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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-18), Peoples Bancorp of North Carolina's 3-1 Month Momentum % is 5.66%.
Peoples Bancorp of North Carolina (NAS:PEBK) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Peoples Bancorp of North Carolina 3-1 Month Momentum % Related Terms
PEBK vs CZWI, INBK, CMTV: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Peoples Bancorp of North Carolina's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples Bancorp of North Carolina 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Peoples Bancorp of North Carolina's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Peoples Bancorp of North Carolina's 3-1 Month Momentum % falls into.
Peoples Bancorp of North Carolina (NAS:PEBK) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples Bancorp of North Carolina (PEBK) has a 3-1 Month Momentum % of 5.66% as of Aug. 18, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Peoples Bancorp of North Carolina and its competitors. According to the industry distribution chart, Peoples Bancorp of North Carolina ranks #714 out of 1583 companies in the Banks industry, placing it in the top 45.1%.
Is Peoples Bancorp of North Carolina's 3-1 Month Momentum % too high?
Peoples Bancorp of North Carolina's current 3-1 Month Momentum % is 5.66%. The Banks industry median 3-1 Month Momentum % is 4.47. Peoples Bancorp of North Carolina's value of 5.66% is 26.6% above this industry median. Based on the distribution chart, Peoples Bancorp of North Carolina ranks #714 out of 1583 companies in the Banks industry, which is above the industry midpoint. Overall, Peoples Bancorp of North Carolina has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp of North Carolina's 3-1 Month Momentum % compare to CZWI and INBK?
According to the Banks industry distribution chart, Peoples Bancorp of North Carolina ranks #714 out of 1583 companies for 3-1 Month Momentum %. This puts Peoples Bancorp of North Carolina in the upper half of its industry. The industry median 3-1 Month Momentum % is 4.47. Peoples Bancorp of North Carolina's value of 5.66% is 26.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.47, based on 1,583 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Bancorp of North Carolina's current 3-1 Month Momentum % of 5.66% is 26.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Peoples Bancorp of North Carolina and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp of North Carolina's current 3-1 Month Momentum % is 5.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp of North Carolina stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp of North Carolina (PEBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.40, compared to a current price of $45.20 — trading 39.5% above its estimated fair value. The current 3-1 Month Momentum % is 5.66% and 26.6% above the Banks industry median of 4.47. Peoples Bancorp of North Carolina's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Peoples Bancorp of North Carolina (PEBK), the current 3-1 Month Momentum % is 5.66% as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peoples Bancorp of North Carolina (PEBK) Overvalued in 2026?
Based on GuruFocus' analysis, Peoples Bancorp of North Carolina stock appears to be overvalued.
The current stock price of $45.20 is trading 39.5% above its estimated GF Value™ of $32.40.
GuruFocus considers Peoples Bancorp of North Carolina to be Significantly Overvalued.
Key valuation signals for PEBK:
3-1 Month Momentum %: 5.66%
GF Value™: $32.40 vs. price of $45.20 (39.5% above fair value)
Industry Position: 26.6% above the Banks median (#714 of 1583)
No single metric tells the full story. See the PEBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
64GF Score
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