inc(PEBK) is 1.94% (As of Today), Highest Dividend Payout Ratio of Peoples Bancorp of North Carolina Inc(PEBK) was 0.28. The lowest was 0.21. And the median was 0.25. The  Forward Dividend Yield % of Peoples Bancorp of North Carolina Inc(PEBK) is 1.96%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | ||
|---|---|---|---|
| Peoples Bancorp Announces First Quarter 2026 Results | 2026-04-20 | ||
| Peoples Bancorp Announces Cash Dividend | 2026-02-20 | ||
| Peoples Bancorp Announces Fourth Quarter and Full Year 2025 Results | 2026-01-26 | ||
| Peoples Bancorp Announces Special Cash Dividend | 2026-01-23 | ||
| Peoples Bancorp Announces Cash Dividend | 2025-11-21 | ||
| Peoples Bancorp Announces Third Quarter 2025 Results | 2025-10-20 | ||
| Peoples Bancorp Announces Cash Dividend | 2025-08-22 | ||
| Peoples Bancorp Announces Second Quarter 2025 Results | 2025-07-21 | ||
| Peoples Bancorp Announces Cash Dividend | 2025-05-16 | ||
| Peoples Bancorp Announces First Quarter 2025 Results | 2025-04-21 |
Articles on Peoples Bancorp of North Carolina Inc
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